X Financial (XYF) Tax Provisions (2017 - 2025)

X Financial (XYF) recorded quarterly Tax Provisions of $2.3 million in Q4 2025, up 120.12% quarter-over-quarter from -$11.3 million in Q3 2025, and up 110.97% on a YoY basis from $1.1 million in Q4 2024.

X Financial (XYF) Tax Provisions (2017 - 2025) Analysis & Trends

X Financial's Tax Provisions history runs 9 years deep, the most recent figure standing at $2.3 million for Q4 2025.

  • In Q4 2025, Tax Provisions rose 110.97% year-over-year to $2.3 million; the TTM figure through Dec 2025 stood at -$40.5 million (up 28.01% YoY), while the FY2025 annual figure was $78.6 million, up 41.43% from the prior year.
  • Tax Provisions was $2.3 million for Q4 2025 at X Financial, up from -$11.3 million in the prior quarter.
  • In the past five years, Tax Provisions ranged from a high of $2.3 million in Q4 2025 to a low of -$28.6 million in Q1 2022.
  • Historically, Tax Provisions has averaged -$12.4 million across 5 years, with a median of -$11.6 million in 2023.
  • The sharpest annual moves came in 2021 and 2025: Tax Provisions plunged 8091.38% in 2021, then jumped 110.97% in 2025.
  • A 5-year view of Tax Provisions shows it stood at -$24.2 million in 2021, then surged by 55.06% to -$10.9 million in 2022, then soared by 53.8% to -$5.0 million in 2023, then plunged by 311.33% to -$20.7 million in 2024, then surged by 110.97% to $2.3 million in 2025.
  • The last three Tax Provisions figures came in at $2.3 million (Q4 2025), -$11.3 million (Q3 2025), and -$15.5 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Taxes (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 1.15 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 930.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 807.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - 518.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 280.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 242.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 4.50 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 32.82 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 81.00 Mn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 2.27 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.27 Mn
Sep 30, 2025 -11.26 Mn
Jun 30, 2025 -15.47 Mn
Mar 31, 2025 -16.06 Mn
Dec 31, 2024 -20.66 Mn
Sep 30, 2024 -14.30 Mn
Jun 30, 2024 -12.33 Mn
Mar 31, 2024 -9.01 Mn
Dec 31, 2023 -5.02 Mn
Sep 30, 2023 -10.17 Mn
Jun 30, 2023 -12.00 Mn
Mar 31, 2023 -7.65 Mn
Dec 31, 2022 -10.87 Mn
Sep 30, 2022 -12.81 Mn
Jun 30, 2022 -6.31 Mn
Mar 31, 2022 -28.56 Mn
Dec 31, 2021 -24.19 Mn
Sep 30, 2021 -18.54 Mn
Jun 30, 2021 -8.97 Mn
Mar 31, 2021 -5.68 Mn