X Financial (XYF) Profit After Tax (2017 - 2026)
X Financial (XYF) posted Profit After Tax of $40.32 million for Q2 2026, down 62.8% from $108.43 million a year earlier but up 33.6% from the prior quarter.
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Analysis
X Financial (XYF) Profit After Tax (2017 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Profit After Tax at X Financial was $153.31 million, down 57.8% year-over-year; for FY2025, it came in at $284.1 million, down 11.2% from FY2024.
- In prior years, X Financial's Profit After Tax was $320.1 million in FY2024 (+97.0%), $162.49 million in FY2023 (-8.4%), $177.38 million in FY2022 (-5.1%) and $186.86 million in FY2021.
- Quarterly Profit After Tax has run from a low of $2.2 million in Q4 2025 to a high of $108.43 million in Q2 2025 over five years.
- On a year-over-year basis, Profit After Tax has declined in each of the last three quarters, with growth averaging 6.4% over the last eight quarters.
- The strongest year-over-year quarter for Profit After Tax in the past five years was Q3 2021, with growth of 287.3%; the weakest was Q4 2025, with a decline of 97.7%.
- According to Business Quant data, Profit After Tax for the three prior quarters was $30.18 million (Q1 2026), $2.2 million (Q4 2025) and $80.61 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.15 Bn | 8.38 Bn | - | 1.10 Bn |
| 2 | Block | 46.06 Bn | 17.35 Bn | 3.17 Bn | 87.09 Mn |
| 3 | Coinbase Global | 43.93 Bn | 739.71 Mn | - | -359.47 Mn |
| 4 | Corpay | 26.76 Bn | 16.65 Bn | - | 251.79 Mn |
| 5 | Fiserv | 26.33 Bn | 23.01 Bn | 2.90 Bn | 619.00 Mn |
| 6 | Global Payments | 22.33 Bn | 118.39 Mn | 2.03 Bn | 109.21 Mn |
| 7 | Guidewire Software | 15.91 Bn | 12.48 Bn | 269.68 Mn | 31.40 Mn |
| 8 | Bitmine Immersion Technologies | 12.50 Bn | 9.88 Bn | 40.81 Mn | -83.60 Mn |
| 9 | Jack Henry & Associates | 11.56 Bn | 11.47 Bn | 273.85 Mn | 111.23 Mn |
| 10 | X Financial | 195.18 Mn | -1.29 Bn | 84.09 Mn | 40.32 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.32 Mn |
| Mar 31, 2026 | 30.18 Mn |
| Dec 31, 2025 | 2.20 Mn |
| Sep 30, 2025 | 80.61 Mn |
| Jun 30, 2025 | 108.43 Mn |
| Mar 31, 2025 | 92.67 Mn |
| Dec 31, 2024 | 94.75 Mn |
| Sep 30, 2024 | 67.47 Mn |
| Jun 30, 2024 | 69.36 Mn |
| Mar 31, 2024 | 59.02 Mn |
| Dec 31, 2023 | 41.36 Mn |
| Sep 30, 2023 | 57.71 Mn |
| Jun 30, 2023 | 61.22 Mn |
| Mar 31, 2023 | 48.14 Mn |
| Dec 31, 2022 | 86.64 Mn |
| Sep 30, 2022 | 94.03 Mn |
| Jun 30, 2022 | 32.88 Mn |
| Mar 31, 2022 | 50.14 Mn |
| Dec 31, 2021 | 47.25 Mn |
| Sep 30, 2021 | 61.74 Mn |
API Access
X Financial Profit After Tax API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=profit-after-tax&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "profit-after-tax", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=profit-after-tax&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();