X Financial (XYF) Price to Earnings (2018 - 2026)
X Financial's (XYF) Price to Earnings came in at 5.09 for Q2 2026, up 69.6% from 3.00 a year earlier and up 125.2% from the prior quarter.
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Analysis
X Financial (XYF) Price to Earnings (2018 - 2026) Analysis & Trends
For FY2025, X Financial's Price to Earnings stood at 2.12, up 29.2% from FY2024.
- In prior years, X Financial's Price to Earnings was 1.64 in FY2024 (+53.6%), 1.07 in FY2023 (-7.3%), 1.15 in FY2022 (-11.4%) and 1.30 in FY2021 (+150.2%).
- The Q2 2026 figure stands as the highest quarterly Price to Earnings since Q1 2019.
- On a year-over-year basis, Price to Earnings increased in seven of the last eight quarters, with growth averaging 67.2%.
- The strongest year-over-year quarter for Price to Earnings in the past five years was Q2 2025, with growth of 157.8%; the weakest was Q2 2022, with a decline of 68.4%.
- According to Business Quant data, Price to Earnings for the three prior quarters was 2.26 (Q1 2026), 2.17 (Q4 2025) and 2.31 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | PayPal Holdings | 50.07 Bn | 8.29 Bn | - |
| 2 | Block | 45.96 Bn | 17.26 Bn | 3.17 Bn |
| 3 | Coinbase Global | 43.76 Bn | 565.86 Mn | - |
| 4 | Corpay | 26.76 Bn | 16.65 Bn | - |
| 5 | Fiserv | 26.37 Bn | 23.05 Bn | 2.90 Bn |
| 6 | Global Payments | 22.40 Bn | 187.22 Mn | 2.03 Bn |
| 7 | Guidewire Software | 15.93 Bn | 12.49 Bn | 269.68 Mn |
| 8 | Bitmine Immersion Technologies | 12.42 Bn | 9.80 Bn | 40.81 Mn |
| 9 | Jack Henry & Associates | 11.60 Bn | 11.50 Bn | 273.85 Mn |
| 10 | X Financial | 195.18 Mn | -1.29 Bn | 84.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.09 |
| Mar 31, 2026 | 2.26 |
| Dec 31, 2025 | 2.17 |
| Sep 30, 2025 | 2.31 |
| Jun 30, 2025 | 3.00 |
| Mar 31, 2025 | 2.64 |
| Dec 31, 2024 | 1.62 |
| Sep 30, 2024 | 1.73 |
| Jun 30, 2024 | 1.16 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 1.09 |
| Sep 30, 2023 | 1.11 |
| Jun 30, 2023 | 1.30 |
| Mar 31, 2023 | 1.09 |
| Dec 31, 2022 | 1.22 |
| Sep 30, 2022 | 1.20 |
| Jun 30, 2022 | 1.28 |
| Mar 31, 2022 | 1.27 |
| Dec 31, 2021 | 1.29 |
| Sep 30, 2021 | 1.06 |
API Access
X Financial Price to Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=price-to-earnings&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "price-to-earnings", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=price-to-earnings&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();