X Financial (XYF) Other Accumulated Expenses (2017 - 2025)
X Financial (XYF) posted quarterly Other Accumulated Expenses of $31.3 million for Q4 2025, down 19.72% year-over-year from $39.0 million in Q4 2024, and up 1.37% on a QoQ basis from $30.9 million in Q3 2025.
X Financial (XYF) Other Accumulated Expenses (2017 - 2025) Analysis & Trends
X Financial (XYF) has reported Other Accumulated Expenses for 9 consecutive years, with $31.3 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Other Accumulated Expenses fell 19.72% year-over-year to $31.3 million; the TTM figure through Dec 2025 stood at $31.3 million (down 19.72% YoY), while the FY2025 annual figure was $31.7 million, down 17.26% from the prior year.
- Other Accumulated Expenses came in at $31.3 million for Q4 2025 at X Financial, up from $30.9 million in the prior quarter.
- The five-year high for Other Accumulated Expenses was $48.2 million in Q2 2025, with the low at $15.8 million in Q1 2021.
- Average Other Accumulated Expenses over 5 years is $35.4 million, with a median of $36.9 million recorded in 2022.
- Across the five-year window, Other Accumulated Expenses jumped 368.48% in 2021 and decreased 26.05% in 2025, its largest moves.
- Year by year, Other Accumulated Expenses stood at $34.3 million in 2021, then advanced by 4.7% to $36.0 million in 2022, then grew by 11.96% to $40.3 million in 2023, then slipped by 3.16% to $39.0 million in 2024, then declined by 19.72% to $31.3 million in 2025.
- According to Business Quant data, Other Accumulated Expenses over the past three periods registered $31.3 million, $30.9 million, and $48.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 31.29 Mn |
| Sep 30, 2025 | 30.87 Mn |
| Jun 30, 2025 | 48.24 Mn |
| Mar 31, 2025 | 44.43 Mn |
| Dec 31, 2024 | 38.98 Mn |
| Sep 30, 2024 | 41.74 Mn |
| Jun 30, 2024 | 36.91 Mn |
| Mar 31, 2024 | 37.53 Mn |
| Dec 31, 2023 | 40.25 Mn |
| Sep 30, 2023 | 39.91 Mn |
| Jun 30, 2023 | 38.20 Mn |
| Mar 31, 2023 | 38.69 Mn |
| Dec 31, 2022 | 35.95 Mn |
| Sep 30, 2022 | 34.51 Mn |
| Jun 30, 2022 | 35.92 Mn |
| Mar 31, 2022 | 36.88 Mn |
| Dec 31, 2021 | 34.34 Mn |
| Sep 30, 2021 | 27.13 Mn |
| Jun 30, 2021 | 21.29 Mn |
| Mar 31, 2021 | 15.78 Mn |