X Financial (XYF) Peer Comparison

Companies in Credit Services
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S.No. Ticker Company Market Cap P/E P/S ROCE (TTM) Div Yield % Total Debt (TTM) Int Coverage (TTM)
1 V Visa Inc. 627.72 Bn 30.19 15.17 38.76% 0.76% 21.18 Bn 42.13
2 MA Mastercard Inc 503.39 Bn 41.07 19.08 56.26% 0.63% 18.98 Bn 24.55
3 AXP American Express Co 303.26 Bn 43.48 7.90 0.0% 0.68% 59.23 Bn 0.00
4 COF Capital One Financial Corp 87.95 Bn 10.75 2.98 0.0% 1.46% 51.48 Bn 0.00
5 PYPL PayPal Holdings, Inc. 63.06 Bn 41.82 5.36 17.42% 0.27% 11.28 Bn 0.00
6 SYF Synchrony Financial 60.30 Bn 27.51 8.82 0.0% 0.41% 14.43 Bn 0.00
7 SOFI SoFi Technologies, Inc. 24.75 Bn 38.66 7.45 0.0% 0.0% 2.81 Bn 0.00
8 ALLY Ally Financial Inc. 13.36 Bn 48.60 1.70 0.0% 0.71% 20.63 Bn 0.00
9 SLM SLM Corp 12.68 Bn -20.26 22.83 0.0% 0.48% 6.84 Bn 0.00
10 OMF OneMain Holdings, Inc. 8.89 Bn 13.43 3.66 0.0% 2.36% 22.34 Bn 0.00
11 FCFS FirstCash Holdings, Inc. 7.91 Bn 34.10 2.70 10.94% 1.02% 2.58 Bn 4.66
12 NNI Nelnet Inc 6.44 Bn 28.67 8.15 0.0% 0.83% 7.82 Bn 0.00
13 CACC Credit Acceptance Corp 5.90 Bn 13.01 2.56 0.0% 0.0% 6.37 Bn 2.30
14 BFH Bread Financial Holdings, Inc. 4.56 Bn 8.57 0.80 0.0% 0.32% 3.79 Bn 0.00
15 ENVA Enova International, Inc. 4.21 Bn 14.38 1.39 0.0% 0.0% 4.14 Bn 2.16
16 NAVI Navient Corp 4.21 Bn 4.05 1.47 0.0% 3.16% 46.33 Bn 0.00
17 UPST Upstart Holdings, Inc. 3.72 Bn 115.44 3.85 0.0% 0.0% 1.95 Bn 0.00
18 WU Western Union CO 3.13 Bn 4.06 0.76 0.0% 12.54% 2.59 Bn 5.55
19 SEZL Sezzle Inc. 2.14 Bn 18.49 5.12 55.92% 0.0% 0.12 Bn 11.09
20 QFIN Qfin Holdings, Inc. 2.14 Bn 2.21 0.78 19.21% 9.39% 0.89 Bn 0.00
21 AGM Federal Agricultural Mortgage Corp 1.82 Bn 16.02 7.75 0.0% 2.82% 31.29 Bn 0.00
22 ECPG Encore Capital Group Inc 1.42 Bn -31.36 0.91 0.0% 0.0% 3.93 Bn 1.10
23 FINV FinVolution Group 1.31 Bn 3.32 0.66 0.0% 0.0% 0.16 Bn 0.00
24 EZPW Ezcorp Inc 1.23 Bn 11.23 0.97 9.7% 0.0% 0.76 Bn 7.37
25 ATLC Atlanticus Holdings Corp 0.78 Bn 7.39 1.56 0.0% 0.0% 6.06 Bn 0.00
26 GDOT Green Dot Corp 0.68 Bn -14.50 0.34 -5.25% 0.0% 0.07 Bn -8.90
27 WRLD World Acceptance Corp 0.66 Bn 11.48 1.15 0.0% 0.0% 0.66 Bn 2.54
28 PRAA Pra Group Inc 0.50 Bn -1.45 0.43 0.0% 0.0% 3.64 Bn -0.16
29 LX LexinFintech Holdings Ltd. 0.48 Bn 1.88 0.25 17.58% 10.53% 0.67 Bn 130.65
30 RM Regional Management Corp. 0.43 Bn 16.76 1.62 0.0% 0.81% 1.62 Bn 1.66
31 YRD Yiren Digital Ltd. 0.34 Bn 1.95 0.39 0.0% 0.0% 0.01 Bn -12.38
32 OPFI OppFi Inc. 0.27 Bn 69.13 0.71 0.0% 2.63% 0.33 Bn 1.32
33 MFIN Medallion Financial Corp 0.25 Bn 6.13 1.85 0.0% 1.17% 0.30 Bn 0.00
34 OPRT Oportun Financial Corp 0.23 Bn 7.42 0.56 0.0% 0.0% 2.74 Bn 0.00
35 XYF X Financial 0.22 Bn 0.87 0.20 0.0% 0.0% 0.48 Bn -3,429.23
36 RWAY Runway Growth Finance Corp. 0.22 Bn 7.57 4.06 0.0% 3.6% 0.44 Bn 2.28
37 LPRO Open Lending Corp 0.22 Bn -1.43 12.70 -31.02% 0.0% 0.14 Bn -7.20
38 CPSS Consumer Portfolio Services, Inc. 0.19 Bn 9.59 0.43 0.0% 0.0% 3.44 Bn 1.12
39 ANTA Antalpha Platform Holding Co 0.18 Bn 40.26 3.73 0.0% 0.0% 0.85 Bn 0.00
40 PMTS CPI Card Group Inc. 0.15 Bn 10.15 0.28 16.0% 0.0% 0.31 Bn 1.61
41 FOA Finance of America Companies Inc. 0.09 Bn -24.78 0.27 0.0% 0.0% 30.16 Bn 0.00
42 SNTG Sentage Holdings Inc. 0.01 Bn -3.20 49.88 - 0.0% - -
43 LMFA Lm Funding America, Inc. 0.00 Bn -0.19 0.28 -12.27% 0.0% 0.01 Bn -6.88
44 TROO Troops, Inc. /Cayman Islands/ 0.00 Bn 0.00 0.00 - 0.0% - -
45 DXF Eason Technology Ltd 0.00 Bn 0.00 0.00 - 0.0% - -
46 JCAP Jefferson Capital, Inc. / DE 0.00 Bn 0.00 0.00 0.0% 2.25% 1.18 Bn 0.00