X Financial (XYF) Receivables (2017 - 2026)
X Financial's Receivables came in at $202.28 million for Q2 2026, down 54.2% from $441.35 million a year earlier and down 43.9% from the prior quarter.
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Analysis
X Financial (XYF) Receivables (2017 - 2026) Analysis & Trends
At the end of FY2025, X Financial's Receivables was $437.77 million, up 55.0% from FY2024.
- Receivables carries a five-year compound annual growth rate of 48.8% (FY2020 to FY2025).
- Going back by year, Receivables was $282.45 million in FY2024 (-49.0%), $554.27 million in FY2023 (+19.2%), $464.91 million in FY2022 (+99.4%) and $233.18 million in FY2021 (+289.1%).
- The Q2 2026 figure represents the lowest quarterly Receivables since Q1 2023.
- Year-over-year, Receivables increased in six of the last eight quarters, with growth averaging 30.0%.
- The fastest year-over-year change in Receivables over five years came in Q4 2021 (growth of 274.9%), and the weakest in Q2 2026 (a decline of 54.2%).
- Business Quant data shows XYF's Receivables at $360.67 million (Q1 2026), $443.56 million (Q4 2025) and $428.32 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 52.19 Bn | 23.96 Bn | 3.24 Bn | 1.65 Bn |
| 2 | PayPal Holdings | 50.03 Bn | 8.73 Bn | - | 8.92 Bn |
| 3 | Coinbase Global | 35.13 Bn | -4.52 Bn | - | 270.18 Mn |
| 4 | Fiserv | 33.23 Bn | 30.43 Bn | 2.76 Bn | 20.17 Bn |
| 5 | Corpay | 29.63 Bn | 18.45 Bn | - | 5.27 Bn |
| 6 | Global Payments | 26.81 Bn | 1.63 Bn | 2.01 Bn | 4.42 Bn |
| 7 | Guidewire Software | 13.13 Bn | 9.70 Bn | 269.68 Mn | 334.55 Mn |
| 8 | Chime Financial | 12.34 Bn | 8.03 Bn | 646.07 Mn | 330.88 Mn |
| 9 | Jack Henry & Associates | 12.26 Bn | 12.16 Bn | 273.85 Mn | 389.44 Mn |
| 10 | X Financial | 225.75 Mn | -305.02 Mn | - | 449.68 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 203.00 Mn |
| Mar 31, 2026 | 362.17 Mn |
| Dec 31, 2025 | 449.68 Mn |
| Sep 30, 2025 | 430.62 Mn |
| Jun 30, 2025 | 441.35 Mn |
| Mar 31, 2025 | 332.07 Mn |
| Dec 31, 2024 | 278.09 Mn |
| Sep 30, 2024 | 243.59 Mn |
| Jun 30, 2024 | 207.90 Mn |
| Mar 31, 2024 | 221.73 Mn |
| Dec 31, 2023 | 233.51 Mn |
| Sep 30, 2023 | 238.62 Mn |
| Jun 30, 2023 | 205.98 Mn |
| Mar 31, 2023 | 185.16 Mn |
| Dec 31, 2022 | 169.02 Mn |
| Sep 30, 2022 | 129.65 Mn |
| Jun 30, 2022 | 109.11 Mn |
| Mar 31, 2022 | 117.17 Mn |
| Dec 31, 2021 | 234.61 Mn |
| Sep 30, 2021 | 137.89 Mn |
API Access
X Financial Receivables API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=receivables&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "receivables", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=receivables&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();