X Financial (XYF) Revenue (2017 - 2025)
X Financial (XYF) recorded quarterly Revenue of $209.9 million in Q4 2025, down 23.8% quarter-over-quarter from $275.5 million in Q3 2025, and down 10.34% on a YoY basis from $234.1 million in Q4 2024.
X Financial (XYF) Revenue (2017 - 2025) Analysis & Trends
X Financial's Revenue history runs 9 years deep, the most recent figure standing at $209.9 million for Q4 2025.
- In Q4 2025, Revenue fell 10.34% year-over-year to $209.9 million; the TTM figure through Dec 2025 stood at $1.1 billion (up 31.12% YoY), while the FY2025 annual figure was $1.1 billion, up 35.8% from the prior year.
- Revenue was $209.9 million for Q4 2025 at X Financial, down from $275.5 million in the prior quarter.
- In the past five years, Revenue ranged from a high of $317.3 million in Q2 2025 to a low of $123.1 million in Q2 2022.
- Historically, Revenue has averaged $182.4 million across 5 years, with a median of $167.6 million in 2023.
- The sharpest annual moves came in 2021 and 2022: Revenue jumped 163.04% in 2021, then declined 15.97% in 2022.
- A 5-year view of Revenue shows it stood at $129.2 million in 2021, then rose by 7.23% to $138.6 million in 2022, then climbed by 21.24% to $168.0 million in 2023, then surged by 39.35% to $234.1 million in 2024, then declined by 10.34% to $209.9 million in 2025.
- The last three Revenue figures came in at $209.9 million (Q4 2025), $275.5 million (Q3 2025), and $317.3 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Revenue (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 11.23 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 8.40 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.91 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 15.23 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 8.35 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 4.77 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 334.49 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 1.10 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 2.10 Bn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 209.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 209.90 Mn |
| Sep 30, 2025 | 275.45 Mn |
| Jun 30, 2025 | 317.32 Mn |
| Mar 31, 2025 | 267.00 Mn |
| Dec 31, 2024 | 234.09 Mn |
| Sep 30, 2024 | 225.50 Mn |
| Jun 30, 2024 | 188.88 Mn |
| Mar 31, 2024 | 167.30 Mn |
| Dec 31, 2023 | 167.98 Mn |
| Sep 30, 2023 | 191.46 Mn |
| Jun 30, 2023 | 168.30 Mn |
| Mar 31, 2023 | 146.33 Mn |
| Dec 31, 2022 | 138.55 Mn |
| Sep 30, 2022 | 125.76 Mn |
| Jun 30, 2022 | 123.07 Mn |
| Mar 31, 2022 | 140.14 Mn |
| Dec 31, 2021 | 129.21 Mn |
| Sep 30, 2021 | 149.67 Mn |
| Jun 30, 2021 | 144.41 Mn |
| Mar 31, 2021 | 138.34 Mn |