X Financial (XYF) Other Accumulated Expenses (2017 - 2026)
X Financial (XYF) reported Other Accumulated Expenses of $16.01 million for Q2 2026, down 66.8% from $48.24 million a year earlier and down 46.8% from the prior quarter.
X Financial (XYF) Other Accumulated Expenses (2017 - 2026) Analysis & Trends
At the end of FY2025, X Financial posted Other Accumulated Expenses of $31.74 million, down 17.3% from FY2024.
- Other Accumulated Expenses has a five-year compound annual growth rate of 23.2% (FY2020 to FY2025).
- By year, Other Accumulated Expenses came in at $38.36 million in FY2024 (-6.0%), $40.82 million in FY2023 (+10.1%), $37.07 million in FY2022 (+7.6%) and $34.45 million in FY2021 (+207.6%).
- The Q2 2026 figure ranks as the lowest quarterly Other Accumulated Expenses since Q1 2021.
- Year over year, Other Accumulated Expenses has now declined in each of the last four quarters, with an average decline of 11.8% over the last eight quarters.
- The high point for year-over-year Other Accumulated Expenses in five years was Q3 2021 (growth of 368.5%); the low point was Q2 2026 (a decline of 66.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $30.09 million (Q1 2026), $31.29 million (Q4 2025) and $30.87 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | PayPal Holdings | 49.96 Bn | 8.18 Bn | - |
| 2 | Block | 45.64 Bn | 16.94 Bn | 3.17 Bn |
| 3 | Coinbase Global | 43.33 Bn | 136.50 Mn | - |
| 4 | Corpay | 26.79 Bn | 16.68 Bn | - |
| 5 | Fiserv | 26.58 Bn | 23.26 Bn | 2.90 Bn |
| 6 | Global Payments | 22.29 Bn | 83.30 Mn | 2.03 Bn |
| 7 | Guidewire Software | 15.90 Bn | 12.47 Bn | 269.68 Mn |
| 8 | Bitmine Immersion Technologies | 12.34 Bn | 9.72 Bn | 40.81 Mn |
| 9 | Jack Henry & Associates | 11.68 Bn | 11.59 Bn | 273.85 Mn |
| 10 | X Financial | 195.79 Mn | -1.29 Bn | 84.09 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.01 Mn |
| Mar 31, 2026 | 30.09 Mn |
| Dec 31, 2025 | 31.72 Mn |
| Sep 30, 2025 | 30.87 Mn |
| Jun 30, 2025 | 48.24 Mn |
| Mar 31, 2025 | 44.43 Mn |
| Dec 31, 2024 | 38.37 Mn |
| Sep 30, 2024 | 41.74 Mn |
| Jun 30, 2024 | 36.91 Mn |
| Mar 31, 2024 | 37.53 Mn |
| Dec 31, 2023 | 16.84 Mn |
| Sep 30, 2023 | 39.91 Mn |
| Jun 30, 2023 | 38.20 Mn |
| Mar 31, 2023 | 38.69 Mn |
| Dec 31, 2022 | 36.72 Mn |
| Sep 30, 2022 | 34.51 Mn |
| Jun 30, 2022 | 35.92 Mn |
| Mar 31, 2022 | 36.88 Mn |
| Dec 31, 2021 | 34.45 Mn |
| Sep 30, 2021 | 27.13 Mn |
X Financial Other Accumulated Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=other-accumulated-expenses&ticker=XYF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "other-accumulated-expenses", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=other-accumulated-expenses&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();