X Financial (XYF) Tax Provisions (2017 - 2025)

X Financial (XYF) posted quarterly Tax Provisions of $2.3 million for Q4 2025, up 110.97% year-over-year from $1.1 million in Q4 2024, and up 120.12% quarter-over-quarter from -$11.3 million in Q3 2025.

X Financial (XYF) Tax Provisions (2017 - 2025) Analysis & Trends

X Financial's Tax Provisions history runs 9 years deep, the most recent figure standing at $2.3 million for Q4 2025.

  • In Q4 2025, Tax Provisions rose 110.97% year-over-year to $2.3 million; the TTM figure through Dec 2025 stood at -$40.5 million (up 28.01% YoY), while the FY2025 annual figure was $78.6 million, up 21.15% from the prior year.
  • Tax Provisions for Q4 2025 stood at $2.3 million, up from -$11.3 million in the prior quarter.
  • The five-year high for Tax Provisions was $2.3 million in Q4 2025, with the low at -$28.6 million in Q1 2022.
  • The 5-year median for Tax Provisions is -$11.6 million (2023), against an average of -$12.4 million.
  • The sharpest annual moves came in 2021 and 2025: Tax Provisions tumbled 8091.38% in 2021, then soared 110.97% in 2025.
  • X Financial's Tax Provisions stood at -$24.2 million in 2021, then jumped by 55.06% to -$10.9 million in 2022, then surged by 53.8% to -$5.0 million in 2023, then tumbled by 311.33% to -$20.7 million in 2024, then jumped by 110.97% to $2.3 million in 2025.
  • Business Quant data shows XYF's Tax Provisions at $2.3 million in Q4 2025, -$11.3 million in Q3 2025, and -$15.5 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Taxes (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 1.21 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 1.10 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 961.00 Mn
4 Capital One Financial 136.19 Bn 81.48 Bn - 798.00 Mn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 206.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 301.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 4.48 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 32.82 Mn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 2.27 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.27 Mn
Sep 30, 2025 -11.26 Mn
Jun 30, 2025 -15.47 Mn
Mar 31, 2025 -16.06 Mn
Dec 31, 2024 -20.66 Mn
Sep 30, 2024 -14.30 Mn
Jun 30, 2024 -12.33 Mn
Mar 31, 2024 -9.01 Mn
Dec 31, 2023 -5.02 Mn
Sep 30, 2023 -10.17 Mn
Jun 30, 2023 -12.00 Mn
Mar 31, 2023 -7.65 Mn
Dec 31, 2022 -10.87 Mn
Sep 30, 2022 -12.81 Mn
Jun 30, 2022 -6.31 Mn
Mar 31, 2022 -28.56 Mn
Dec 31, 2021 -24.19 Mn
Sep 30, 2021 -18.54 Mn
Jun 30, 2021 -8.97 Mn
Mar 31, 2021 -5.68 Mn