X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Enterprise Value (2016 - 2026)

X Financial (XYF) posted quarterly Enterprise Value of -$300.8 million for Q4 2025, down 30.06% year-over-year from -$430.1 million in Q4 2024, and down 198.82% quarter-over-quarter from -$100.7 million in Q3 2025.

Analysis

X Financial (XYF) Enterprise Value (2016 - 2026) Analysis & Trends

X Financial's Enterprise Value history runs 9 years deep, the most recent figure standing at -$300.8 million for Q4 2025.

  • In Q4 2025, Enterprise Value fell 30.06% year-over-year to -$300.8 million; the TTM figure through Dec 2025 stood at -$300.8 million (down 30.06% YoY), while the FY2025 annual figure was -$296.9 million, down 28.4% from the prior year.
  • Enterprise Value for Q4 2025 stood at -$300.8 million, down from -$100.7 million in the prior quarter.
  • The five-year high for Enterprise Value was -$73.3 million in Q3 2024, with the low at -$303.3 million in Q1 2024.
  • The 5-year median for Enterprise Value is -$208.8 million (2021), against an average of -$207.3 million.
  • The sharpest annual moves came in 2022 and 2023: Enterprise Value surged 41.77% in 2022, then plunged 90.74% in 2023.
  • X Financial's Enterprise Value stood at -$155.2 million in 2021, then rose by 8.75% to -$141.6 million in 2022, then plunged by 90.74% to -$270.1 million in 2023, then rose by 14.35% to -$231.3 million in 2024, then sank by 30.06% to -$300.8 million in 2025.
  • Business Quant data shows XYF's Enterprise Value at -$300.8 million in Q4 2025, -$100.7 million in Q3 2025, and -$268.4 million in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Enterprise Value (Qtr)
1 Visa 680.39 Bn 668.03 Bn - -12.36 Bn
2 Mastercard 518.33 Bn 504.84 Bn - -13.49 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn -49.32 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - -54.71 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - -11.26 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - -1.63 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - -16.19 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -3.13 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -7.84 Bn
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn -287.76 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -287.76 Mn
Mar 31, 2026 -342.06 Mn
Dec 31, 2025 -300.82 Mn
Sep 30, 2025 -100.67 Mn
Jun 30, 2025 -270.98 Mn
Mar 31, 2025 -289.64 Mn
Dec 31, 2024 -231.29 Mn
Sep 30, 2024 -73.31 Mn
Jun 30, 2024 -303.06 Mn
Mar 31, 2024 -303.25 Mn
Dec 31, 2023 -254.22 Bn
Sep 30, 2023 -111.59 Mn
Jun 30, 2023 -273.44 Mn
Mar 31, 2023 -197.75 Mn
Dec 31, 2022 -141.58 Mn
Sep 30, 2022 -120.70 Mn
Jun 30, 2022 -161.01 Mn
Mar 31, 2022 -204.73 Mn
Dec 31, 2021 -155.16 Mn
Sep 30, 2021 -202.47 Mn