X Financial (XYF) Receivables - Net (2017 - 2026)
X Financial (XYF) posted quarterly Receivables - Net of $218.7 million for Q4 2025, up 8.69% year-over-year from $201.3 million in Q4 2024, and down 49.2% quarter-over-quarter from $430.6 million in Q3 2025.
Analysis
X Financial (XYF) Receivables - Net (2017 - 2026) Analysis & Trends
X Financial's Receivables - Net history runs 8 years deep, the most recent figure standing at $218.7 million for Q4 2025.
- In Q4 2025, Receivables - Net rose 8.69% year-over-year to $218.7 million; the TTM figure through Dec 2025 stood at $218.7 million (up 8.69% YoY), while the FY2025 annual figure was $449.9 million, up 61.8% from the prior year.
- Receivables - Net for Q4 2025 stood at $218.7 million, down from $430.6 million in the prior quarter.
- The five-year high for Receivables - Net was $441.3 million in Q2 2025, with the low at $152255.4 in Q4 2023.
- The 5-year median for Receivables - Net is $203.6 million (2023), against an average of $193.1 million.
- The sharpest annual moves came in 2023 and 2024: Receivables - Net plunged 99.66% in 2023, then surged 132088.72% in 2024.
- X Financial's Receivables - Net stood at $10.4 million in 2021, then jumped by 322.79% to $44.1 million in 2022, then slumped by 99.66% to $152255.4 in 2023, then soared by 132088.72% to $201.3 million in 2024, then grew by 8.69% to $218.7 million in 2025.
- Business Quant data shows XYF's Receivables - Net at $218.7 million in Q4 2025, $430.6 million in Q3 2025, and $441.3 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn |
| 10 | X Financial | 433.08 Mn | 145.32 Mn | 84.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 203.00 Mn |
| Jun 30, 2026 | 203.00 Mn |
| Mar 31, 2026 | 362.17 Mn |
| Mar 31, 2026 | 362.17 Mn |
| Dec 31, 2025 | 443.56 Mn |
| Dec 31, 2025 | 443.56 Mn |
| Sep 30, 2025 | 430.62 Mn |
| Sep 30, 2025 | 430.62 Mn |
| Jun 30, 2025 | 441.35 Mn |
| Jun 30, 2025 | 441.35 Mn |
| Mar 31, 2025 | 332.07 Mn |
| Mar 31, 2025 | 332.07 Mn |
| Dec 31, 2024 | 282.55 Mn |
| Dec 31, 2024 | 282.55 Mn |
| Sep 30, 2024 | 243.59 Mn |
| Sep 30, 2024 | 243.59 Mn |
| Jun 30, 2024 | 207.90 Mn |
| Jun 30, 2024 | 207.90 Mn |
| Mar 31, 2024 | 221.73 Mn |
| Mar 31, 2024 | 221.73 Mn |