X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Receivables - Net (2017 - 2026)

X Financial (XYF) posted quarterly Receivables - Net of $218.7 million for Q4 2025, up 8.69% year-over-year from $201.3 million in Q4 2024, and down 49.2% quarter-over-quarter from $430.6 million in Q3 2025.

Analysis

X Financial (XYF) Receivables - Net (2017 - 2026) Analysis & Trends

X Financial's Receivables - Net history runs 8 years deep, the most recent figure standing at $218.7 million for Q4 2025.

  • In Q4 2025, Receivables - Net rose 8.69% year-over-year to $218.7 million; the TTM figure through Dec 2025 stood at $218.7 million (up 8.69% YoY), while the FY2025 annual figure was $449.9 million, up 61.8% from the prior year.
  • Receivables - Net for Q4 2025 stood at $218.7 million, down from $430.6 million in the prior quarter.
  • The five-year high for Receivables - Net was $441.3 million in Q2 2025, with the low at $152255.4 in Q4 2023.
  • The 5-year median for Receivables - Net is $203.6 million (2023), against an average of $193.1 million.
  • The sharpest annual moves came in 2023 and 2024: Receivables - Net plunged 99.66% in 2023, then surged 132088.72% in 2024.
  • X Financial's Receivables - Net stood at $10.4 million in 2021, then jumped by 322.79% to $44.1 million in 2022, then slumped by 99.66% to $152255.4 in 2023, then soared by 132088.72% to $201.3 million in 2024, then grew by 8.69% to $218.7 million in 2025.
  • Business Quant data shows XYF's Receivables - Net at $218.7 million in Q4 2025, $430.6 million in Q3 2025, and $441.3 million in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 680.39 Bn 668.03 Bn -
2 Mastercard 518.33 Bn 504.84 Bn -
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn -
5 PayPal Holdings 46.25 Bn 35.00 Bn -
6 Affirm Holdings 26.22 Bn 24.59 Bn -
7 Synchrony Financial 25.37 Bn 9.17 Bn -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 203.00 Mn
Jun 30, 2026 203.00 Mn
Mar 31, 2026 362.17 Mn
Mar 31, 2026 362.17 Mn
Dec 31, 2025 443.56 Mn
Dec 31, 2025 443.56 Mn
Sep 30, 2025 430.62 Mn
Sep 30, 2025 430.62 Mn
Jun 30, 2025 441.35 Mn
Jun 30, 2025 441.35 Mn
Mar 31, 2025 332.07 Mn
Mar 31, 2025 332.07 Mn
Dec 31, 2024 282.55 Mn
Dec 31, 2024 282.55 Mn
Sep 30, 2024 243.59 Mn
Sep 30, 2024 243.59 Mn
Jun 30, 2024 207.90 Mn
Jun 30, 2024 207.90 Mn
Mar 31, 2024 221.73 Mn
Mar 31, 2024 221.73 Mn