X Financial XYF
NYSE XYF
$5.53 +0.02 (+0.36%)
At close: Sep 4, 2026 · 4:00 PM EDT

X Financial (XYF) Price to Earnings (2018 - 2026)

X Financial (XYF) posted Price to Earnings of 54.64 for Q2 2026, down 6.68% on a QoQ basis from 58.56 in Q1 2026, and up 452.15% year-over-year from 9.9 in Q2 2025.

Analysis

X Financial (XYF) Price to Earnings (2018 - 2026) Analysis & Trends

X Financial has reported Price to Earnings for 9 years, with the latest figure at 54.64 in Q2 2026.

  • On a quarterly basis, Price to Earnings rose 452.15% year-over-year to 54.64 in Q2 2026; TTM through Jun 2026 was 4.74, a 59.35% increase from a year earlier, with the FY2025 full-year figure at 2.12, up 29.19% from the prior year.
  • Price to Earnings was 54.64 for Q2 2026 at X Financial, down from 58.56 in the prior quarter.
  • The five-year high for Price to Earnings was 58.56 in Q1 2026, with the low at 3.49 in Q3 2022.
  • Average Price to Earnings over 5 years is 14.02, with a median of 6.2 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2025: Price to Earnings tumbled 79.02% in 2022, then surged 741.37% in 2025.
  • Over 5 years, Price to Earnings stood at 3.64 in 2022, then jumped by 84.84% to 6.73 in 2023, then slipped by 5.38% to 6.37 in 2024, then surged by 741.37% to 53.56 in 2025, then advanced by 2.03% to 54.64 in 2026.
  • The last three Price to Earnings figures came in at 54.64 (Q2 2026), 58.56 (Q1 2026), and 53.56 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Upstart Holdings 2.73 Bn 2.28 Bn 303.39 Mn
2 Pagaya Technologies 1.92 Bn 1.72 Bn 168.33 Mn
3 Qfin Holdings 1.10 Bn 108.74 Mn -
4 FinVolution 856.70 Mn -70.30 Mn -
5 X Financial 432.29 Mn -136.02 Mn 84.09 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn
7 Blend Labs 361.86 Mn 317.00 Mn 24.89 Mn
8 LexinFintech Holdings 294.80 Mn 294.80 Mn 73.06 Mn
9 Antalpha Platform Holding 85.61 Mn -804.10 Mn 11.94 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 54.64
Mar 31, 2026 58.56
Dec 31, 2025 53.56
Sep 30, 2025 9.72
Jun 30, 2025 9.90
Mar 31, 2025 9.52
Dec 31, 2024 6.37
Sep 30, 2024 6.03
Jun 30, 2024 3.64
Mar 31, 2024 3.72
Dec 31, 2023 6.73
Sep 30, 2023 4.12
Jun 30, 2023 3.88
Mar 31, 2023 3.62
Dec 31, 2022 3.64
Sep 30, 2022 3.49
Jun 30, 2022 4.45
Mar 31, 2022 6.86
Dec 31, 2021 7.23
Sep 30, 2021 5.11