X Financial (XYF) Current Leases (2019 - 2025)
X Financial (XYF) posted quarterly Current Leases of $1.5 million for Q4 2025, down 13.64% year-over-year from $1.8 million in Q4 2024, and down 13.64% quarter-over-quarter from $1.8 million in Q4 2024.
Analysis
X Financial (XYF) Current Leases (2019 - 2025) Analysis & Trends
X Financial's Current Leases history runs 7 years deep, the most recent figure standing at $1.5 million for Q4 2025.
- In Q4 2025, Current Leases fell 13.64% year-over-year to $1.5 million; the TTM figure through Dec 2025 stood at $1.5 million (down 13.64% YoY), while the FY2025 annual figure was $1.6 million, down 11.0% from the prior year.
- Current Leases for Q4 2025 stood at $1.5 million, down from $1.8 million in the prior quarter.
- The five-year high for Current Leases was $1.9 million in Q4 2021, with the low at $1.5 million in Q4 2025.
- The 5-year median for Current Leases is $1.8 million (2024), against an average of $1.7 million.
- The sharpest annual moves came in 2021 and 2023: Current Leases fell 24.24% in 2021, then climbed 12.3% in 2023.
- X Financial's Current Leases stood at $1.9 million in 2021, then retreated by 17.59% to $1.6 million in 2022, then grew by 12.3% to $1.8 million in 2023, then decreased by 0.7% to $1.8 million in 2024, then declined by 13.64% to $1.5 million in 2025.
- Business Quant data shows XYF's Current Leases at $1.5 million in Q4 2025, $1.8 million in Q4 2024, and $1.8 million in Q4 2023.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Current Leases (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | - |
| 10 | X Financial | 433.08 Mn | 145.32 Mn | 84.09 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.53 Mn |
| Dec 31, 2024 | 1.77 Mn |
| Dec 31, 2023 | 1.79 Mn |
| Dec 31, 2022 | 1.59 Mn |
| Dec 31, 2021 | 1.93 Mn |
| Dec 31, 2020 | 2.55 Mn |
| Dec 31, 2019 | 2.87 Mn |