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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioGross MarginInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Sales

X Financial (XYF) Asset Utilization Ratio: 2018-2025

Historic Asset Utilization Ratio for X Financial (XYF) over the last 7 years, with Sep 2025 value amounting to 0.56.

  • X Financial's Asset Utilization Ratio fell 35.67% to 0.56 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.56, marking a year-over-year decrease of 35.67%. This contributed to the annual value of 0.49 for FY2024, which is 6.32% up from last year.
  • Per X Financial's latest filing, its Asset Utilization Ratio stood at 0.56 for Q3 2025, which was down 4.56% from 0.58 recorded in Q2 2025.
  • In the past 5 years, X Financial's Asset Utilization Ratio ranged from a high of 5.73 in Q4 2024 and a low of 0.41 during Q2 2023.
  • Its 3-year average for Asset Utilization Ratio is 1.52, with a median of 0.73 in 2024.
  • Its Asset Utilization Ratio has fluctuated over the past 5 years, first spiked by 400.37% in 2022, then plummeted by 35.67% in 2025.
  • Over the past 5 years, X Financial's Asset Utilization Ratio (Quarterly) stood at 0.87 in 2021, then spiked by 400.37% to 4.34 in 2022, then grew by 14.03% to 4.95 in 2023, then grew by 15.77% to 5.73 in 2024, then plummeted by 35.67% to 0.56 in 2025.
  • Its Asset Utilization Ratio was 0.56 in Q3 2025, compared to 0.58 in Q2 2025 and 0.96 in Q1 2025.