X Financial (XYF) Asset Utilization Ratio (2018 - 2026)

X Financial has reported Asset Utilization Ratio for 9 years, with the latest figure at 0.43 in Q2 2026.

• On a quarterly basis, Asset Utilization Ratio fell 26.81% year-over-year to 0.43 in Q2 2026; TTM through Jun 2026 was 0.43, a 26.81% decrease from a year earlier, with the FY2025 full-year figure at 0.59, up 19.13% from the prior year.
• Asset Utilization Ratio was 0.43 for Q2 2026 at X Financial, down from 0.48 in the prior quarter.
• The five-year high for Asset Utilization Ratio was 0.63 in Q4 2023, with the low at 0.41 in Q2 2023.
• Average Asset Utilization Ratio over 5 years is 0.5, with a median of 0.49 recorded in 2024.
• The sharpest annual moves came in 2025 and 2026: Asset Utilization Ratio surged 35.75% in 2025, then decreased 26.81% in 2026.
• Over 5 years, Asset Utilization Ratio stood at 0.58 in 2022, then advanced by 9.05% to 0.63 in 2023, then retreated by 21.43% to 0.49 in 2024, then grew by 4.79% to 0.52 in 2025, then dropped by 17.51% to 0.43 in 2026.
• The last three Asset Utilization Ratio figures came in at 0.43 (Q2 2026), 0.48 (Q1 2026), and 0.52 (Q4 2025), per Business Quant data.