X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Accounts Payables (2017 - 2025)

X Financial (XYF) posted Accounts Payables of $1.7 million for Q4 2025, down 26.4% on a QoQ basis from $2.3 million in Q3 2025, and up 1.28% year-over-year from $1.7 million in Q4 2024.

Analysis

X Financial (XYF) Accounts Payables (2017 - 2025) Analysis & Trends

X Financial has reported Accounts Payables for 9 years, with the latest figure at $1.7 million in Q4 2025.

  • On a quarterly basis, Accounts Payables rose 1.28% year-over-year to $1.7 million in Q4 2025; TTM through Dec 2025 was $1.7 million, a 1.28% increase from a year earlier, with the FY2025 full-year figure at $1.7 million, up 4.38% from the prior year.
  • Accounts Payables was $1.7 million for Q4 2025 at X Financial, down from $2.3 million in the prior quarter.
  • The five-year high for Accounts Payables was $3.3 million in Q4 2021, with the low at $1.7 million in Q3 2024.
  • Average Accounts Payables over 5 years is $2.7 million, with a median of $2.8 million recorded in 2022.
  • The sharpest annual moves came in 2021 and 2025: Accounts Payables sank 60.09% in 2021, then surged 39.03% in 2025.
  • Over 5 years, Accounts Payables stood at $3.3 million in 2021, then decreased by 15.72% to $2.8 million in 2022, then retreated by 1.22% to $2.7 million in 2023, then plunged by 38.86% to $1.7 million in 2024, then grew by 1.28% to $1.7 million in 2025.
  • The last three Accounts Payables figures came in at $1.7 million (Q4 2025), $2.3 million (Q3 2025), and $1.7 million (Q4 2024), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Accounts Payables (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn -
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 4.05 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - -
4 FinVolution 836.54 Mn -90.46 Mn - -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn -
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 543,000.00
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 418,000.00
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 21.84 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 1.69 Mn
Sep 30, 2025 2.30 Mn
Dec 31, 2024 1.67 Mn
Sep 30, 2024 1.66 Mn
Dec 31, 2023 2.74 Mn
Sep 30, 2023 2.70 Mn
Jun 30, 2023 2.72 Mn
Mar 31, 2023 2.87 Mn
Dec 31, 2022 2.77 Mn
Sep 30, 2022 2.83 Mn
Jun 30, 2022 3.00 Mn
Mar 31, 2022 3.17 Mn
Dec 31, 2021 3.29 Mn
Sep 30, 2021 3.26 Mn
Jun 30, 2021 3.25 Mn
Mar 31, 2021 3.28 Mn
Dec 31, 2020 3.24 Mn
Sep 30, 2020 3.64 Mn
Jun 30, 2020 4.43 Mn
Mar 31, 2020 8.21 Mn