X Financial (XYF) Common Equity (2016 - 2025)

X Financial (XYF) recorded quarterly Common Equity of $1.1 billion in Q4 2025, down 0.79% quarter-over-quarter from $1.1 billion in Q3 2025, and up 14.15% on a YoY basis from $968.0 million in Q4 2024.

X Financial (XYF) Common Equity (2016 - 2025) Analysis & Trends

X Financial's Common Equity history runs 10 years deep, the most recent figure standing at $1.1 billion for Q4 2025.

  • In Q4 2025, Common Equity rose 14.15% year-over-year to $1.1 billion; the TTM figure through Dec 2025 stood at $1.1 billion (up 14.15% YoY), while the FY2025 annual figure was $1.1 billion, up 12.71% from the prior year.
  • Common Equity was $1.1 billion for Q4 2025 at X Financial, down from $1.1 billion in the prior quarter.
  • In the past five years, Common Equity ranged from a high of $1.1 billion in Q3 2025 to a low of $503.0 million in Q1 2021.
  • Historically, Common Equity has averaged $799.6 million across 5 years, with a median of $762.6 million in 2023.
  • Biggest YoY gain for Common Equity was 34.01% in 2021; the steepest drop was 15.37% in 2021.
  • A 5-year view of Common Equity shows it stood at $622.0 million in 2021, then gained by 7.44% to $668.3 million in 2022, then gained by 21.51% to $812.1 million in 2023, then rose by 19.2% to $968.0 million in 2024, then increased by 14.15% to $1.1 billion in 2025.
  • The last three Common Equity figures came in at $1.1 billion (Q4 2025), $1.1 billion (Q3 2025), and $1.1 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Common Equity (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 35.66 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 6.72 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 34.00 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 112.26 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 20.02 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.48 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 3.78 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 10.81 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 15.61 Bn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 1.10 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.10 Bn
Sep 30, 2025 1.11 Bn
Jun 30, 2025 1.08 Bn
Mar 31, 2025 1.02 Bn
Dec 31, 2024 967.99 Mn
Sep 30, 2024 982.75 Mn
Jun 30, 2024 915.67 Mn
Mar 31, 2024 861.81 Mn
Dec 31, 2023 812.09 Mn
Sep 30, 2023 783.64 Mn
Jun 30, 2023 741.55 Mn
Mar 31, 2023 734.33 Mn
Dec 31, 2022 668.33 Mn
Sep 30, 2022 636.85 Mn
Jun 30, 2022 651.14 Mn
Mar 31, 2022 651.17 Mn
Dec 31, 2021 622.02 Mn
Sep 30, 2021 592.88 Mn
Jun 30, 2021 546.17 Mn
Mar 31, 2021 503.02 Mn