X Financial (XYF) Receivables - Net (2017 - 2026)
X Financial (XYF) posted Receivables - Net of $203.0 million for Q2 2026, down 43.95% on a QoQ basis from $362.2 million in Q1 2026, and down 54.0% year-over-year from $441.3 million in Q2 2025.
Analysis
X Financial (XYF) Receivables - Net (2017 - 2026) Analysis & Trends
X Financial has reported Receivables - Net for 9 years, with the latest figure at $203.0 million in Q2 2026.
- On a quarterly basis, Receivables - Net fell 54.0% year-over-year to $203.0 million in Q2 2026; TTM through Jun 2026 was $203.0 million, a 54.0% decrease from a year earlier, with the FY2025 full-year figure at $449.9 million, up 61.8% from the prior year.
- Receivables - Net was $203.0 million for Q2 2026 at X Financial, down from $362.2 million in the prior quarter.
- The five-year high for Receivables - Net was $443.6 million in Q4 2025, with the low at $152255.4 in Q4 2023.
- Average Receivables - Net over 5 years is $233.3 million, with a median of $214.8 million recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Receivables - Net plunged 99.66% in 2023, then soared 185473.22% in 2024.
- Over 5 years, Receivables - Net stood at $44.1 million in 2022, then slumped by 99.66% to $152255.4 in 2023, then surged by 185473.22% to $282.5 million in 2024, then soared by 56.99% to $443.6 million in 2025, then tumbled by 54.23% to $203.0 million in 2026.
- The last three Receivables - Net figures came in at $203.0 million (Q2 2026), $362.2 million (Q1 2026), and $443.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 203.00 Mn |
| Mar 31, 2026 | 362.17 Mn |
| Dec 31, 2025 | 443.56 Mn |
| Sep 30, 2025 | 430.62 Mn |
| Jun 30, 2025 | 441.35 Mn |
| Mar 31, 2025 | 332.07 Mn |
| Dec 31, 2024 | 282.55 Mn |
| Sep 30, 2024 | 243.59 Mn |
| Jun 30, 2024 | 207.90 Mn |
| Mar 31, 2024 | 221.73 Mn |
| Dec 31, 2023 | 152,255.44 |
| Sep 30, 2023 | 238.62 Mn |
| Jun 30, 2023 | 205.98 Mn |
| Mar 31, 2023 | 185.16 Mn |
| Dec 31, 2022 | 44.15 Mn |
| Sep 30, 2022 | 129.65 Mn |
| Jun 30, 2022 | 109.11 Mn |
| Mar 31, 2022 | 117.17 Mn |
| Dec 31, 2021 | 10.44 Mn |
| Sep 30, 2021 | 137.89 Mn |