X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Tax Provisions (2017 - 2026)

X Financial (XYF) posted quarterly Tax Provisions of $2.3 million for Q4 2025, up 110.97% year-over-year from $1.1 million in Q4 2024, and up 120.12% quarter-over-quarter from -$11.3 million in Q3 2025.

Analysis

X Financial (XYF) Tax Provisions (2017 - 2026) Analysis & Trends

X Financial's Tax Provisions history runs 9 years deep, the most recent figure standing at $2.3 million for Q4 2025.

  • In Q4 2025, Tax Provisions rose 110.97% year-over-year to $2.3 million; the TTM figure through Dec 2025 stood at -$40.5 million (up 28.01% YoY), while the FY2025 annual figure was $78.6 million, up 21.15% from the prior year.
  • Tax Provisions for Q4 2025 stood at $2.3 million, up from -$11.3 million in the prior quarter.
  • The five-year high for Tax Provisions was $2.3 million in Q4 2025, with the low at -$28.6 million in Q1 2022.
  • The 5-year median for Tax Provisions is -$11.6 million (2023), against an average of -$12.4 million.
  • The sharpest annual moves came in 2021 and 2025: Tax Provisions tumbled 8091.38% in 2021, then soared 110.97% in 2025.
  • X Financial's Tax Provisions stood at -$24.2 million in 2021, then jumped by 55.06% to -$10.9 million in 2022, then surged by 53.8% to -$5.0 million in 2023, then tumbled by 311.33% to -$20.7 million in 2024, then jumped by 110.97% to $2.3 million in 2025.
  • Business Quant data shows XYF's Tax Provisions at $2.3 million in Q4 2025, -$11.3 million in Q3 2025, and -$15.5 million in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Taxes (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 1.21 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 1.10 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 961.00 Mn
4 Capital One Financial 132.31 Bn 77.60 Bn - 798.00 Mn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 206.00 Mn
6 Affirm Holdings 26.22 Bn 24.59 Bn - -1.45 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 301.00 Mn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 47.72 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 127.00 Mn
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn -8.04 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -8.04 Mn
Mar 31, 2026 -10.47 Mn
Dec 31, 2025 2.27 Mn
Sep 30, 2025 -11.26 Mn
Jun 30, 2025 -15.47 Mn
Mar 31, 2025 -16.06 Mn
Dec 31, 2024 -20.66 Mn
Sep 30, 2024 -14.30 Mn
Jun 30, 2024 -12.33 Mn
Mar 31, 2024 -9.01 Mn
Dec 31, 2023 -5.02 Mn
Sep 30, 2023 -10.17 Mn
Jun 30, 2023 -12.00 Mn
Mar 31, 2023 -7.65 Mn
Dec 31, 2022 -10.87 Mn
Sep 30, 2022 -12.81 Mn
Jun 30, 2022 -6.31 Mn
Mar 31, 2022 -28.56 Mn
Dec 31, 2021 -24.19 Mn
Sep 30, 2021 -18.54 Mn