X Financial (XYF) Revenue (2017 - 2025)

X Financial (XYF) posted quarterly Revenue of $209.9 million for Q4 2025, down 10.34% year-over-year from $234.1 million in Q4 2024, and down 23.8% quarter-over-quarter from $275.5 million in Q3 2025.

X Financial (XYF) Revenue (2017 - 2025) Analysis & Trends

X Financial's Revenue history runs 9 years deep, the most recent figure standing at $209.9 million for Q4 2025.

  • In Q4 2025, Revenue fell 10.34% year-over-year to $209.9 million; the TTM figure through Dec 2025 stood at $1.1 billion (up 31.12% YoY), while the FY2025 annual figure was $1.1 billion, up 35.8% from the prior year.
  • Revenue for Q4 2025 stood at $209.9 million, down from $275.5 million in the prior quarter.
  • The five-year high for Revenue was $317.3 million in Q2 2025, with the low at $123.1 million in Q2 2022.
  • The 5-year median for Revenue is $167.6 million (2023), against an average of $182.4 million.
  • The sharpest annual moves came in 2021 and 2022: Revenue soared 163.04% in 2021, then dropped 15.97% in 2022.
  • X Financial's Revenue stood at $129.2 million in 2021, then increased by 7.23% to $138.6 million in 2022, then advanced by 21.24% to $168.0 million in 2023, then jumped by 39.35% to $234.1 million in 2024, then dropped by 10.34% to $209.9 million in 2025.
  • Business Quant data shows XYF's Revenue at $209.9 million in Q4 2025, $275.5 million in Q3 2025, and $317.3 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Revenue (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 11.63 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 9.28 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 19.64 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 12.61 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 8.68 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 4.82 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 1.04 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 129.50 Mn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 209.90 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 209.90 Mn
Sep 30, 2025 275.45 Mn
Jun 30, 2025 317.32 Mn
Mar 31, 2025 267.00 Mn
Dec 31, 2024 234.09 Mn
Sep 30, 2024 225.50 Mn
Jun 30, 2024 188.88 Mn
Mar 31, 2024 167.30 Mn
Dec 31, 2023 167.98 Mn
Sep 30, 2023 191.46 Mn
Jun 30, 2023 168.30 Mn
Mar 31, 2023 146.33 Mn
Dec 31, 2022 138.55 Mn
Sep 30, 2022 125.76 Mn
Jun 30, 2022 123.07 Mn
Mar 31, 2022 140.14 Mn
Dec 31, 2021 129.21 Mn
Sep 30, 2021 149.67 Mn
Jun 30, 2021 144.41 Mn
Mar 31, 2021 138.34 Mn