X Financial (XYF) Prepaid Assets (2017 - 2025)

X Financial (XYF) posted quarterly Prepaid Assets of $3.0 million for Q4 2025, up 295.7% year-over-year from $763008.2 in Q4 2024, and down 75.67% on a QoQ basis from $12.4 million in Q3 2025.

X Financial (XYF) Prepaid Assets (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Prepaid Assets for 9 consecutive years, with $3.0 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Prepaid Assets rose 295.7% year-over-year to $3.0 million; the TTM figure through Dec 2025 stood at $3.0 million (up 295.7% YoY), while the FY2025 annual figure was $3.1 million, down 34.41% from the prior year.
  • Prepaid Assets came in at $3.0 million for Q4 2025 at X Financial, down from $12.4 million in the prior quarter.
  • The five-year high for Prepaid Assets was $74.1 million in Q3 2021, with the low at $763008.2 in Q4 2024.
  • Average Prepaid Assets over 5 years is $15.6 million, with a median of $7.1 million recorded in 2023.
  • Across the five-year window, Prepaid Assets plunged 88.29% in 2023 and soared 295.7% in 2025, its largest moves.
  • Year by year, Prepaid Assets stood at $3.0 million in 2021, then jumped by 230.64% to $10.0 million in 2022, then slumped by 88.29% to $1.2 million in 2023, then sank by 34.79% to $763008.2 in 2024, then surged by 295.7% to $3.0 million in 2025.
  • According to Business Quant data, Prepaid Assets over the past three periods registered $3.0 million, $12.4 million, and $17.7 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 3.02 Mn
Sep 30, 2025 12.41 Mn
Jun 30, 2025 17.66 Mn
Mar 31, 2025 4.61 Mn
Dec 31, 2024 763,008.22
Sep 30, 2024 5.82 Mn
Jun 30, 2024 4.80 Mn
Mar 31, 2024 3.83 Mn
Dec 31, 2023 1.17 Mn
Sep 30, 2023 3.81 Mn
Jun 30, 2023 3.72 Mn
Mar 31, 2023 8.48 Mn
Dec 31, 2022 9.99 Mn
Sep 30, 2022 9.78 Mn
Jun 30, 2022 11.26 Mn
Mar 31, 2022 13.16 Mn
Dec 31, 2021 3.02 Mn
Sep 30, 2021 74.13 Mn
Jun 30, 2021 61.08 Mn
Mar 31, 2021 60.23 Mn