X Financial (XYF) Common Equity (2016 - 2025)
X Financial (XYF) recorded quarterly Common Equity of $1.1 billion in Q4 2025, down 0.79% quarter-over-quarter from $1.1 billion in Q3 2025, and up 14.15% on a YoY basis from $968.0 million in Q4 2024.
X Financial (XYF) Common Equity (2016 - 2025) Analysis & Trends
X Financial's Common Equity history runs 10 years deep, the most recent figure standing at $1.1 billion for Q4 2025.
- In Q4 2025, Common Equity rose 14.15% year-over-year to $1.1 billion; the TTM figure through Dec 2025 stood at $1.1 billion (up 14.15% YoY), while the FY2025 annual figure was $1.1 billion, up 12.71% from the prior year.
- Common Equity was $1.1 billion for Q4 2025 at X Financial, down from $1.1 billion in the prior quarter.
- In the past five years, Common Equity ranged from a high of $1.1 billion in Q3 2025 to a low of $503.0 million in Q1 2021.
- Historically, Common Equity has averaged $799.6 million across 5 years, with a median of $762.6 million in 2023.
- Biggest YoY gain for Common Equity was 34.01% in 2021; the steepest drop was 15.37% in 2021.
- A 5-year view of Common Equity shows it stood at $622.0 million in 2021, then gained by 7.44% to $668.3 million in 2022, then gained by 21.51% to $812.1 million in 2023, then rose by 19.2% to $968.0 million in 2024, then increased by 14.15% to $1.1 billion in 2025.
- The last three Common Equity figures came in at $1.1 billion (Q4 2025), $1.1 billion (Q3 2025), and $1.1 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Common Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 35.66 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 6.72 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 34.00 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 112.26 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 20.02 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.48 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 3.78 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 10.81 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.61 Bn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 1.10 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.10 Bn |
| Sep 30, 2025 | 1.11 Bn |
| Jun 30, 2025 | 1.08 Bn |
| Mar 31, 2025 | 1.02 Bn |
| Dec 31, 2024 | 967.99 Mn |
| Sep 30, 2024 | 982.75 Mn |
| Jun 30, 2024 | 915.67 Mn |
| Mar 31, 2024 | 861.81 Mn |
| Dec 31, 2023 | 812.09 Mn |
| Sep 30, 2023 | 783.64 Mn |
| Jun 30, 2023 | 741.55 Mn |
| Mar 31, 2023 | 734.33 Mn |
| Dec 31, 2022 | 668.33 Mn |
| Sep 30, 2022 | 636.85 Mn |
| Jun 30, 2022 | 651.14 Mn |
| Mar 31, 2022 | 651.17 Mn |
| Dec 31, 2021 | 622.02 Mn |
| Sep 30, 2021 | 592.88 Mn |
| Jun 30, 2021 | 546.17 Mn |
| Mar 31, 2021 | 503.02 Mn |