X Financial (XYF) Prepaid Assets (2017 - 2025)

X Financial (XYF) recorded quarterly Prepaid Assets of $3.0 million in Q4 2025, down 75.67% quarter-over-quarter from $12.4 million in Q3 2025, and up 295.7% on a YoY basis from $763008.2 in Q4 2024.

X Financial (XYF) Prepaid Assets (2017 - 2025) Analysis & Trends

X Financial's Prepaid Assets history runs 9 years deep, the most recent figure standing at $3.0 million for Q4 2025.

  • In Q4 2025, Prepaid Assets rose 295.7% year-over-year to $3.0 million; the TTM figure through Dec 2025 stood at $3.0 million (up 295.7% YoY), while the FY2025 annual figure was $3.1 million, down 34.41% from the prior year.
  • Prepaid Assets was $3.0 million for Q4 2025 at X Financial, down from $12.4 million in the prior quarter.
  • In the past five years, Prepaid Assets ranged from a high of $74.1 million in Q3 2021 to a low of $763008.2 in Q4 2024.
  • Historically, Prepaid Assets has averaged $15.6 million across 5 years, with a median of $7.1 million in 2023.
  • The sharpest annual moves came in 2023 and 2025: Prepaid Assets tumbled 88.29% in 2023, then soared 295.7% in 2025.
  • A 5-year view of Prepaid Assets shows it stood at $3.0 million in 2021, then jumped by 230.64% to $10.0 million in 2022, then sank by 88.29% to $1.2 million in 2023, then plunged by 34.79% to $763008.2 in 2024, then surged by 295.7% to $3.0 million in 2025.
  • The last three Prepaid Assets figures came in at $3.0 million (Q4 2025), $12.4 million (Q3 2025), and $17.7 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 3.02 Mn
Sep 30, 2025 12.41 Mn
Jun 30, 2025 17.66 Mn
Mar 31, 2025 4.61 Mn
Dec 31, 2024 763,008.22
Sep 30, 2024 5.82 Mn
Jun 30, 2024 4.80 Mn
Mar 31, 2024 3.83 Mn
Dec 31, 2023 1.17 Mn
Sep 30, 2023 3.81 Mn
Jun 30, 2023 3.72 Mn
Mar 31, 2023 8.48 Mn
Dec 31, 2022 9.99 Mn
Sep 30, 2022 9.78 Mn
Jun 30, 2022 11.26 Mn
Mar 31, 2022 13.16 Mn
Dec 31, 2021 3.02 Mn
Sep 30, 2021 74.13 Mn
Jun 30, 2021 61.08 Mn
Mar 31, 2021 60.23 Mn