X Financial (XYF) Long-Term Deferred Tax (2017 - 2025)

X Financial (XYF) recorded quarterly Long-Term Deferred Tax of $64.2 million in Q4 2025, up 50.4% quarter-over-quarter from $42.7 million in Q3 2025, and up 133.25% on a YoY basis from $27.5 million in Q4 2024.

X Financial (XYF) Long-Term Deferred Tax (2017 - 2025) Analysis & Trends

X Financial's Long-Term Deferred Tax history runs 9 years deep, the most recent figure standing at $64.2 million for Q4 2025.

  • In Q4 2025, Long-Term Deferred Tax rose 133.25% year-over-year to $64.2 million; the TTM figure through Dec 2025 stood at $64.2 million (up 133.25% YoY), while the FY2025 annual figure was $65.1 million, up 140.4% from the prior year.
  • Long-Term Deferred Tax was $64.2 million for Q4 2025 at X Financial, up from $42.7 million in the prior quarter.
  • In the past five years, Long-Term Deferred Tax ranged from a high of $85.7 million in Q1 2021 to a low of $10.8 million in Q1 2023.
  • Historically, Long-Term Deferred Tax has averaged $33.5 million across 5 years, with a median of $26.2 million in 2024.
  • The sharpest annual moves came in 2022 and 2024: Long-Term Deferred Tax slumped 71.08% in 2022, then jumped 140.13% in 2024.
  • A 5-year view of Long-Term Deferred Tax shows it stood at $43.0 million in 2021, then plunged by 71.08% to $12.4 million in 2022, then surged by 51.87% to $18.9 million in 2023, then surged by 45.77% to $27.5 million in 2024, then surged by 133.25% to $64.2 million in 2025.
  • The last three Long-Term Deferred Tax figures came in at $64.2 million (Q4 2025), $42.7 million (Q3 2025), and $36.2 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 64.20 Mn
Sep 30, 2025 42.69 Mn
Jun 30, 2025 36.25 Mn
Mar 31, 2025 25.91 Mn
Dec 31, 2024 27.52 Mn
Sep 30, 2024 27.45 Mn
Jun 30, 2024 26.47 Mn
Mar 31, 2024 22.64 Mn
Dec 31, 2023 18.88 Mn
Sep 30, 2023 16.20 Mn
Jun 30, 2023 11.03 Mn
Mar 31, 2023 10.82 Mn
Dec 31, 2022 12.43 Mn
Sep 30, 2022 17.05 Mn
Jun 30, 2022 23.87 Mn
Mar 31, 2022 25.80 Mn
Dec 31, 2021 42.99 Mn
Sep 30, 2021 58.36 Mn
Jun 30, 2021 73.23 Mn
Mar 31, 2021 85.69 Mn