X Financial (XYF) Consolidated Net Income (2017 - 2025)

X Financial (XYF) has reported Consolidated Net Income for 9 consecutive years, with $2.2 million the latest figure, recorded in Q4 2025.

• In Q4 2025, Consolidated Net Income fell 97.68% year-over-year to $2.2 million; the TTM figure through Dec 2025 stood at $282.7 million (down 11.3% YoY), while the FY2025 annual figure was $202.9 million, changed 0.22% from the prior year.
• Consolidated Net Income came in at $2.2 million for Q4 2025 at X Financial, down from $80.6 million in the prior quarter.
• The five-year high for Consolidated Net Income was $107.4 million in Q2 2025, with the low at $2.2 million in Q4 2025.
• Average Consolidated Net Income over 5 years is $66.4 million, with a median of $71.5 million recorded in 2021.
• Across the five-year window, Consolidated Net Income soared 712.29% in 2021 and slumped 97.68% in 2025, its largest moves.
• Year by year, Consolidated Net Income stood at $73.7 million in 2021, then slumped by 31.25% to $50.6 million in 2022, then dropped by 18.33% to $41.4 million in 2023, then surged by 129.07% to $94.8 million in 2024, then plunged by 97.68% to $2.2 million in 2025.
• According to Business Quant data, Consolidated Net Income over the past three periods registered $2.2 million, $80.6 million, and $107.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.