X Financial (XYF) Tax Provisions (2017 - 2025)
X Financial (XYF) recorded quarterly Tax Provisions of $2.3 million in Q4 2025, up 120.12% quarter-over-quarter from -$11.3 million in Q3 2025, and up 110.97% on a YoY basis from $1.1 million in Q4 2024.
X Financial (XYF) Tax Provisions (2017 - 2025) Analysis & Trends
X Financial's Tax Provisions history runs 9 years deep, the most recent figure standing at $2.3 million for Q4 2025.
- In Q4 2025, Tax Provisions rose 110.97% year-over-year to $2.3 million; the TTM figure through Dec 2025 stood at -$40.5 million (up 28.01% YoY), while the FY2025 annual figure was $78.6 million, up 41.43% from the prior year.
- Tax Provisions was $2.3 million for Q4 2025 at X Financial, up from -$11.3 million in the prior quarter.
- In the past five years, Tax Provisions ranged from a high of $2.3 million in Q4 2025 to a low of -$28.6 million in Q1 2022.
- Historically, Tax Provisions has averaged -$12.4 million across 5 years, with a median of -$11.6 million in 2023.
- The sharpest annual moves came in 2021 and 2025: Tax Provisions plunged 8091.38% in 2021, then jumped 110.97% in 2025.
- A 5-year view of Tax Provisions shows it stood at -$24.2 million in 2021, then surged by 55.06% to -$10.9 million in 2022, then soared by 53.8% to -$5.0 million in 2023, then plunged by 311.33% to -$20.7 million in 2024, then surged by 110.97% to $2.3 million in 2025.
- The last three Tax Provisions figures came in at $2.3 million (Q4 2025), -$11.3 million (Q3 2025), and -$15.5 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Taxes (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 1.15 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 930.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 807.00 Mn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 518.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 280.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 242.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 4.50 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 32.82 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 81.00 Mn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 2.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.27 Mn |
| Sep 30, 2025 | -11.26 Mn |
| Jun 30, 2025 | -15.47 Mn |
| Mar 31, 2025 | -16.06 Mn |
| Dec 31, 2024 | -20.66 Mn |
| Sep 30, 2024 | -14.30 Mn |
| Jun 30, 2024 | -12.33 Mn |
| Mar 31, 2024 | -9.01 Mn |
| Dec 31, 2023 | -5.02 Mn |
| Sep 30, 2023 | -10.17 Mn |
| Jun 30, 2023 | -12.00 Mn |
| Mar 31, 2023 | -7.65 Mn |
| Dec 31, 2022 | -10.87 Mn |
| Sep 30, 2022 | -12.81 Mn |
| Jun 30, 2022 | -6.31 Mn |
| Mar 31, 2022 | -28.56 Mn |
| Dec 31, 2021 | -24.19 Mn |
| Sep 30, 2021 | -18.54 Mn |
| Jun 30, 2021 | -8.97 Mn |
| Mar 31, 2021 | -5.68 Mn |