X Financial (XYF) EBIT (2017 - 2025)

X Financial (XYF) has reported EBIT for 9 consecutive years, with $2.9 million the latest figure, recorded in Q4 2025.

• In Q4 2025, EBIT fell 95.99% year-over-year to $2.9 million; the TTM figure through Dec 2025 stood at $225.6 million (down 13.35% YoY), while the FY2025 annual figure was $226.8 million, up 244.16% from the prior year.
• EBIT came in at $2.9 million for Q4 2025 at X Financial, down from $50.6 million in the prior quarter.
• The five-year high for EBIT was $93.3 million in Q2 2025, with the low at $2.9 million in Q4 2025.
• Average EBIT over 5 years is $53.0 million, with a median of $51.4 million recorded in 2024.
• Across the five-year window, EBIT jumped 534.78% in 2021 and tumbled 95.99% in 2025, its largest moves.
• Year by year, EBIT stood at $48.9 million in 2021, then slipped by 18.76% to $39.7 million in 2022, then slipped by 9.86% to $35.8 million in 2023, then surged by 100.97% to $72.0 million in 2024, then sank by 95.99% to $2.9 million in 2025.
• According to Business Quant data, EBIT over the past three periods registered $2.9 million, $50.6 million, and $93.3 million for Q4 2025, Q3 2025, and Q2 2025 respectively.