X Financial (XYF) Receivables - Net (2017 - 2026)
X Financial (XYF) posted Receivables - Net of $203 million for Q2 2026, down 54.0% from $441.35 million a year earlier and down 43.9% from the prior quarter.
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Analysis
X Financial (XYF) Receivables - Net (2017 - 2026) Analysis & Trends
At the end of FY2025, X Financial's Receivables - Net came in at $449.87 million, up 61.8% from FY2024.
- Annual Receivables - Net shows a five-year compound annual growth rate of 48.0% (FY2020 to FY2025).
- In prior years, X Financial's Receivables - Net was $278.05 million in FY2024 (+19.0%), $233.75 million in FY2023 (unchanged), $233.75 million in FY2022 (+99.3%) and $117.3 million in FY2021 (+85.2%).
- The Q2 2026 figure stands as the lowest quarterly Receivables - Net since Q4 2023.
- On a year-over-year basis, Receivables - Net increased in six of the last seven quarters, with growth averaging 36.1%.
- The strongest year-over-year quarter for Receivables - Net in the past five years was Q2 2025, with growth of 112.3%; the weakest was Q2 2026, with a decline of 54.0%.
- According to Business Quant data, Receivables - Net for the three prior quarters was $362.17 million (Q1 2026), $443.56 million (Q4 2025) and $430.62 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn |
| 10 | X Financial | 198.03 Mn | -1.29 Bn | 84.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 203.00 Mn |
| Mar 31, 2026 | 362.17 Mn |
| Dec 31, 2025 | 449.68 Mn |
| Sep 30, 2025 | 430.62 Mn |
| Jun 30, 2025 | 441.35 Mn |
| Mar 31, 2025 | 332.07 Mn |
| Dec 31, 2024 | 278.09 Mn |
| Sep 30, 2024 | 243.59 Mn |
| Jun 30, 2024 | 207.90 Mn |
| Mar 31, 2024 | 221.73 Mn |
| Dec 31, 2023 | 233.51 Mn |
| Sep 30, 2023 | 238.62 Mn |
| Jun 30, 2023 | 205.98 Mn |
| Mar 31, 2023 | 185.16 Mn |
| Dec 31, 2022 | 166.87 Mn |
| Sep 30, 2022 | 129.65 Mn |
| Jun 30, 2022 | 109.11 Mn |
| Mar 31, 2022 | 117.17 Mn |
| Dec 31, 2021 | 117.31 Mn |
| Sep 30, 2021 | 137.89 Mn |
API Access
X Financial Receivables - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=receivables-net&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "receivables-net", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=receivables-net&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();