X Financial (XYF) Enterprise Value (2016 - 2025)
X Financial (XYF) posted quarterly Enterprise Value of -$139.2 million for Q4 2025, up 39.8% year-over-year from -$99.6 million in Q4 2024, and down 38.32% on a QoQ basis from -$100.7 million in Q3 2025.
X Financial (XYF) Enterprise Value (2016 - 2025) Analysis & Trends
X Financial (XYF) has reported Enterprise Value for 10 consecutive years, with -$139.2 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Enterprise Value rose 39.8% year-over-year to -$139.2 million; the TTM figure through Dec 2025 stood at -$139.2 million (up 39.8% YoY), while the FY2025 annual figure was -$137.4 million, up 40.56% from the prior year.
- Enterprise Value came in at -$139.2 million for Q4 2025 at X Financial, down from -$100.7 million in the prior quarter.
- The five-year high for Enterprise Value was -$73.3 million in Q3 2024, with the low at -$303.3 million in Q1 2024.
- Average Enterprise Value over 5 years is -$203.4 million, with a median of -$203.6 million recorded in 2021.
- Across the five-year window, Enterprise Value soared 41.82% in 2022 and slumped 90.74% in 2023, its largest moves.
- Year by year, Enterprise Value stood at -$180.0 million in 2021, then increased by 21.34% to -$141.6 million in 2022, then slumped by 90.74% to -$270.1 million in 2023, then grew by 14.35% to -$231.3 million in 2024, then surged by 39.8% to -$139.2 million in 2025.
- According to Business Quant data, Enterprise Value over the past three periods registered -$139.2 million, -$100.7 million, and -$268.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Enterprise Value (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -12.40 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -10.21 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | -54.05 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -9.34 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -1.72 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -3.40 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -444.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | -22.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -1.26 Bn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | -139.25 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -139.25 Mn |
| Sep 30, 2025 | -100.67 Mn |
| Jun 30, 2025 | -268.38 Mn |
| Mar 31, 2025 | -289.14 Mn |
| Dec 31, 2024 | -231.29 Mn |
| Sep 30, 2024 | -73.31 Mn |
| Jun 30, 2024 | -303.06 Mn |
| Mar 31, 2024 | -303.25 Mn |
| Dec 31, 2023 | -270.06 Mn |
| Sep 30, 2023 | -111.59 Mn |
| Jun 30, 2023 | -273.44 Mn |
| Mar 31, 2023 | -197.75 Mn |
| Dec 31, 2022 | -141.58 Mn |
| Sep 30, 2022 | -120.70 Mn |
| Jun 30, 2022 | -163.55 Mn |
| Mar 31, 2022 | -204.73 Mn |
| Dec 31, 2021 | -179.98 Mn |
| Sep 30, 2021 | -202.47 Mn |
| Jun 30, 2021 | -281.09 Mn |
| Mar 31, 2021 | -213.10 Mn |