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X Financial (XYF) Equity Ratio: 2017-2025

Historic Equity Ratio for X Financial (XYF) over the last 7 years, with Sep 2025 value amounting to 0.10.

  • X Financial's Equity Ratio fell 96.42% to 0.10 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.10, marking a year-over-year decrease of 96.42%. This contributed to the annual value of 0.59 for FY2024, which is 17.21% up from last year.
  • According to the latest figures from Q3 2025, X Financial's Equity Ratio is 0.10, which was up 32.99% from 0.07 recorded in Q2 2025.
  • Over the past 5 years, X Financial's Equity Ratio peaked at 3.27 during Q3 2023, and registered a low of 0.02 during Q1 2022.
  • For the 3-year period, X Financial's Equity Ratio averaged around 0.73, with its median value being 0.10 (2025).
  • Within the past 5 years, the most significant YoY rise in X Financial's Equity Ratio was 1,955.27% (2025), while the steepest drop was 96.42% (2025).
  • Quarterly analysis of 5 years shows X Financial's Equity Ratio stood at 0.50 in 2021, then increased by 4.41% to 0.52 in 2022, then dropped by 3.94% to 0.50 in 2023, then rose by 17.21% to 0.59 in 2024, then plummeted by 96.42% to 0.10 in 2025.
  • Its last three reported values are 0.10 in Q3 2025, 0.07 for Q2 2025, and 0.61 during Q1 2025.