X Financial (XYF) Return on Equity: 2018-2025
Historic Return on Equity for X Financial (XYF) over the last 8 years, with Sep 2025 value amounting to 2.18%.
- X Financial's Return on Equity rose 21.00% to 2.18% in Q3 2025 from the same period last year, while for Sep 2025 it was 2.18%, marking a year-over-year increase of 21.00%. This contributed to the annual value of 0.23% for FY2024, which is 1.00% up from last year.
- Per X Financial's latest filing, its Return on Equity stood at 2.18% for Q3 2025, which was up 231.07% from 0.66% recorded in Q2 2025.
- X Financial's Return on Equity's 5-year high stood at 7.47% during Q2 2022, with a 5-year trough of -3.76% in Q1 2021.
- Moreover, its 3-year median value for Return on Equity was 2.16% (2024), whereas its average is 2.18%.
- As far as peak fluctuations go, X Financial's Return on Equity spiked by 908bps in 2022, and later crashed by 396bps in 2023.
- Over the past 5 years, X Financial's Return on Equity (Quarterly) stood at 2.71% in 2021, then decreased by 26bps to 2.45% in 2022, then crashed by 58bps to 1.87% in 2023, then increased by 29bps to 2.16% in 2024, then increased by 21bps to 2.18% in 2025.
- Its Return on Equity stands at 2.18% for Q3 2025, versus 0.66% for Q2 2025 and 0.60% for Q1 2025.