X Financial (XYF) Revenue (2017 - 2026)
X Financial (XYF) posted quarterly Revenue of $209.9 million for Q4 2025, down 10.34% year-over-year from $234.1 million in Q4 2024, and down 23.8% quarter-over-quarter from $275.5 million in Q3 2025.
Analysis
X Financial (XYF) Revenue (2017 - 2026) Analysis & Trends
X Financial's Revenue history runs 9 years deep, the most recent figure standing at $209.9 million for Q4 2025.
- In Q4 2025, Revenue fell 10.34% year-over-year to $209.9 million; the TTM figure through Dec 2025 stood at $1.1 billion (up 31.12% YoY), while the FY2025 annual figure was $1.1 billion, up 35.8% from the prior year.
- Revenue for Q4 2025 stood at $209.9 million, down from $275.5 million in the prior quarter.
- The five-year high for Revenue was $317.3 million in Q2 2025, with the low at $123.1 million in Q2 2022.
- The 5-year median for Revenue is $167.6 million (2023), against an average of $182.4 million.
- The sharpest annual moves came in 2021 and 2022: Revenue soared 163.04% in 2021, then dropped 15.97% in 2022.
- X Financial's Revenue stood at $129.2 million in 2021, then increased by 7.23% to $138.6 million in 2022, then advanced by 21.24% to $168.0 million in 2023, then jumped by 39.35% to $234.1 million in 2024, then dropped by 10.34% to $209.9 million in 2025.
- Business Quant data shows XYF's Revenue at $209.9 million in Q4 2025, $275.5 million in Q3 2025, and $317.3 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Revenue (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 11.63 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 9.28 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 19.64 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 15.85 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 8.68 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.17 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 4.82 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.22 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 2.29 Bn |
| 10 | X Financial | 433.08 Mn | 145.32 Mn | 84.09 Mn | 146.44 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 146.44 Mn |
| Mar 31, 2026 | 170.50 Mn |
| Dec 31, 2025 | 209.90 Mn |
| Sep 30, 2025 | 275.45 Mn |
| Jun 30, 2025 | 317.32 Mn |
| Mar 31, 2025 | 267.00 Mn |
| Dec 31, 2024 | 234.09 Mn |
| Sep 30, 2024 | 225.50 Mn |
| Jun 30, 2024 | 188.88 Mn |
| Mar 31, 2024 | 167.30 Mn |
| Dec 31, 2023 | 167.98 Mn |
| Sep 30, 2023 | 191.46 Mn |
| Jun 30, 2023 | 168.30 Mn |
| Mar 31, 2023 | 146.33 Mn |
| Dec 31, 2022 | 138.55 Mn |
| Sep 30, 2022 | 125.76 Mn |
| Jun 30, 2022 | 123.07 Mn |
| Mar 31, 2022 | 140.14 Mn |
| Dec 31, 2021 | 129.21 Mn |
| Sep 30, 2021 | 149.67 Mn |