X Financial (XYF) Debt to Equity (2016 - 2025)

X Financial's Debt to Equity history runs 8 years deep, the most recent figure standing at $0.05 for Q4 2025.

• In Q4 2025, Debt to Equity rose 10.61% year-over-year to $0.05; the TTM figure through Dec 2025 stood at $0.05 (up 10.61% YoY), while the FY2025 annual figure was $0.05, up 12.35% from the prior year.
• Debt to Equity was $0.05 for Q4 2025 at X Financial, up from $0.05 in the prior quarter.
• In the past five years, Debt to Equity ranged from a high of $0.1 in Q4 2023 to a low of $0.04 in Q4 2021.
• Historically, Debt to Equity has averaged $0.06 across 4 years, with a median of $0.05 in 2024.
• The sharpest annual moves came in 2021 and 2025: Debt to Equity sank 76.38% in 2021, then climbed 10.61% in 2025.
• A 4-year view of Debt to Equity shows it stood at $0.04 in 2021, then jumped by 171.98% to $0.1 in 2023, then sank by 51.11% to $0.05 in 2024, then rose by 10.61% to $0.05 in 2025.
• The last three Debt to Equity figures came in at $0.05 (Q4 2025), $0.05 (Q4 2024), and $0.1 (Q4 2023), per Business Quant data.