X Financial (XYF) Receivables (2017 - 2025)
X Financial (XYF) posted quarterly Receivables of $662.3 million for Q4 2025, up 36.89% year-over-year from $483.8 million in Q4 2024, and up 54.63% on a QoQ basis from $428.3 million in Q3 2025.
X Financial (XYF) Receivables (2017 - 2025) Analysis & Trends
X Financial (XYF) has reported Receivables for 9 consecutive years, with $662.3 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Receivables rose 36.89% year-over-year to $662.3 million; the TTM figure through Dec 2025 stood at $662.3 million (up 36.89% YoY), while the FY2025 annual figure was $653.7 million, up 35.15% from the prior year.
- Receivables came in at $662.3 million for Q4 2025 at X Financial, up from $428.3 million in the prior quarter.
- The five-year high for Receivables was $662.3 million in Q4 2025, with the low at $110.8 million in Q2 2022.
- Average Receivables over 5 years is $262.4 million, with a median of $217.5 million recorded in 2024.
- Across the five-year window, Receivables retreated 2.51% in 2024 and surged 110.25% in 2025, its largest moves.
- Year by year, Receivables stood at $127.4 million in 2021, then jumped by 62.94% to $207.5 million in 2022, then increased by 11.15% to $230.6 million in 2023, then jumped by 109.76% to $483.8 million in 2024, then soared by 36.89% to $662.3 million in 2025.
- According to Business Quant data, Receivables over the past three periods registered $662.3 million, $428.3 million, and $437.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 5.54 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 5.21 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 40.34 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 230.70 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 3.03 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 519.50 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 662.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 662.31 Mn |
| Sep 30, 2025 | 428.32 Mn |
| Jun 30, 2025 | 437.11 Mn |
| Mar 31, 2025 | 331.50 Mn |
| Dec 31, 2024 | 483.81 Mn |
| Sep 30, 2024 | 243.59 Mn |
| Jun 30, 2024 | 207.90 Mn |
| Mar 31, 2024 | 221.73 Mn |
| Dec 31, 2023 | 230.65 Mn |
| Sep 30, 2023 | 240.69 Mn |
| Jun 30, 2023 | 213.25 Mn |
| Mar 31, 2023 | 185.88 Mn |
| Dec 31, 2022 | 207.52 Mn |
| Sep 30, 2022 | 134.83 Mn |
| Jun 30, 2022 | 110.82 Mn |
| Mar 31, 2022 | 117.17 Mn |
| Dec 31, 2021 | 127.36 Mn |
| Sep 30, 2021 | 137.89 Mn |
| Dec 31, 2020 | 62.59 Mn |
| Dec 31, 2019 | 110.31 Mn |