X Financial (XYF) Other Accumulated Expenses (2017 - 2025)

X Financial (XYF) posted quarterly Other Accumulated Expenses of $31.3 million for Q4 2025, down 19.72% year-over-year from $39.0 million in Q4 2024, and up 1.37% on a QoQ basis from $30.9 million in Q3 2025.

X Financial (XYF) Other Accumulated Expenses (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Other Accumulated Expenses for 9 consecutive years, with $31.3 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Other Accumulated Expenses fell 19.72% year-over-year to $31.3 million; the TTM figure through Dec 2025 stood at $31.3 million (down 19.72% YoY), while the FY2025 annual figure was $31.7 million, down 17.26% from the prior year.
  • Other Accumulated Expenses came in at $31.3 million for Q4 2025 at X Financial, up from $30.9 million in the prior quarter.
  • The five-year high for Other Accumulated Expenses was $48.2 million in Q2 2025, with the low at $15.8 million in Q1 2021.
  • Average Other Accumulated Expenses over 5 years is $35.4 million, with a median of $36.9 million recorded in 2022.
  • Across the five-year window, Other Accumulated Expenses jumped 368.48% in 2021 and decreased 26.05% in 2025, its largest moves.
  • Year by year, Other Accumulated Expenses stood at $34.3 million in 2021, then advanced by 4.7% to $36.0 million in 2022, then grew by 11.96% to $40.3 million in 2023, then slipped by 3.16% to $39.0 million in 2024, then declined by 19.72% to $31.3 million in 2025.
  • According to Business Quant data, Other Accumulated Expenses over the past three periods registered $31.3 million, $30.9 million, and $48.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 31.29 Mn
Sep 30, 2025 30.87 Mn
Jun 30, 2025 48.24 Mn
Mar 31, 2025 44.43 Mn
Dec 31, 2024 38.98 Mn
Sep 30, 2024 41.74 Mn
Jun 30, 2024 36.91 Mn
Mar 31, 2024 37.53 Mn
Dec 31, 2023 40.25 Mn
Sep 30, 2023 39.91 Mn
Jun 30, 2023 38.20 Mn
Mar 31, 2023 38.69 Mn
Dec 31, 2022 35.95 Mn
Sep 30, 2022 34.51 Mn
Jun 30, 2022 35.92 Mn
Mar 31, 2022 36.88 Mn
Dec 31, 2021 34.34 Mn
Sep 30, 2021 27.13 Mn
Jun 30, 2021 21.29 Mn
Mar 31, 2021 15.78 Mn