X Financial (XYF) Change in Accured Expenses (2017 - 2025)
X Financial (XYF) recorded quarterly Change in Accured Expenses of $10.7 million in Q4 2025, down 30.6% quarter-over-quarter from $15.5 million in Q3 2025, and down 18.67% on a YoY basis from $13.2 million in Q4 2024.
X Financial (XYF) Change in Accured Expenses (2017 - 2025) Analysis & Trends
X Financial's Change in Accured Expenses history runs 9 years deep, the most recent figure standing at $10.7 million for Q4 2025.
- In Q4 2025, Change in Accured Expenses fell 18.67% year-over-year to $10.7 million; the TTM figure through Dec 2025 stood at $10.7 million (down 18.67% YoY), while the FY2025 annual figure was $10.9 million, down 16.18% from the prior year.
- Change in Accured Expenses was $10.7 million for Q4 2025 at X Financial, down from $15.5 million in the prior quarter.
- In the past five years, Change in Accured Expenses ranged from a high of $15.5 million in Q3 2025 to a low of $3.0 million in Q1 2021.
- Historically, Change in Accured Expenses has averaged $7.9 million across 5 years, with a median of $7.0 million in 2021.
- The sharpest annual moves came in 2021 and 2022: Change in Accured Expenses sank 46.11% in 2021, then soared 69.35% in 2022.
- A 5-year view of Change in Accured Expenses shows it stood at $7.0 million in 2021, then decreased by 5.18% to $6.6 million in 2022, then jumped by 82.18% to $12.1 million in 2023, then grew by 9.42% to $13.2 million in 2024, then declined by 18.67% to $10.7 million in 2025.
- The last three Change in Accured Expenses figures came in at $10.7 million (Q4 2025), $15.5 million (Q3 2025), and $10.9 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 397.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 39.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 476.00 Mn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 181.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -437.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | -312.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.52 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -33.85 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 123.00 Mn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 10.72 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 10.72 Mn |
| Dec 31, 2025 | 10.72 Mn |
| Sep 30, 2025 | 15.45 Mn |
| Sep 30, 2025 | 15.45 Mn |
| Jun 30, 2025 | 10.85 Mn |
| Jun 30, 2025 | 10.85 Mn |
| Mar 31, 2025 | 6.65 Mn |
| Mar 31, 2025 | 6.65 Mn |
| Dec 31, 2024 | 13.19 Mn |
| Dec 31, 2024 | 13.19 Mn |
| Sep 30, 2024 | 13.26 Mn |
| Sep 30, 2024 | 13.26 Mn |
| Jun 30, 2024 | 8.09 Mn |
| Jun 30, 2024 | 8.09 Mn |
| Mar 31, 2024 | 4.31 Mn |
| Mar 31, 2024 | 4.31 Mn |
| Dec 31, 2023 | 12.05 Mn |
| Dec 31, 2023 | 12.05 Mn |
| Sep 30, 2023 | 9.74 Mn |
| Sep 30, 2023 | 9.74 Mn |