X Financial (XYF) Tax Provisions (2017 - 2025)

X Financial (XYF) posted quarterly Tax Provisions of $2.3 million for Q4 2025, up 110.97% year-over-year from $1.1 million in Q4 2024, and up 120.12% on a QoQ basis from -$11.3 million in Q3 2025.

X Financial (XYF) Tax Provisions (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Tax Provisions for 9 consecutive years, with $2.3 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Tax Provisions rose 110.97% year-over-year to $2.3 million; the TTM figure through Dec 2025 stood at -$40.5 million (up 28.01% YoY), while the FY2025 annual figure was $78.6 million, up 41.43% from the prior year.
  • Tax Provisions came in at $2.3 million for Q4 2025 at X Financial, up from -$11.3 million in the prior quarter.
  • The five-year high for Tax Provisions was $2.3 million in Q4 2025, with the low at -$28.6 million in Q1 2022.
  • Average Tax Provisions over 5 years is -$12.4 million, with a median of -$11.6 million recorded in 2023.
  • Across the five-year window, Tax Provisions sank 8091.38% in 2021 and jumped 110.97% in 2025, its largest moves.
  • Year by year, Tax Provisions stood at -$24.2 million in 2021, then surged by 55.06% to -$10.9 million in 2022, then soared by 53.8% to -$5.0 million in 2023, then sank by 311.33% to -$20.7 million in 2024, then surged by 110.97% to $2.3 million in 2025.
  • According to Business Quant data, Tax Provisions over the past three periods registered $2.3 million, -$11.3 million, and -$15.5 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Taxes (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 1.15 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 930.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 807.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 280.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 4.50 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 32.82 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 81.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 35.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -12.57 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 2.27 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.27 Mn
Sep 30, 2025 -11.26 Mn
Jun 30, 2025 -15.47 Mn
Mar 31, 2025 -16.06 Mn
Dec 31, 2024 -20.66 Mn
Sep 30, 2024 -14.30 Mn
Jun 30, 2024 -12.33 Mn
Mar 31, 2024 -9.01 Mn
Dec 31, 2023 -5.02 Mn
Sep 30, 2023 -10.17 Mn
Jun 30, 2023 -12.00 Mn
Mar 31, 2023 -7.65 Mn
Dec 31, 2022 -10.87 Mn
Sep 30, 2022 -12.81 Mn
Jun 30, 2022 -6.31 Mn
Mar 31, 2022 -28.56 Mn
Dec 31, 2021 -24.19 Mn
Sep 30, 2021 -18.54 Mn
Jun 30, 2021 -8.97 Mn
Mar 31, 2021 -5.68 Mn