X Financial (XYF) Receivables (2017 - 2025)
X Financial (XYF) recorded quarterly Receivables of $662.3 million in Q4 2025, up 54.63% quarter-over-quarter from $428.3 million in Q3 2025, and up 36.89% on a YoY basis from $483.8 million in Q4 2024.
X Financial (XYF) Receivables (2017 - 2025) Analysis & Trends
X Financial's Receivables history runs 9 years deep, the most recent figure standing at $662.3 million for Q4 2025.
- In Q4 2025, Receivables rose 36.89% year-over-year to $662.3 million; the TTM figure through Dec 2025 stood at $662.3 million (up 36.89% YoY), while the FY2025 annual figure was $653.7 million, up 37.29% from the prior year.
- Receivables was $662.3 million for Q4 2025 at X Financial, up from $428.3 million in the prior quarter.
- In the past five years, Receivables ranged from a high of $662.3 million in Q4 2025 to a low of $109.1 million in Q2 2022.
- Historically, Receivables has averaged $261.8 million across 5 years, with a median of $214.8 million in 2024.
- The sharpest annual moves came in 2022 and 2025: Receivables fell 2.22% in 2022, then surged 110.25% in 2025.
- A 5-year view of Receivables shows it stood at $127.4 million in 2021, then jumped by 62.94% to $207.5 million in 2022, then advanced by 11.15% to $230.6 million in 2023, then jumped by 109.76% to $483.8 million in 2024, then soared by 36.89% to $662.3 million in 2025.
- The last three Receivables figures came in at $662.3 million (Q4 2025), $428.3 million (Q3 2025), and $437.1 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 5.54 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 5.21 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 40.34 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 230.70 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 3.03 Bn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 662.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 662.31 Mn |
| Sep 30, 2025 | 428.32 Mn |
| Jun 30, 2025 | 437.11 Mn |
| Mar 31, 2025 | 331.50 Mn |
| Dec 31, 2024 | 483.81 Mn |
| Sep 30, 2024 | 243.59 Mn |
| Jun 30, 2024 | 207.90 Mn |
| Mar 31, 2024 | 221.73 Mn |
| Dec 31, 2023 | 230.65 Mn |
| Sep 30, 2023 | 240.69 Mn |
| Jun 30, 2023 | 205.98 Mn |
| Mar 31, 2023 | 185.16 Mn |
| Dec 31, 2022 | 207.52 Mn |
| Sep 30, 2022 | 134.83 Mn |
| Jun 30, 2022 | 109.11 Mn |
| Mar 31, 2022 | 117.17 Mn |
| Dec 31, 2021 | 127.36 Mn |
| Sep 30, 2021 | 137.89 Mn |
| Dec 31, 2020 | 62.59 Mn |
| Dec 31, 2019 | 110.31 Mn |