X Financial (XYF) Short-term Investments (2016 - 2025)
X Financial (XYF) posted quarterly Short-term Investments of $92.6 million for Q3 2025, up 32.77% year-over-year from $69.7 million in Q3 2024, and down 15.86% on a QoQ basis from $110.0 million in Q2 2025.
X Financial (XYF) Short-term Investments (2016 - 2025) Analysis & Trends
X Financial (XYF) has reported Short-term Investments for 10 consecutive years, with $92.6 million the latest figure, recorded in Q3 2025.
- In Q3 2025, Short-term Investments rose 32.77% year-over-year to $92.6 million; the TTM figure through Sep 2025 stood at $92.6 million (up 32.77% YoY), while the FY2025 annual figure was $163.9 million, up 76.74% from the prior year.
- Short-term Investments came in at $92.6 million for Q3 2025 at X Financial, down from $110.0 million in the prior quarter.
- The five-year high for Short-term Investments was $110.0 million in Q2 2025, with the low at $51.7 million in Q3 2021.
- Average Short-term Investments over 5 years is $83.9 million, with a median of $88.5 million recorded in 2021.
- Across the five-year window, Short-term Investments plunged 53.74% in 2021 and surged 82.84% in 2023, its largest moves.
- Year by year, Short-term Investments stood at $88.5 million in 2021, then plunged by 35.72% to $56.9 million in 2022, then surged by 82.84% to $104.0 million in 2023, then slipped by 9.44% to $94.2 million in 2024, then decreased by 1.74% to $92.6 million in 2025.
- According to Business Quant data, Short-term Investments over the past three periods registered $92.6 million, $110.0 million, and $98.2 million for Q3 2025, Q2 2025, and Q1 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 92.59 Mn |
| Jun 30, 2025 | 110.03 Mn |
| Mar 31, 2025 | 98.16 Mn |
| Dec 31, 2024 | 94.22 Mn |
| Sep 30, 2024 | 69.74 Mn |
| Jun 30, 2024 | 81.22 Mn |
| Mar 31, 2024 | 107.54 Mn |
| Dec 31, 2023 | 104.04 Mn |
| Sep 30, 2023 | 82.20 Mn |
| Jun 30, 2023 | 82.02 Mn |
| Mar 31, 2023 | 62.86 Mn |
| Dec 31, 2022 | 56.90 Mn |
| Sep 30, 2022 | 65.84 Mn |
| Jun 30, 2022 | 56.07 Mn |
| Mar 31, 2022 | 102.32 Mn |
| Dec 31, 2021 | 88.52 Mn |
| Sep 30, 2021 | 51.66 Mn |
| Jun 30, 2021 | 97.73 Mn |
| Mar 31, 2021 | 91.03 Mn |
| Dec 31, 2020 | 128.58 Mn |