X Financial (XYF) Revenue (2017 - 2025)

X Financial (XYF) posted quarterly Revenue of $209.9 million for Q4 2025, down 10.34% year-over-year from $234.1 million in Q4 2024, and down 23.8% on a QoQ basis from $275.5 million in Q3 2025.

X Financial (XYF) Revenue (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Revenue for 9 consecutive years, with $209.9 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Revenue fell 10.34% year-over-year to $209.9 million; the TTM figure through Dec 2025 stood at $1.1 billion (up 31.12% YoY), while the FY2025 annual figure was $1.1 billion, up 35.8% from the prior year.
  • Revenue came in at $209.9 million for Q4 2025 at X Financial, down from $275.5 million in the prior quarter.
  • The five-year high for Revenue was $317.3 million in Q2 2025, with the low at $123.1 million in Q2 2022.
  • Average Revenue over 5 years is $182.4 million, with a median of $167.6 million recorded in 2023.
  • Across the five-year window, Revenue jumped 163.04% in 2021 and decreased 15.97% in 2022, its largest moves.
  • Year by year, Revenue stood at $129.2 million in 2021, then climbed by 7.23% to $138.6 million in 2022, then rose by 21.24% to $168.0 million in 2023, then surged by 39.35% to $234.1 million in 2024, then decreased by 10.34% to $209.9 million in 2025.
  • According to Business Quant data, Revenue over the past three periods registered $209.9 million, $275.5 million, and $317.3 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Revenue (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 11.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 8.40 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.91 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 8.35 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 334.49 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 1.10 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 2.10 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 579.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 432.41 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 209.90 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 209.90 Mn
Sep 30, 2025 275.45 Mn
Jun 30, 2025 317.32 Mn
Mar 31, 2025 267.00 Mn
Dec 31, 2024 234.09 Mn
Sep 30, 2024 225.50 Mn
Jun 30, 2024 188.88 Mn
Mar 31, 2024 167.30 Mn
Dec 31, 2023 167.98 Mn
Sep 30, 2023 191.46 Mn
Jun 30, 2023 168.30 Mn
Mar 31, 2023 146.33 Mn
Dec 31, 2022 138.55 Mn
Sep 30, 2022 125.76 Mn
Jun 30, 2022 123.07 Mn
Mar 31, 2022 140.14 Mn
Dec 31, 2021 129.21 Mn
Sep 30, 2021 149.67 Mn
Jun 30, 2021 144.41 Mn
Mar 31, 2021 138.34 Mn