X Financial (XYF) Enterprise Value (2017 - 2025)

X Financial (XYF) posted quarterly Enterprise Value of -$300.8 million for Q4 2025, down 30.06% year-over-year from -$430.1 million in Q4 2024, and down 198.82% quarter-over-quarter from -$100.7 million in Q3 2025.

X Financial (XYF) Enterprise Value (2017 - 2025) Analysis & Trends

X Financial's Enterprise Value history runs 9 years deep, the most recent figure standing at -$300.8 million for Q4 2025.

  • In Q4 2025, Enterprise Value fell 30.06% year-over-year to -$300.8 million; the TTM figure through Dec 2025 stood at -$300.8 million (down 30.06% YoY), while the FY2025 annual figure was -$296.9 million, down 28.4% from the prior year.
  • Enterprise Value for Q4 2025 stood at -$300.8 million, down from -$100.7 million in the prior quarter.
  • The five-year high for Enterprise Value was -$73.3 million in Q3 2024, with the low at -$303.3 million in Q1 2024.
  • The 5-year median for Enterprise Value is -$208.8 million (2021), against an average of -$207.3 million.
  • The sharpest annual moves came in 2022 and 2023: Enterprise Value surged 41.77% in 2022, then plunged 90.74% in 2023.
  • X Financial's Enterprise Value stood at -$155.2 million in 2021, then rose by 8.75% to -$141.6 million in 2022, then plunged by 90.74% to -$270.1 million in 2023, then rose by 14.35% to -$231.3 million in 2024, then sank by 30.06% to -$300.8 million in 2025.
  • Business Quant data shows XYF's Enterprise Value at -$300.8 million in Q4 2025, -$100.7 million in Q3 2025, and -$268.4 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Enterprise Value (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -12.36 Bn
2 Mastercard 506.53 Bn 493.04 Bn - -13.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -49.32 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -54.71 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -11.26 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -470,774.29
7 Synchrony Financial 26.09 Bn 9.90 Bn - -16.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -1.72 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -359.71 Mn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn -300.82 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -300.82 Mn
Sep 30, 2025 -100.67 Mn
Jun 30, 2025 -268.38 Mn
Mar 31, 2025 -289.14 Mn
Dec 31, 2024 -231.29 Mn
Sep 30, 2024 -73.31 Mn
Jun 30, 2024 -303.06 Mn
Mar 31, 2024 -303.25 Mn
Dec 31, 2023 -270.06 Mn
Sep 30, 2023 -111.59 Mn
Jun 30, 2023 -264.11 Mn
Mar 31, 2023 -197.75 Mn
Dec 31, 2022 -141.58 Mn
Sep 30, 2022 -120.70 Mn
Jun 30, 2022 -163.55 Mn
Mar 31, 2022 -204.49 Mn
Dec 31, 2021 -155.16 Mn
Sep 30, 2021 -153.41 Mn
Jun 30, 2021 -280.86 Mn
Mar 31, 2021 -213.10 Mn