X Financial (XYF) Current Leases (2019 - 2025)
X Financial (XYF) posted Current Leases of $1.5 million for Q4 2025, down 13.64% on a QoQ basis from $1.8 million in Q4 2024, and down 13.64% year-over-year from $1.8 million in Q4 2024.
Analysis
X Financial (XYF) Current Leases (2019 - 2025) Analysis & Trends
X Financial has reported Current Leases for 7 years, with the latest figure at $1.5 million in Q4 2025.
- On a quarterly basis, Current Leases fell 13.64% year-over-year to $1.5 million in Q4 2025; TTM through Dec 2025 was $1.5 million, a 13.64% decrease from a year earlier, with the FY2025 full-year figure at $1.6 million, down 11.0% from the prior year.
- Current Leases was $1.5 million for Q4 2025 at X Financial, down from $1.8 million in the prior quarter.
- The five-year high for Current Leases was $582.7 million in Q4 2022, with the low at $1.5 million in Q4 2025.
- Average Current Leases over 5 years is $217.3 million, with a median of $1.9 million recorded in 2021.
- The sharpest annual moves came in 2022 and 2024: Current Leases soared 30111.48% in 2022, then slumped 99.64% in 2024.
- Over 5 years, Current Leases stood at $1.9 million in 2021, then jumped by 30111.48% to $582.7 million in 2022, then retreated by 14.42% to $498.7 million in 2023, then plunged by 99.64% to $1.8 million in 2024, then retreated by 13.64% to $1.5 million in 2025.
- The last three Current Leases figures came in at $1.5 million (Q4 2025), $1.8 million (Q4 2024), and $498.7 million (Q4 2023), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Current Leases (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | - |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | - |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | - |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | - |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | - |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 1.06 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.53 Mn |
| Dec 31, 2024 | 1.77 Mn |
| Dec 31, 2023 | 498.66 Mn |
| Dec 31, 2022 | 582.69 Mn |
| Dec 31, 2021 | 1.93 Mn |
| Dec 31, 2020 | 2.55 Mn |
| Dec 31, 2019 | 2.87 Mn |