X Financial (XYF) Equity Ratio (2017 - 2025)

X Financial's Equity Ratio history runs 9 years deep, the most recent figure standing at 0.53 for Q4 2025.

• In Q4 2025, Equity Ratio fell 9.17% year-over-year to 0.53; the TTM figure through Dec 2025 stood at 0.53 (down 9.17% YoY), while the FY2025 annual figure was 0.53, down 12.98% from the prior year.
• Equity Ratio was 0.53 for Q4 2025 at X Financial, down from 0.59 in the prior quarter.
• In the past five years, Equity Ratio ranged from a high of 0.59 in Q4 2024 to a low of 0.5 in Q4 2023.
• Historically, Equity Ratio has averaged 0.54 across 5 years, with a median of 0.54 in 2022.
• The sharpest annual moves came in 2021 and 2025: Equity Ratio jumped 32.02% in 2021, then dropped 9.17% in 2025.
• A 5-year view of Equity Ratio shows it stood at 0.54 in 2021, then decreased by 0.7% to 0.54 in 2022, then dropped by 6.68% to 0.5 in 2023, then advanced by 17.21% to 0.59 in 2024, then slipped by 9.17% to 0.53 in 2025.
• The last three Equity Ratio figures came in at 0.53 (Q4 2025), 0.59 (Q4 2024), and 0.5 (Q4 2023), per Business Quant data.