X Financial (XYF) Current Leases (2016 - 2025)

X Financial (XYF) posted quarterly Current Leases of $105.5 million for Q4 2025, up 5851.98% year-over-year from $1.8 million in Q4 2024, and up 31.67% on a QoQ basis from $80.1 million in Q3 2025.

X Financial (XYF) Current Leases (2016 - 2025) Analysis & Trends

X Financial (XYF) has reported Current Leases for 9 consecutive years, with $105.5 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Current Leases rose 5851.98% year-over-year to $105.5 million; the TTM figure through Dec 2025 stood at $105.5 million (up 5851.98% YoY), while the FY2025 annual figure was $107.0 million, up 298.8% from the prior year.
  • Current Leases came in at $105.5 million for Q4 2025 at X Financial, up from $80.1 million in the prior quarter.
  • The five-year high for Current Leases was $105.5 million in Q4 2025, with the low at $103000.0 in Q2 2021.
  • Average Current Leases over 4 years is $26.0 million, with a median of $12.3 million recorded in 2024.
  • Across the five-year window, Current Leases slumped 96.54% in 2021 and soared 5851.98% in 2025, its largest moves.
  • Year by year, Current Leases stood at $103000.0 in 2021, then soared by 8247.61% to $8.6 million in 2023, then sank by 79.38% to $1.8 million in 2024, then soared by 5851.98% to $105.5 million in 2025.
  • According to Business Quant data, Current Leases over the past three periods registered $105.5 million, $80.1 million, and $45.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Current Leases (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 105.51 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 105.51 Mn
Sep 30, 2025 80.13 Mn
Jun 30, 2025 45.04 Mn
Mar 31, 2025 26.21 Mn
Dec 31, 2024 1.77 Mn
Sep 30, 2024 14.63 Mn
Jun 30, 2024 11.40 Mn
Mar 31, 2024 13.15 Mn
Dec 31, 2023 8.60 Mn
Sep 30, 2023 5.64 Mn
Jun 30, 2021 103,000.00
Mar 31, 2021 336,000.00
Dec 31, 2020 1.48 Mn
Sep 30, 2020 1.49 Mn
Jun 30, 2020 2.97 Mn
Mar 31, 2020 4.55 Mn
Dec 31, 2019 2.48 Mn
Sep 30, 2019 1.54 Mn
Jun 30, 2019 2.33 Mn
Mar 31, 2019 2.67 Mn