X Financial (XYF) Receivables - Net (2017 - 2025)

X Financial (XYF) posted quarterly Receivables - Net of $218.7 million for Q4 2025, up 8.69% year-over-year from $201.3 million in Q4 2024, and down 49.2% quarter-over-quarter from $430.6 million in Q3 2025.

X Financial (XYF) Receivables - Net (2017 - 2025) Analysis & Trends

X Financial's Receivables - Net history runs 8 years deep, the most recent figure standing at $218.7 million for Q4 2025.

  • In Q4 2025, Receivables - Net rose 8.69% year-over-year to $218.7 million; the TTM figure through Dec 2025 stood at $218.7 million (up 8.69% YoY), while the FY2025 annual figure was $449.9 million, up 61.8% from the prior year.
  • Receivables - Net for Q4 2025 stood at $218.7 million, down from $430.6 million in the prior quarter.
  • The five-year high for Receivables - Net was $441.3 million in Q2 2025, with the low at $152255.4 in Q4 2023.
  • The 5-year median for Receivables - Net is $203.6 million (2023), against an average of $193.1 million.
  • The sharpest annual moves came in 2023 and 2024: Receivables - Net plunged 99.66% in 2023, then surged 132088.72% in 2024.
  • X Financial's Receivables - Net stood at $10.4 million in 2021, then jumped by 322.79% to $44.1 million in 2022, then slumped by 99.66% to $152255.4 in 2023, then soared by 132088.72% to $201.3 million in 2024, then grew by 8.69% to $218.7 million in 2025.
  • Business Quant data shows XYF's Receivables - Net at $218.7 million in Q4 2025, $430.6 million in Q3 2025, and $441.3 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 218.75 Mn
Dec 31, 2025 218.75 Mn
Sep 30, 2025 430.62 Mn
Sep 30, 2025 430.62 Mn
Jun 30, 2025 441.35 Mn
Jun 30, 2025 441.35 Mn
Mar 31, 2025 332.07 Mn
Mar 31, 2025 332.07 Mn
Dec 31, 2024 201.26 Mn
Dec 31, 2024 201.26 Mn
Sep 30, 2024 243.59 Mn
Sep 30, 2024 243.59 Mn
Jun 30, 2024 207.90 Mn
Jun 30, 2024 207.90 Mn
Mar 31, 2024 221.73 Mn
Mar 31, 2024 221.73 Mn
Dec 31, 2023 152,255.44
Dec 31, 2023 152,255.44
Sep 30, 2023 238.62 Mn
Sep 30, 2023 238.62 Mn