X Financial (XYF) Enterprise Value (2016 - 2026)
X Financial (XYF) posted quarterly Enterprise Value of -$300.8 million for Q4 2025, down 30.06% year-over-year from -$430.1 million in Q4 2024, and down 198.82% quarter-over-quarter from -$100.7 million in Q3 2025.
Analysis
X Financial (XYF) Enterprise Value (2016 - 2026) Analysis & Trends
X Financial's Enterprise Value history runs 9 years deep, the most recent figure standing at -$300.8 million for Q4 2025.
- In Q4 2025, Enterprise Value fell 30.06% year-over-year to -$300.8 million; the TTM figure through Dec 2025 stood at -$300.8 million (down 30.06% YoY), while the FY2025 annual figure was -$296.9 million, down 28.4% from the prior year.
- Enterprise Value for Q4 2025 stood at -$300.8 million, down from -$100.7 million in the prior quarter.
- The five-year high for Enterprise Value was -$73.3 million in Q3 2024, with the low at -$303.3 million in Q1 2024.
- The 5-year median for Enterprise Value is -$208.8 million (2021), against an average of -$207.3 million.
- The sharpest annual moves came in 2022 and 2023: Enterprise Value surged 41.77% in 2022, then plunged 90.74% in 2023.
- X Financial's Enterprise Value stood at -$155.2 million in 2021, then rose by 8.75% to -$141.6 million in 2022, then plunged by 90.74% to -$270.1 million in 2023, then rose by 14.35% to -$231.3 million in 2024, then sank by 30.06% to -$300.8 million in 2025.
- Business Quant data shows XYF's Enterprise Value at -$300.8 million in Q4 2025, -$100.7 million in Q3 2025, and -$268.4 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Enterprise Value (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | -12.36 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | -13.49 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | -49.32 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | -54.71 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | -11.26 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1.63 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | -16.19 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -3.13 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -7.84 Bn |
| 10 | X Financial | 433.08 Mn | 145.32 Mn | 84.09 Mn | -287.76 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -287.76 Mn |
| Mar 31, 2026 | -342.06 Mn |
| Dec 31, 2025 | -300.82 Mn |
| Sep 30, 2025 | -100.67 Mn |
| Jun 30, 2025 | -270.98 Mn |
| Mar 31, 2025 | -289.64 Mn |
| Dec 31, 2024 | -231.29 Mn |
| Sep 30, 2024 | -73.31 Mn |
| Jun 30, 2024 | -303.06 Mn |
| Mar 31, 2024 | -303.25 Mn |
| Dec 31, 2023 | -254.22 Bn |
| Sep 30, 2023 | -111.59 Mn |
| Jun 30, 2023 | -273.44 Mn |
| Mar 31, 2023 | -197.75 Mn |
| Dec 31, 2022 | -141.58 Mn |
| Sep 30, 2022 | -120.70 Mn |
| Jun 30, 2022 | -161.01 Mn |
| Mar 31, 2022 | -204.73 Mn |
| Dec 31, 2021 | -155.16 Mn |
| Sep 30, 2021 | -202.47 Mn |