X Financial (XYF) Equity Ratio (2017 - 2025)

X Financial (XYF) has reported Equity Ratio for 9 consecutive years, with 0.53 the latest figure, recorded in Q4 2025.

• In Q4 2025, Equity Ratio fell 9.17% year-over-year to 0.53; the TTM figure through Dec 2025 stood at 0.53 (down 9.17% YoY), while the FY2025 annual figure was 0.53, down 12.98% from the prior year.
• Equity Ratio came in at 0.53 for Q4 2025 at X Financial, down from 0.59 in the prior quarter.
• The five-year high for Equity Ratio was 0.59 in Q4 2024, with the low at 0.5 in Q4 2023.
• Average Equity Ratio over 5 years is 0.54, with a median of 0.54 recorded in 2022.
• Across the five-year window, Equity Ratio jumped 32.02% in 2021 and retreated 9.17% in 2025, its largest moves.
• Year by year, Equity Ratio stood at 0.54 in 2021, then declined by 0.7% to 0.54 in 2022, then retreated by 6.68% to 0.5 in 2023, then increased by 17.21% to 0.59 in 2024, then fell by 9.17% to 0.53 in 2025.
• According to Business Quant data, Equity Ratio over the past three periods registered 0.53, 0.59, and 0.5 for Q4 2025, Q4 2024, and Q4 2023 respectively.