X Financial (XYF) Price to Earnings (2018 - 2026)
X Financial (XYF) posted Price to Earnings of 54.64 for Q2 2026, down 6.68% on a QoQ basis from 58.56 in Q1 2026, and up 452.15% year-over-year from 9.9 in Q2 2025.
Analysis
X Financial (XYF) Price to Earnings (2018 - 2026) Analysis & Trends
X Financial has reported Price to Earnings for 9 years, with the latest figure at 54.64 in Q2 2026.
- On a quarterly basis, Price to Earnings rose 452.15% year-over-year to 54.64 in Q2 2026; TTM through Jun 2026 was 4.74, a 59.35% increase from a year earlier, with the FY2025 full-year figure at 2.12, up 29.19% from the prior year.
- Price to Earnings was 54.64 for Q2 2026 at X Financial, down from 58.56 in the prior quarter.
- The five-year high for Price to Earnings was 58.56 in Q1 2026, with the low at 3.49 in Q3 2022.
- Average Price to Earnings over 5 years is 14.02, with a median of 6.2 recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: Price to Earnings tumbled 79.02% in 2022, then surged 741.37% in 2025.
- Over 5 years, Price to Earnings stood at 3.64 in 2022, then jumped by 84.84% to 6.73 in 2023, then slipped by 5.38% to 6.37 in 2024, then surged by 741.37% to 53.56 in 2025, then advanced by 2.03% to 54.64 in 2026.
- The last three Price to Earnings figures came in at 54.64 (Q2 2026), 58.56 (Q1 2026), and 53.56 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.73 Bn | 2.28 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.92 Bn | 1.72 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 1.10 Bn | 108.74 Mn | - |
| 4 | FinVolution | 856.70 Mn | -70.30 Mn | - |
| 5 | X Financial | 432.29 Mn | -136.02 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 361.86 Mn | 317.00 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 294.80 Mn | 294.80 Mn | 73.06 Mn |
| 9 | Antalpha Platform Holding | 85.61 Mn | -804.10 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.64 |
| Mar 31, 2026 | 58.56 |
| Dec 31, 2025 | 53.56 |
| Sep 30, 2025 | 9.72 |
| Jun 30, 2025 | 9.90 |
| Mar 31, 2025 | 9.52 |
| Dec 31, 2024 | 6.37 |
| Sep 30, 2024 | 6.03 |
| Jun 30, 2024 | 3.64 |
| Mar 31, 2024 | 3.72 |
| Dec 31, 2023 | 6.73 |
| Sep 30, 2023 | 4.12 |
| Jun 30, 2023 | 3.88 |
| Mar 31, 2023 | 3.62 |
| Dec 31, 2022 | 3.64 |
| Sep 30, 2022 | 3.49 |
| Jun 30, 2022 | 4.45 |
| Mar 31, 2022 | 6.86 |
| Dec 31, 2021 | 7.23 |
| Sep 30, 2021 | 5.11 |