X Financial (XYF) Return on Sales: 2018-2025

Historic Return on Sales for X Financial (XYF) over the last 8 years, with Sep 2025 value amounting to 0.33%.

  • X Financial's Return on Sales fell 2.00% to 0.33% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.33%, marking a year-over-year decrease of 2.00%. This contributed to the annual value of 0.25% for FY2024, which is 2.00% up from last year.
  • According to the latest figures from Q3 2025, X Financial's Return on Sales is 0.33%, which was down 10.43% from 0.37% recorded in Q2 2025.
  • Over the past 5 years, X Financial's Return on Sales peaked at 0.53% during Q1 2022, and registered a low of -0.49% during Q1 2021.
  • Moreover, its 3-year median value for Return on Sales was 0.37% (2025), whereas its average is 0.37%.
  • Over the last 5 years, X Financial's Return on Sales had its largest YoY gain of 125bps in 2021, and its largest YoY loss of 58bps in 2021.
  • Over the past 5 years, X Financial's Return on Sales (Quarterly) stood at 0.47% in 2021, then fell by 5bps to 0.41% in 2022, then declined by 6bps to 0.35% in 2023, then rose by 3bps to 0.39% in 2024, then fell by 2bps to 0.33% in 2025.
  • Its Return on Sales stands at 0.33% for Q3 2025, versus 0.37% for Q2 2025 and 0.38% for Q1 2025.