X Financial (XYF) Tax Provisions (2017 - 2025)
X Financial (XYF) posted quarterly Tax Provisions of $2.3 million for Q4 2025, up 110.97% year-over-year from $1.1 million in Q4 2024, and up 120.12% quarter-over-quarter from -$11.3 million in Q3 2025.
X Financial (XYF) Tax Provisions (2017 - 2025) Analysis & Trends
X Financial's Tax Provisions history runs 9 years deep, the most recent figure standing at $2.3 million for Q4 2025.
- In Q4 2025, Tax Provisions rose 110.97% year-over-year to $2.3 million; the TTM figure through Dec 2025 stood at -$40.5 million (up 28.01% YoY), while the FY2025 annual figure was $78.6 million, up 21.15% from the prior year.
- Tax Provisions for Q4 2025 stood at $2.3 million, up from -$11.3 million in the prior quarter.
- The five-year high for Tax Provisions was $2.3 million in Q4 2025, with the low at -$28.6 million in Q1 2022.
- The 5-year median for Tax Provisions is -$11.6 million (2023), against an average of -$12.4 million.
- The sharpest annual moves came in 2021 and 2025: Tax Provisions tumbled 8091.38% in 2021, then soared 110.97% in 2025.
- X Financial's Tax Provisions stood at -$24.2 million in 2021, then jumped by 55.06% to -$10.9 million in 2022, then surged by 53.8% to -$5.0 million in 2023, then tumbled by 311.33% to -$20.7 million in 2024, then jumped by 110.97% to $2.3 million in 2025.
- Business Quant data shows XYF's Tax Provisions at $2.3 million in Q4 2025, -$11.3 million in Q3 2025, and -$15.5 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Taxes (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 1.21 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 1.10 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 961.00 Mn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 798.00 Mn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 206.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 301.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 4.48 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 32.82 Mn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn | 2.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.27 Mn |
| Sep 30, 2025 | -11.26 Mn |
| Jun 30, 2025 | -15.47 Mn |
| Mar 31, 2025 | -16.06 Mn |
| Dec 31, 2024 | -20.66 Mn |
| Sep 30, 2024 | -14.30 Mn |
| Jun 30, 2024 | -12.33 Mn |
| Mar 31, 2024 | -9.01 Mn |
| Dec 31, 2023 | -5.02 Mn |
| Sep 30, 2023 | -10.17 Mn |
| Jun 30, 2023 | -12.00 Mn |
| Mar 31, 2023 | -7.65 Mn |
| Dec 31, 2022 | -10.87 Mn |
| Sep 30, 2022 | -12.81 Mn |
| Jun 30, 2022 | -6.31 Mn |
| Mar 31, 2022 | -28.56 Mn |
| Dec 31, 2021 | -24.19 Mn |
| Sep 30, 2021 | -18.54 Mn |
| Jun 30, 2021 | -8.97 Mn |
| Mar 31, 2021 | -5.68 Mn |