X Financial (XYF) Short-term Investments (2017 - 2025)
X Financial (XYF) posted quarterly Short-term Investments of $161.6 million for Q4 2025, up 71.48% year-over-year from $94.2 million in Q4 2024, and up 74.51% quarter-over-quarter from $92.6 million in Q3 2025.
X Financial (XYF) Short-term Investments (2017 - 2025) Analysis & Trends
X Financial's Short-term Investments history runs 9 years deep, the most recent figure standing at $161.6 million for Q4 2025.
- In Q4 2025, Short-term Investments rose 71.48% year-over-year to $161.6 million; the TTM figure through Dec 2025 stood at $161.6 million (up 71.48% YoY), while the FY2025 annual figure was $163.9 million, up 76.74% from the prior year.
- Short-term Investments for Q4 2025 stood at $161.6 million, up from $92.6 million in the prior quarter.
- The five-year high for Short-term Investments was $161.6 million in Q4 2025, with the low at $51.7 million in Q3 2021.
- The 5-year median for Short-term Investments is $86.6 million (2021), against an average of $86.6 million.
- The sharpest annual moves came in 2021 and 2023: Short-term Investments slumped 53.74% in 2021, then jumped 82.84% in 2023.
- X Financial's Short-term Investments stood at $63.7 million in 2021, then dropped by 10.68% to $56.9 million in 2022, then jumped by 82.84% to $104.0 million in 2023, then declined by 9.44% to $94.2 million in 2024, then soared by 71.48% to $161.6 million in 2025.
- Business Quant data shows XYF's Short-term Investments at $161.6 million in Q4 2025, $92.6 million in Q3 2025, and $110.0 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 161.57 Mn |
| Sep 30, 2025 | 92.59 Mn |
| Jun 30, 2025 | 110.03 Mn |
| Mar 31, 2025 | 98.16 Mn |
| Dec 31, 2024 | 94.22 Mn |
| Sep 30, 2024 | 69.74 Mn |
| Jun 30, 2024 | 81.22 Mn |
| Mar 31, 2024 | 107.54 Mn |
| Dec 31, 2023 | 104.04 Mn |
| Sep 30, 2023 | 82.20 Mn |
| Jun 30, 2023 | 82.02 Mn |
| Mar 31, 2023 | 62.86 Mn |
| Dec 31, 2022 | 56.90 Mn |
| Sep 30, 2022 | 65.84 Mn |
| Jun 30, 2022 | 56.07 Mn |
| Mar 31, 2022 | 102.32 Mn |
| Dec 31, 2021 | 63.70 Mn |
| Sep 30, 2021 | 51.66 Mn |
| Jun 30, 2021 | 97.73 Mn |
| Mar 31, 2021 | 91.03 Mn |