X Financial (XYF) Assets (2017 - 2025)

X Financial (XYF) recorded quarterly Assets of $2.1 billion in Q4 2025, up 511.37% quarter-over-quarter from $338.2 million in Q3 2025, and up 25.67% on a YoY basis from $1.6 billion in Q4 2024.

X Financial (XYF) Assets (2017 - 2025) Analysis & Trends

X Financial's Assets history runs 9 years deep, the most recent figure standing at $2.1 billion for Q4 2025.

  • In Q4 2025, Assets rose 25.67% year-over-year to $2.1 billion; the TTM figure through Dec 2025 stood at $2.1 billion (up 25.67% YoY), while the FY2025 annual figure was $2.1 billion, up 29.52% from the prior year.
  • Assets was $2.1 billion for Q4 2025 at X Financial, up from $338.2 million in the prior quarter.
  • In the past five years, Assets ranged from a high of $2.1 billion in Q4 2025 to a low of $305.4 million in Q3 2023.
  • Historically, Assets has averaged $1.2 billion across 5 years, with a median of $1.3 billion in 2022.
  • The sharpest annual moves came in 2022 and 2024: Assets tumbled 67.75% in 2022, then soared 41.12% in 2024.
  • A 5-year view of Assets shows it stood at $1.1 billion in 2021, then gained by 8.2% to $1.2 billion in 2022, then surged by 30.21% to $1.6 billion in 2023, then grew by 1.69% to $1.6 billion in 2024, then rose by 25.67% to $2.1 billion in 2025.
  • The last three Assets figures came in at $2.1 billion (Q4 2025), $338.2 million (Q3 2025), and $1.9 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Assets (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 95.05 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 52.45 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 308.89 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 682.91 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 80.55 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 121.50 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 13.14 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 53.70 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 197.27 Bn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 2.07 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.07 Bn
Sep 30, 2025 338.22 Mn
Jun 30, 2025 1.91 Bn
Mar 31, 2025 1.67 Bn
Dec 31, 2024 1.65 Bn
Sep 30, 2024 430.97 Mn
Jun 30, 2024 1.65 Bn
Mar 31, 2024 1.68 Bn
Dec 31, 2023 1.62 Bn
Sep 30, 2023 305.40 Mn
Jun 30, 2023 1.44 Bn
Mar 31, 2023 1.36 Bn
Dec 31, 2022 1.24 Bn
Sep 30, 2022 360.90 Mn
Jun 30, 2022 1.26 Bn
Mar 31, 2022 1.30 Bn
Dec 31, 2021 1.15 Bn
Sep 30, 2021 1.12 Bn
Jun 30, 2021 1.11 Bn
Mar 31, 2021 1.07 Bn