X Financial (XYF) Non-cash Items (2016 - 2025)

X Financial (XYF) posted quarterly Non-cash Items of $299522.4 for Q4 2025, down 63.87% year-over-year from $828949.1 in Q4 2024, and down 63.87% on a QoQ basis from $828949.1 in Q4 2024.

X Financial (XYF) Non-cash Items (2016 - 2025) Analysis & Trends

X Financial (XYF) has reported Non-cash Items for 10 consecutive years, with $299522.4 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Non-cash Items fell 63.87% year-over-year to $299522.4; the TTM figure through Dec 2025 stood at $299522.4 (down 63.87% YoY), while the FY2025 annual figure was $823316.0, down 27.4% from the prior year.
  • Non-cash Items came in at $299522.4 for Q4 2025 at X Financial, down from $828949.1 in the prior quarter.
  • The five-year high for Non-cash Items was $8.6 million in Q4 2023, with the low at $87112.2 in Q4 2022.
  • Average Non-cash Items over 5 years is $2.3 million, with a median of $828949.1 recorded in 2024.
  • Across the five-year window, Non-cash Items plunged 94.98% in 2022 and surged 9758.28% in 2023, its largest moves.
  • Year by year, Non-cash Items stood at $1.7 million in 2021, then slumped by 94.98% to $87112.2 in 2022, then soared by 9758.28% to $8.6 million in 2023, then sank by 90.35% to $828949.1 in 2024, then sank by 63.87% to $299522.4 in 2025.
  • According to Business Quant data, Non-cash Items over the past three periods registered $299522.4, $828949.1, and $8.6 million for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 122,663.84
Dec 31, 2025 122,663.84
Dec 31, 2024 828,949.14
Dec 31, 2024 828,949.14
Dec 31, 2023 8.59 Mn
Dec 31, 2023 8.59 Mn
Dec 31, 2022 87,112.24
Dec 31, 2022 87,112.24
Dec 31, 2021 1.74 Mn
Dec 31, 2021 1.74 Mn
Dec 31, 2020 12.94 Mn
Dec 31, 2020 12.94 Mn
Dec 31, 2019 32.93 Mn
Dec 31, 2019 32.93 Mn
Dec 31, 2018 61.61 Mn
Dec 31, 2018 61.61 Mn
Dec 31, 2017 72.25 Mn
Dec 31, 2017 72.25 Mn
Dec 31, 2016 11.30 Mn
Dec 31, 2016 11.30 Mn