X Financial (XYF) Enterprise Value (2018 - 2026)
X Financial (XYF) posted Enterprise Value of -$190.0 million for Q2 2026, down 113.53% on a QoQ basis from -$89.0 million in Q1 2026, and down 137.32% year-over-year from $509.0 million in Q2 2025.
Analysis
X Financial (XYF) Enterprise Value (2018 - 2026) Analysis & Trends
X Financial has reported Enterprise Value for 9 years, with the latest figure at -$190.0 million in Q2 2026.
- On a quarterly basis, Enterprise Value fell 137.32% year-over-year to -$190.0 million in Q2 2026; TTM through Jun 2026 was -$190.0 million, a 137.32% decrease from a year earlier, with the FY2025 full-year figure at $127.4 million, up 9.03% from the prior year.
- Enterprise Value was -$190.0 million for Q2 2026 at X Financial, down from -$89.0 million in the prior quarter.
- The five-year high for Enterprise Value was $509.0 million in Q2 2025, with the low at -$190.0 million in Q2 2026.
- Average Enterprise Value over 5 years is $37.0 million, with a median of -$29.1 million recorded in 2022.
- The sharpest annual moves came in 2022 and 2023: Enterprise Value tumbled 291.19% in 2022, then jumped 1419.22% in 2023.
- Over 5 years, Enterprise Value stood at $2.6 million in 2022, then surged by 1419.22% to $39.6 million in 2023, then jumped by 194.74% to $116.7 million in 2024, then gained by 5.59% to $123.3 million in 2025, then plunged by 254.12% to -$190.0 million in 2026.
- The last three Enterprise Value figures came in at -$190.0 million (Q2 2026), -$89.0 million (Q1 2026), and $123.3 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -189.96 Mn |
| Mar 31, 2026 | -88.96 Mn |
| Dec 31, 2025 | 123.25 Mn |
| Sep 30, 2025 | 263.33 Mn |
| Jun 30, 2025 | 509.04 Mn |
| Mar 31, 2025 | 350.51 Mn |
| Dec 31, 2024 | 116.73 Mn |
| Sep 30, 2024 | 50.60 Mn |
| Jun 30, 2024 | -115.05 Mn |
| Mar 31, 2024 | -92.50 Mn |
| Dec 31, 2023 | 39.60 Mn |
| Sep 30, 2023 | -81.64 Mn |
| Jun 30, 2023 | -62.78 Mn |
| Mar 31, 2023 | -48.03 Mn |
| Dec 31, 2022 | 2.61 Mn |
| Sep 30, 2022 | -41.73 Mn |
| Jun 30, 2022 | -16.54 Mn |
| Mar 31, 2022 | -53.10 Mn |
| Dec 31, 2021 | 9.94 Mn |
| Sep 30, 2021 | 21.82 Mn |