X Financial (XYF) Short-term Investments (2016 - 2026)
X Financial (XYF) posted Short-term Investments of $403.5 million for Q2 2026, up 52.46% on a QoQ basis from $264.7 million in Q1 2026, and up 578.35% year-over-year from $59.5 million in Q2 2025.
Analysis
X Financial (XYF) Short-term Investments (2016 - 2026) Analysis & Trends
X Financial has reported Short-term Investments for 11 years, with the latest figure at $403.5 million in Q2 2026.
- On a quarterly basis, Short-term Investments rose 578.35% year-over-year to $403.5 million in Q2 2026; TTM through Jun 2026 was $403.5 million, a 578.35% increase from a year earlier, with the FY2025 full-year figure at $163.9 million, up 76.74% from the prior year.
- Short-term Investments was $403.5 million for Q2 2026 at X Financial, up from $264.7 million in the prior quarter.
- The five-year high for Short-term Investments was $403.5 million in Q2 2026, with the low at $56.1 million in Q2 2022.
- Average Short-term Investments over 5 years is $123.6 million, with a median of $97.5 million recorded in 2024.
- The sharpest annual moves came in 2025 and 2026: Short-term Investments tumbled 42.84% in 2025, then soared 578.35% in 2026.
- Over 5 years, Short-term Investments stood at $100.8 million in 2022, then increased by 13.47% to $114.4 million in 2023, then fell by 17.62% to $94.2 million in 2024, then surged by 86.02% to $175.3 million in 2025, then surged by 130.24% to $403.5 million in 2026.
- The last three Short-term Investments figures came in at $403.5 million (Q2 2026), $264.7 million (Q1 2026), and $175.3 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 403.53 Mn |
| Mar 31, 2026 | 264.69 Mn |
| Dec 31, 2025 | 175.26 Mn |
| Sep 30, 2025 | 188.10 Mn |
| Jun 30, 2025 | 59.49 Mn |
| Mar 31, 2025 | 59.23 Mn |
| Dec 31, 2024 | 94.22 Mn |
| Sep 30, 2024 | 123.52 Mn |
| Jun 30, 2024 | 104.07 Mn |
| Mar 31, 2024 | 85.65 Mn |
| Dec 31, 2023 | 114.37 Mn |
| Sep 30, 2023 | 82.20 Mn |
| Jun 30, 2023 | 82.02 Mn |
| Mar 31, 2023 | 62.86 Mn |
| Dec 31, 2022 | 100.79 Mn |
| Sep 30, 2022 | 65.84 Mn |
| Jun 30, 2022 | 56.07 Mn |
| Mar 31, 2022 | 102.32 Mn |
| Dec 31, 2021 | 63.70 Mn |
| Sep 30, 2021 | 51.66 Mn |