X Financial (XYF) Common Equity (2016 - 2025)

X Financial (XYF) posted quarterly Common Equity of $1.1 billion for Q4 2025, up 14.15% year-over-year from $968.0 million in Q4 2024, and down 0.79% on a QoQ basis from $1.1 billion in Q3 2025.

X Financial (XYF) Common Equity (2016 - 2025) Analysis & Trends

X Financial (XYF) has reported Common Equity for 10 consecutive years, with $1.1 billion the latest figure, recorded in Q4 2025.

  • In Q4 2025, Common Equity rose 14.15% year-over-year to $1.1 billion; the TTM figure through Dec 2025 stood at $1.1 billion (up 14.15% YoY), while the FY2025 annual figure was $1.1 billion, up 12.71% from the prior year.
  • Common Equity came in at $1.1 billion for Q4 2025 at X Financial, down from $1.1 billion in the prior quarter.
  • The five-year high for Common Equity was $1.1 billion in Q3 2025, with the low at $503.0 million in Q1 2021.
  • Average Common Equity over 5 years is $799.6 million, with a median of $762.6 million recorded in 2023.
  • The largest YoY upside for Common Equity was 34.01% in 2021 against a maximum downside of 15.37% in 2021.
  • Year by year, Common Equity stood at $622.0 million in 2021, then grew by 7.44% to $668.3 million in 2022, then grew by 21.51% to $812.1 million in 2023, then climbed by 19.2% to $968.0 million in 2024, then advanced by 14.15% to $1.1 billion in 2025.
  • According to Business Quant data, Common Equity over the past three periods registered $1.1 billion, $1.1 billion, and $1.1 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Common Equity (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 35.66 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 6.72 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 34.00 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 20.02 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 3.78 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 10.81 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 15.61 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.52 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 2.37 Bn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 1.10 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.10 Bn
Sep 30, 2025 1.11 Bn
Jun 30, 2025 1.08 Bn
Mar 31, 2025 1.02 Bn
Dec 31, 2024 967.99 Mn
Sep 30, 2024 982.75 Mn
Jun 30, 2024 915.67 Mn
Mar 31, 2024 861.81 Mn
Dec 31, 2023 812.09 Mn
Sep 30, 2023 783.64 Mn
Jun 30, 2023 741.55 Mn
Mar 31, 2023 734.33 Mn
Dec 31, 2022 668.33 Mn
Sep 30, 2022 636.85 Mn
Jun 30, 2022 651.14 Mn
Mar 31, 2022 651.17 Mn
Dec 31, 2021 622.02 Mn
Sep 30, 2021 592.88 Mn
Jun 30, 2021 546.17 Mn
Mar 31, 2021 503.02 Mn