X Financial (XYF) Accounts Payables (2017 - 2025)

X Financial (XYF) posted quarterly Accounts Payables of $1.7 million for Q4 2025, up 1.28% year-over-year from $1.7 million in Q4 2024, and down 26.4% on a QoQ basis from $2.3 million in Q3 2025.

X Financial (XYF) Accounts Payables (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Accounts Payables for 9 consecutive years, with $1.7 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Accounts Payables rose 1.28% year-over-year to $1.7 million; the TTM figure through Dec 2025 stood at $1.7 million (up 1.28% YoY), while the FY2025 annual figure was $1.7 million, up 4.38% from the prior year.
  • Accounts Payables came in at $1.7 million for Q4 2025 at X Financial, down from $2.3 million in the prior quarter.
  • The five-year high for Accounts Payables was $3.3 million in Q4 2021, with the low at $246653.0 in Q3 2022.
  • Average Accounts Payables over 5 years is $2.4 million, with a median of $2.8 million recorded in 2023.
  • Across the five-year window, Accounts Payables sank 92.44% in 2022 and jumped 487.31% in 2024, its largest moves.
  • Year by year, Accounts Payables stood at $3.3 million in 2021, then dropped by 15.72% to $2.8 million in 2022, then slipped by 1.22% to $2.7 million in 2023, then slumped by 38.86% to $1.7 million in 2024, then rose by 1.28% to $1.7 million in 2025.
  • According to Business Quant data, Accounts Payables over the past three periods registered $1.7 million, $2.3 million, and $1.7 million for Q4 2025, Q3 2025, and Q4 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Accounts Payables (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 557.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 1.03 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 157.95 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 162.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 59.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 729.27 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 153.15 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 400.20 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 1.69 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.69 Mn
Sep 30, 2025 2.30 Mn
Dec 31, 2024 1.67 Mn
Sep 30, 2024 1.66 Mn
Dec 31, 2023 2.74 Mn
Sep 30, 2023 281,916.00
Jun 30, 2023 2.72 Mn
Mar 31, 2023 2.87 Mn
Dec 31, 2022 2.77 Mn
Sep 30, 2022 246,653.00
Jun 30, 2022 3.00 Mn
Mar 31, 2022 3.17 Mn
Dec 31, 2021 3.29 Mn
Sep 30, 2021 3.26 Mn
Jun 30, 2021 3.25 Mn
Mar 31, 2021 3.28 Mn
Dec 31, 2020 3.24 Mn
Sep 30, 2020 3.64 Mn
Jun 30, 2020 4.43 Mn
Mar 31, 2020 8.21 Mn