X Financial (XYF) Long-Term Deferred Tax (2017 - 2025)

X Financial (XYF) posted quarterly Long-Term Deferred Tax of $64.2 million for Q4 2025, up 133.25% year-over-year from $27.5 million in Q4 2024, and up 50.4% on a QoQ basis from $42.7 million in Q3 2025.

X Financial (XYF) Long-Term Deferred Tax (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Long-Term Deferred Tax for 9 consecutive years, with $64.2 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Long-Term Deferred Tax rose 133.25% year-over-year to $64.2 million; the TTM figure through Dec 2025 stood at $64.2 million (up 133.25% YoY), while the FY2025 annual figure was $65.1 million, up 140.4% from the prior year.
  • Long-Term Deferred Tax came in at $64.2 million for Q4 2025 at X Financial, up from $42.7 million in the prior quarter.
  • The five-year high for Long-Term Deferred Tax was $85.7 million in Q1 2021, with the low at $10.8 million in Q1 2023.
  • Average Long-Term Deferred Tax over 5 years is $33.5 million, with a median of $26.2 million recorded in 2024.
  • Across the five-year window, Long-Term Deferred Tax tumbled 71.08% in 2022 and jumped 140.13% in 2024, its largest moves.
  • Year by year, Long-Term Deferred Tax stood at $43.0 million in 2021, then sank by 71.08% to $12.4 million in 2022, then surged by 51.87% to $18.9 million in 2023, then surged by 45.77% to $27.5 million in 2024, then surged by 133.25% to $64.2 million in 2025.
  • According to Business Quant data, Long-Term Deferred Tax over the past three periods registered $64.2 million, $42.7 million, and $36.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 64.20 Mn
Sep 30, 2025 42.69 Mn
Jun 30, 2025 36.25 Mn
Mar 31, 2025 25.91 Mn
Dec 31, 2024 27.52 Mn
Sep 30, 2024 27.45 Mn
Jun 30, 2024 26.47 Mn
Mar 31, 2024 22.64 Mn
Dec 31, 2023 18.88 Mn
Sep 30, 2023 16.20 Mn
Jun 30, 2023 11.03 Mn
Mar 31, 2023 10.82 Mn
Dec 31, 2022 12.43 Mn
Sep 30, 2022 17.05 Mn
Jun 30, 2022 23.87 Mn
Mar 31, 2022 25.80 Mn
Dec 31, 2021 42.99 Mn
Sep 30, 2021 58.36 Mn
Jun 30, 2021 73.23 Mn
Mar 31, 2021 85.69 Mn