X Financial (XYF) Revenue (2017 - 2025)
X Financial (XYF) posted quarterly Revenue of $209.9 million for Q4 2025, down 10.34% year-over-year from $234.1 million in Q4 2024, and down 23.8% on a QoQ basis from $275.5 million in Q3 2025.
X Financial (XYF) Revenue (2017 - 2025) Analysis & Trends
X Financial (XYF) has reported Revenue for 9 consecutive years, with $209.9 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Revenue fell 10.34% year-over-year to $209.9 million; the TTM figure through Dec 2025 stood at $1.1 billion (up 31.12% YoY), while the FY2025 annual figure was $1.1 billion, up 35.8% from the prior year.
- Revenue came in at $209.9 million for Q4 2025 at X Financial, down from $275.5 million in the prior quarter.
- The five-year high for Revenue was $317.3 million in Q2 2025, with the low at $123.1 million in Q2 2022.
- Average Revenue over 5 years is $182.4 million, with a median of $167.6 million recorded in 2023.
- Across the five-year window, Revenue jumped 163.04% in 2021 and decreased 15.97% in 2022, its largest moves.
- Year by year, Revenue stood at $129.2 million in 2021, then climbed by 7.23% to $138.6 million in 2022, then rose by 21.24% to $168.0 million in 2023, then surged by 39.35% to $234.1 million in 2024, then decreased by 10.34% to $209.9 million in 2025.
- According to Business Quant data, Revenue over the past three periods registered $209.9 million, $275.5 million, and $317.3 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Revenue (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 11.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 8.40 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.91 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 8.35 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 334.49 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 1.10 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 2.10 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 579.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 432.41 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 209.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 209.90 Mn |
| Sep 30, 2025 | 275.45 Mn |
| Jun 30, 2025 | 317.32 Mn |
| Mar 31, 2025 | 267.00 Mn |
| Dec 31, 2024 | 234.09 Mn |
| Sep 30, 2024 | 225.50 Mn |
| Jun 30, 2024 | 188.88 Mn |
| Mar 31, 2024 | 167.30 Mn |
| Dec 31, 2023 | 167.98 Mn |
| Sep 30, 2023 | 191.46 Mn |
| Jun 30, 2023 | 168.30 Mn |
| Mar 31, 2023 | 146.33 Mn |
| Dec 31, 2022 | 138.55 Mn |
| Sep 30, 2022 | 125.76 Mn |
| Jun 30, 2022 | 123.07 Mn |
| Mar 31, 2022 | 140.14 Mn |
| Dec 31, 2021 | 129.21 Mn |
| Sep 30, 2021 | 149.67 Mn |
| Jun 30, 2021 | 144.41 Mn |
| Mar 31, 2021 | 138.34 Mn |