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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueGross MarginNet MarginOperating MarginReturn on AssetsReturn on Sales

X Financial (XYF) EBITDA Margin (2017 - 2025)

Historic EBITDA Margin for X Financial (XYF) over the last 9 years, with Q3 2025 value amounting to 21.07%.

  • X Financial's EBITDA Margin fell 19500.0% to 21.07% in Q3 2025 from the same period last year, while for Sep 2025 it was 22.77%, marking a year-over-year decrease of 21300.0%. This contributed to the annual value of 192.87% for FY2024, which is 178100.0% up from last year.
  • According to the latest figures from Q3 2025, X Financial's EBITDA Margin is 21.07%, which was down 19500.0% from 23.1% recorded in Q2 2025.
  • X Financial's EBITDA Margin's 5-year high stood at 32.24% during Q2 2023, with a 5-year trough of 15.19% in Q4 2023.
  • Over the past 5 years, X Financial's median EBITDA Margin value was 23.6% (recorded in 2025), while the average stood at 24.24%.
  • Its EBITDA Margin has fluctuated over the past 5 years, first soared by 1120500bps in 2021, then crashed by -122000bps in 2023.
  • Over the past 5 years, X Financial's EBITDA Margin (Quarter) stood at 16.43% in 2021, then soared by 67bps to 27.39% in 2022, then tumbled by -45bps to 15.19% in 2023, then surged by 54bps to 23.36% in 2024, then decreased by -10bps to 21.07% in 2025.
  • Its last three reported values are 21.07% in Q3 2025, 23.1% for Q2 2025, and 23.6% during Q1 2025.