X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Receivables (2017 - 2026)

X Financial (XYF) posted quarterly Receivables of $218.7 million for Q4 2025, up 8.69% year-over-year from $201.3 million in Q4 2024, and down 48.93% quarter-over-quarter from $428.3 million in Q3 2025.

Analysis

X Financial (XYF) Receivables (2017 - 2026) Analysis & Trends

X Financial's Receivables history runs 9 years deep, the most recent figure standing at $218.7 million for Q4 2025.

  • In Q4 2025, Receivables rose 8.69% year-over-year to $218.7 million; the TTM figure through Dec 2025 stood at $218.7 million (up 8.69% YoY), while the FY2025 annual figure was $437.8 million, up 54.99% from the prior year.
  • Receivables for Q4 2025 stood at $218.7 million, down from $428.3 million in the prior quarter.
  • The five-year high for Receivables was $437.1 million in Q2 2025, with the low at $152255.4 in Q4 2023.
  • The 5-year median for Receivables is $203.6 million (2023), against an average of $193.3 million.
  • The sharpest annual moves came in 2023 and 2024: Receivables tumbled 99.67% in 2023, then surged 132088.72% in 2024.
  • X Financial's Receivables stood at $10.4 million in 2021, then soared by 342.99% to $46.3 million in 2022, then sank by 99.67% to $152255.4 in 2023, then soared by 132088.72% to $201.3 million in 2024, then grew by 8.69% to $218.7 million in 2025.
  • Business Quant data shows XYF's Receivables at $218.7 million in Q4 2025, $428.3 million in Q3 2025, and $437.1 million in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Receivables (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 5.93 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 5.05 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn -
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - 9.38 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 372.40 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 59.89 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 3.17 Bn
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn 202.28 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 202.28 Mn
Mar 31, 2026 360.67 Mn
Dec 31, 2025 443.56 Mn
Sep 30, 2025 428.32 Mn
Jun 30, 2025 441.35 Mn
Mar 31, 2025 332.07 Mn
Dec 31, 2024 282.55 Mn
Sep 30, 2024 243.59 Mn
Jun 30, 2024 207.90 Mn
Mar 31, 2024 221.73 Mn
Dec 31, 2023 152,255.44
Sep 30, 2023 240.69 Mn
Jun 30, 2023 213.25 Mn
Mar 31, 2023 185.88 Mn
Dec 31, 2022 46.26 Mn
Sep 30, 2022 134.83 Mn
Jun 30, 2022 109.11 Mn
Mar 31, 2022 117.17 Mn
Dec 31, 2021 10.44 Mn
Sep 30, 2021 137.89 Mn