X Financial (XYF) Long-Term Deferred Tax (2017 - 2025)
X Financial (XYF) recorded quarterly Long-Term Deferred Tax of $64.2 million in Q4 2025, up 50.4% quarter-over-quarter from $42.7 million in Q3 2025, and up 133.25% on a YoY basis from $27.5 million in Q4 2024.
X Financial (XYF) Long-Term Deferred Tax (2017 - 2025) Analysis & Trends
X Financial's Long-Term Deferred Tax history runs 9 years deep, the most recent figure standing at $64.2 million for Q4 2025.
- In Q4 2025, Long-Term Deferred Tax rose 133.25% year-over-year to $64.2 million; the TTM figure through Dec 2025 stood at $64.2 million (up 133.25% YoY), while the FY2025 annual figure was $65.1 million, up 140.4% from the prior year.
- Long-Term Deferred Tax was $64.2 million for Q4 2025 at X Financial, up from $42.7 million in the prior quarter.
- In the past five years, Long-Term Deferred Tax ranged from a high of $85.7 million in Q1 2021 to a low of $10.8 million in Q1 2023.
- Historically, Long-Term Deferred Tax has averaged $33.5 million across 5 years, with a median of $26.2 million in 2024.
- The sharpest annual moves came in 2022 and 2024: Long-Term Deferred Tax slumped 71.08% in 2022, then jumped 140.13% in 2024.
- A 5-year view of Long-Term Deferred Tax shows it stood at $43.0 million in 2021, then plunged by 71.08% to $12.4 million in 2022, then surged by 51.87% to $18.9 million in 2023, then surged by 45.77% to $27.5 million in 2024, then surged by 133.25% to $64.2 million in 2025.
- The last three Long-Term Deferred Tax figures came in at $64.2 million (Q4 2025), $42.7 million (Q3 2025), and $36.2 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 64.20 Mn |
| Sep 30, 2025 | 42.69 Mn |
| Jun 30, 2025 | 36.25 Mn |
| Mar 31, 2025 | 25.91 Mn |
| Dec 31, 2024 | 27.52 Mn |
| Sep 30, 2024 | 27.45 Mn |
| Jun 30, 2024 | 26.47 Mn |
| Mar 31, 2024 | 22.64 Mn |
| Dec 31, 2023 | 18.88 Mn |
| Sep 30, 2023 | 16.20 Mn |
| Jun 30, 2023 | 11.03 Mn |
| Mar 31, 2023 | 10.82 Mn |
| Dec 31, 2022 | 12.43 Mn |
| Sep 30, 2022 | 17.05 Mn |
| Jun 30, 2022 | 23.87 Mn |
| Mar 31, 2022 | 25.80 Mn |
| Dec 31, 2021 | 42.99 Mn |
| Sep 30, 2021 | 58.36 Mn |
| Jun 30, 2021 | 73.23 Mn |
| Mar 31, 2021 | 85.69 Mn |