X Financial (XYF) Common Equity (2016 - 2025)
X Financial (XYF) posted quarterly Common Equity of $1.1 billion for Q4 2025, up 14.15% year-over-year from $968.0 million in Q4 2024, and down 0.79% on a QoQ basis from $1.1 billion in Q3 2025.
X Financial (XYF) Common Equity (2016 - 2025) Analysis & Trends
X Financial (XYF) has reported Common Equity for 10 consecutive years, with $1.1 billion the latest figure, recorded in Q4 2025.
- In Q4 2025, Common Equity rose 14.15% year-over-year to $1.1 billion; the TTM figure through Dec 2025 stood at $1.1 billion (up 14.15% YoY), while the FY2025 annual figure was $1.1 billion, up 12.71% from the prior year.
- Common Equity came in at $1.1 billion for Q4 2025 at X Financial, down from $1.1 billion in the prior quarter.
- The five-year high for Common Equity was $1.1 billion in Q3 2025, with the low at $503.0 million in Q1 2021.
- Average Common Equity over 5 years is $799.6 million, with a median of $762.6 million recorded in 2023.
- The largest YoY upside for Common Equity was 34.01% in 2021 against a maximum downside of 15.37% in 2021.
- Year by year, Common Equity stood at $622.0 million in 2021, then grew by 7.44% to $668.3 million in 2022, then grew by 21.51% to $812.1 million in 2023, then climbed by 19.2% to $968.0 million in 2024, then advanced by 14.15% to $1.1 billion in 2025.
- According to Business Quant data, Common Equity over the past three periods registered $1.1 billion, $1.1 billion, and $1.1 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Common Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 35.66 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 6.72 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 34.00 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.02 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 3.78 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 10.81 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.61 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.52 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 2.37 Bn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 1.10 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.10 Bn |
| Sep 30, 2025 | 1.11 Bn |
| Jun 30, 2025 | 1.08 Bn |
| Mar 31, 2025 | 1.02 Bn |
| Dec 31, 2024 | 967.99 Mn |
| Sep 30, 2024 | 982.75 Mn |
| Jun 30, 2024 | 915.67 Mn |
| Mar 31, 2024 | 861.81 Mn |
| Dec 31, 2023 | 812.09 Mn |
| Sep 30, 2023 | 783.64 Mn |
| Jun 30, 2023 | 741.55 Mn |
| Mar 31, 2023 | 734.33 Mn |
| Dec 31, 2022 | 668.33 Mn |
| Sep 30, 2022 | 636.85 Mn |
| Jun 30, 2022 | 651.14 Mn |
| Mar 31, 2022 | 651.17 Mn |
| Dec 31, 2021 | 622.02 Mn |
| Sep 30, 2021 | 592.88 Mn |
| Jun 30, 2021 | 546.17 Mn |
| Mar 31, 2021 | 503.02 Mn |