X Financial (XYF) Long-Term Deferred Tax (2017 - 2025)
X Financial (XYF) posted quarterly Long-Term Deferred Tax of $64.2 million for Q4 2025, up 133.25% year-over-year from $27.5 million in Q4 2024, and up 50.4% on a QoQ basis from $42.7 million in Q3 2025.
X Financial (XYF) Long-Term Deferred Tax (2017 - 2025) Analysis & Trends
X Financial (XYF) has reported Long-Term Deferred Tax for 9 consecutive years, with $64.2 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Long-Term Deferred Tax rose 133.25% year-over-year to $64.2 million; the TTM figure through Dec 2025 stood at $64.2 million (up 133.25% YoY), while the FY2025 annual figure was $65.1 million, up 140.4% from the prior year.
- Long-Term Deferred Tax came in at $64.2 million for Q4 2025 at X Financial, up from $42.7 million in the prior quarter.
- The five-year high for Long-Term Deferred Tax was $85.7 million in Q1 2021, with the low at $10.8 million in Q1 2023.
- Average Long-Term Deferred Tax over 5 years is $33.5 million, with a median of $26.2 million recorded in 2024.
- Across the five-year window, Long-Term Deferred Tax tumbled 71.08% in 2022 and jumped 140.13% in 2024, its largest moves.
- Year by year, Long-Term Deferred Tax stood at $43.0 million in 2021, then sank by 71.08% to $12.4 million in 2022, then surged by 51.87% to $18.9 million in 2023, then surged by 45.77% to $27.5 million in 2024, then surged by 133.25% to $64.2 million in 2025.
- According to Business Quant data, Long-Term Deferred Tax over the past three periods registered $64.2 million, $42.7 million, and $36.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 64.20 Mn |
| Sep 30, 2025 | 42.69 Mn |
| Jun 30, 2025 | 36.25 Mn |
| Mar 31, 2025 | 25.91 Mn |
| Dec 31, 2024 | 27.52 Mn |
| Sep 30, 2024 | 27.45 Mn |
| Jun 30, 2024 | 26.47 Mn |
| Mar 31, 2024 | 22.64 Mn |
| Dec 31, 2023 | 18.88 Mn |
| Sep 30, 2023 | 16.20 Mn |
| Jun 30, 2023 | 11.03 Mn |
| Mar 31, 2023 | 10.82 Mn |
| Dec 31, 2022 | 12.43 Mn |
| Sep 30, 2022 | 17.05 Mn |
| Jun 30, 2022 | 23.87 Mn |
| Mar 31, 2022 | 25.80 Mn |
| Dec 31, 2021 | 42.99 Mn |
| Sep 30, 2021 | 58.36 Mn |
| Jun 30, 2021 | 73.23 Mn |
| Mar 31, 2021 | 85.69 Mn |