X Financial (XYF) Enterprise Value (2017 - 2025)
X Financial (XYF) posted quarterly Enterprise Value of -$300.8 million for Q4 2025, down 30.06% year-over-year from -$430.1 million in Q4 2024, and down 198.82% quarter-over-quarter from -$100.7 million in Q3 2025.
X Financial (XYF) Enterprise Value (2017 - 2025) Analysis & Trends
X Financial's Enterprise Value history runs 9 years deep, the most recent figure standing at -$300.8 million for Q4 2025.
- In Q4 2025, Enterprise Value fell 30.06% year-over-year to -$300.8 million; the TTM figure through Dec 2025 stood at -$300.8 million (down 30.06% YoY), while the FY2025 annual figure was -$296.9 million, down 28.4% from the prior year.
- Enterprise Value for Q4 2025 stood at -$300.8 million, down from -$100.7 million in the prior quarter.
- The five-year high for Enterprise Value was -$73.3 million in Q3 2024, with the low at -$303.3 million in Q1 2024.
- The 5-year median for Enterprise Value is -$208.8 million (2021), against an average of -$207.3 million.
- The sharpest annual moves came in 2022 and 2023: Enterprise Value surged 41.77% in 2022, then plunged 90.74% in 2023.
- X Financial's Enterprise Value stood at -$155.2 million in 2021, then rose by 8.75% to -$141.6 million in 2022, then plunged by 90.74% to -$270.1 million in 2023, then rose by 14.35% to -$231.3 million in 2024, then sank by 30.06% to -$300.8 million in 2025.
- Business Quant data shows XYF's Enterprise Value at -$300.8 million in Q4 2025, -$100.7 million in Q3 2025, and -$268.4 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Enterprise Value (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | -12.36 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | -13.49 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | -49.32 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | -54.71 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | -11.26 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | -470,774.29 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | -16.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -1.72 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -359.71 Mn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn | -300.82 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -300.82 Mn |
| Sep 30, 2025 | -100.67 Mn |
| Jun 30, 2025 | -268.38 Mn |
| Mar 31, 2025 | -289.14 Mn |
| Dec 31, 2024 | -231.29 Mn |
| Sep 30, 2024 | -73.31 Mn |
| Jun 30, 2024 | -303.06 Mn |
| Mar 31, 2024 | -303.25 Mn |
| Dec 31, 2023 | -270.06 Mn |
| Sep 30, 2023 | -111.59 Mn |
| Jun 30, 2023 | -264.11 Mn |
| Mar 31, 2023 | -197.75 Mn |
| Dec 31, 2022 | -141.58 Mn |
| Sep 30, 2022 | -120.70 Mn |
| Jun 30, 2022 | -163.55 Mn |
| Mar 31, 2022 | -204.49 Mn |
| Dec 31, 2021 | -155.16 Mn |
| Sep 30, 2021 | -153.41 Mn |
| Jun 30, 2021 | -280.86 Mn |
| Mar 31, 2021 | -213.10 Mn |