X Financial (XYF) Current Leases (2019 - 2025)

X Financial (XYF) posted quarterly Current Leases of $1.5 million for Q4 2025, down 13.64% year-over-year from $1.8 million in Q4 2024, and down 13.64% quarter-over-quarter from $1.8 million in Q4 2024.

X Financial (XYF) Current Leases (2019 - 2025) Analysis & Trends

X Financial's Current Leases history runs 7 years deep, the most recent figure standing at $1.5 million for Q4 2025.

  • In Q4 2025, Current Leases fell 13.64% year-over-year to $1.5 million; the TTM figure through Dec 2025 stood at $1.5 million (down 13.64% YoY), while the FY2025 annual figure was $1.6 million, down 11.0% from the prior year.
  • Current Leases for Q4 2025 stood at $1.5 million, down from $1.8 million in the prior quarter.
  • The five-year high for Current Leases was $1.9 million in Q4 2021, with the low at $1.5 million in Q4 2025.
  • The 5-year median for Current Leases is $1.8 million (2024), against an average of $1.7 million.
  • The sharpest annual moves came in 2021 and 2023: Current Leases fell 24.24% in 2021, then climbed 12.3% in 2023.
  • X Financial's Current Leases stood at $1.9 million in 2021, then retreated by 17.59% to $1.6 million in 2022, then grew by 12.3% to $1.8 million in 2023, then decreased by 0.7% to $1.8 million in 2024, then declined by 13.64% to $1.5 million in 2025.
  • Business Quant data shows XYF's Current Leases at $1.5 million in Q4 2025, $1.8 million in Q4 2024, and $1.8 million in Q4 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Current Leases (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - 92,632.14
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 1.53 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.53 Mn
Dec 31, 2024 1.77 Mn
Dec 31, 2023 1.79 Mn
Dec 31, 2022 1.59 Mn
Dec 31, 2021 1.93 Mn
Dec 31, 2020 2.55 Mn
Dec 31, 2019 2.87 Mn