X Financial (XYF) Enterprise Value (2016 - 2025)

X Financial (XYF) recorded quarterly Enterprise Value of -$139.2 million in Q4 2025, down 1482.56% quarter-over-quarter from -$8.8 million in Q3 2025, and up 39.8% on a YoY basis from -$99.6 million in Q4 2024.

X Financial (XYF) Enterprise Value (2016 - 2025) Analysis & Trends

X Financial's Enterprise Value history runs 10 years deep, the most recent figure standing at -$139.2 million for Q4 2025.

  • In Q4 2025, Enterprise Value rose 39.8% year-over-year to -$139.2 million; the TTM figure through Dec 2025 stood at -$139.2 million (up 39.8% YoY), while the FY2025 annual figure was -$137.4 million, up 39.62% from the prior year.
  • Enterprise Value was -$139.2 million for Q4 2025 at X Financial, down from -$8.8 million in the prior quarter.
  • In the past five years, Enterprise Value ranged from a high of -$3.6 million in Q3 2024 to a low of -$281.1 million in Q2 2021.
  • Historically, Enterprise Value has averaged -$175.0 million across 5 years, with a median of -$193.9 million in 2025.
  • The sharpest annual moves came in 2024 and 2025: Enterprise Value soared 96.8% in 2024, then sank 146.12% in 2025.
  • A 5-year view of Enterprise Value shows it stood at -$180.0 million in 2021, then advanced by 21.34% to -$141.6 million in 2022, then sank by 90.74% to -$270.1 million in 2023, then gained by 14.35% to -$231.3 million in 2024, then surged by 39.8% to -$139.2 million in 2025.
  • The last three Enterprise Value figures came in at -$139.2 million (Q4 2025), -$8.8 million (Q3 2025), and -$161.1 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Enterprise Value (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -12.40 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -10.21 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -54.05 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - -76.49 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -9.34 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -20.56 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -1.72 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -3.40 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -444.00 Mn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn -139.25 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -139.25 Mn
Sep 30, 2025 -8.80 Mn
Jun 30, 2025 -161.07 Mn
Mar 31, 2025 -192.03 Mn
Dec 31, 2024 -231.29 Mn
Sep 30, 2024 -3.58 Mn
Jun 30, 2024 -221.85 Mn
Mar 31, 2024 -195.71 Mn
Dec 31, 2023 -270.06 Mn
Sep 30, 2023 -111.59 Mn
Jun 30, 2023 -264.11 Mn
Mar 31, 2023 -196.99 Mn
Dec 31, 2022 -141.58 Mn
Sep 30, 2022 -120.70 Mn
Jun 30, 2022 -161.01 Mn
Mar 31, 2022 -204.73 Mn
Dec 31, 2021 -179.98 Mn
Sep 30, 2021 -202.47 Mn
Jun 30, 2021 -281.09 Mn
Mar 31, 2021 -213.10 Mn