X Financial (XYF) Short-term Investments (2020 - 2026)
X Financial (XYF) reported Short-term Investments of $403.53 million for Q2 2026, up 578.4% from $59.49 million a year earlier and up 52.5% from the prior quarter.
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Analysis
X Financial (XYF) Short-term Investments (2020 - 2026) Analysis & Trends
At the end of FY2025, X Financial posted Short-term Investments of $177.76 million, up 152.7% from FY2024.
- Short-term Investments has a five-year compound annual growth rate of 186.6% (FY2020 to FY2025).
- By year, Short-term Investments came in at $70.35 million in FY2024 (-17.9%), $85.66 million in FY2023 (+206.7%), $27.93 million in FY2022 (+114.8%) and $13 million in FY2021.
- The Q2 2026 figure ranks as the highest quarterly Short-term Investments in data going back to Q1 2020.
- Year over year, Short-term Investments has now increased in each of the last four quarters, with growth averaging 185.3% over the last seven quarters.
- The high point for year-over-year Short-term Investments in five years was Q2 2026 (growth of 578.4%); the low point was Q4 2022 (a decline of 63.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $264.69 million (Q1 2026), $175.26 million (Q4 2025) and $188.1 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | PayPal Holdings | 50.12 Bn | 8.35 Bn | - |
| 2 | Block | 45.86 Bn | 17.16 Bn | 3.17 Bn |
| 3 | Coinbase Global | 43.73 Bn | 531.61 Mn | - |
| 4 | Corpay | 26.73 Bn | 16.62 Bn | - |
| 5 | Fiserv | 26.50 Bn | 23.18 Bn | 2.90 Bn |
| 6 | Global Payments | 22.41 Bn | 199.37 Mn | 2.03 Bn |
| 7 | Guidewire Software | 15.92 Bn | 12.49 Bn | 269.68 Mn |
| 8 | Bitmine Immersion Technologies | 12.42 Bn | 9.80 Bn | 40.81 Mn |
| 9 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn |
| 10 | X Financial | 195.59 Mn | -1.29 Bn | 84.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 403.53 Mn |
| Mar 31, 2026 | 264.69 Mn |
| Dec 31, 2025 | 177.68 Mn |
| Sep 30, 2025 | 188.10 Mn |
| Jun 30, 2025 | 59.49 Mn |
| Mar 31, 2025 | 59.23 Mn |
| Dec 31, 2024 | 70.36 Mn |
| Sep 30, 2024 | 123.52 Mn |
| Jun 30, 2024 | 104.07 Mn |
| Mar 31, 2024 | 85.65 Mn |
| Dec 31, 2023 | 4.77 Mn |
| Sep 30, 2023 | 35.51 Mn |
| Jun 30, 2023 | 27.85 Mn |
| Mar 31, 2023 | 26.29 Mn |
| Dec 31, 2022 | 27.66 Mn |
| Sep 30, 2022 | 23.49 Mn |
| Jun 30, 2022 | 22.07 Mn |
| Mar 31, 2022 | 18.53 Mn |
| Dec 31, 2021 | 13.00 Mn |
| Jun 30, 2021 | 4.65 Mn |
API Access
X Financial Short-term Investments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=short-term-investments&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "short-term-investments", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=short-term-investments&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();