X Financial (XYF) Revenue (2017 - 2025)

X Financial (XYF) recorded quarterly Revenue of $209.9 million in Q4 2025, down 23.8% quarter-over-quarter from $275.5 million in Q3 2025, and down 10.34% on a YoY basis from $234.1 million in Q4 2024.

X Financial (XYF) Revenue (2017 - 2025) Analysis & Trends

X Financial's Revenue history runs 9 years deep, the most recent figure standing at $209.9 million for Q4 2025.

  • In Q4 2025, Revenue fell 10.34% year-over-year to $209.9 million; the TTM figure through Dec 2025 stood at $1.1 billion (up 31.12% YoY), while the FY2025 annual figure was $1.1 billion, up 35.8% from the prior year.
  • Revenue was $209.9 million for Q4 2025 at X Financial, down from $275.5 million in the prior quarter.
  • In the past five years, Revenue ranged from a high of $317.3 million in Q2 2025 to a low of $123.1 million in Q2 2022.
  • Historically, Revenue has averaged $182.4 million across 5 years, with a median of $167.6 million in 2023.
  • The sharpest annual moves came in 2021 and 2022: Revenue jumped 163.04% in 2021, then declined 15.97% in 2022.
  • A 5-year view of Revenue shows it stood at $129.2 million in 2021, then rose by 7.23% to $138.6 million in 2022, then climbed by 21.24% to $168.0 million in 2023, then surged by 39.35% to $234.1 million in 2024, then declined by 10.34% to $209.9 million in 2025.
  • The last three Revenue figures came in at $209.9 million (Q4 2025), $275.5 million (Q3 2025), and $317.3 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Revenue (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 11.23 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 8.40 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.91 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 15.23 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 8.35 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 4.77 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 334.49 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 1.10 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 2.10 Bn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 209.90 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 209.90 Mn
Sep 30, 2025 275.45 Mn
Jun 30, 2025 317.32 Mn
Mar 31, 2025 267.00 Mn
Dec 31, 2024 234.09 Mn
Sep 30, 2024 225.50 Mn
Jun 30, 2024 188.88 Mn
Mar 31, 2024 167.30 Mn
Dec 31, 2023 167.98 Mn
Sep 30, 2023 191.46 Mn
Jun 30, 2023 168.30 Mn
Mar 31, 2023 146.33 Mn
Dec 31, 2022 138.55 Mn
Sep 30, 2022 125.76 Mn
Jun 30, 2022 123.07 Mn
Mar 31, 2022 140.14 Mn
Dec 31, 2021 129.21 Mn
Sep 30, 2021 149.67 Mn
Jun 30, 2021 144.41 Mn
Mar 31, 2021 138.34 Mn