X Financial XYF
NYSE XYF
$5.53 +0.02 (+0.36%)
At close: Sep 4, 2026 · 4:00 PM EDT

X Financial (XYF) EV to EBIT (2018 - 2026)

X Financial (XYF) posted EV to EBIT of 6.63 for Q2 2026, down 51.45% on a QoQ basis from 4.38 in Q1 2026, and down 222.83% year-over-year from 5.4 in Q2 2025.

Analysis

X Financial (XYF) EV to EBIT (2018 - 2026) Analysis & Trends

X Financial has reported EV to EBIT for 9 years, with the latest figure at 6.63 in Q2 2026.

  • On a quarterly basis, EV to EBIT fell 222.83% year-over-year to 6.63 in Q2 2026; TTM through Jun 2026 was 1.86, a 215.77% decrease from a year earlier, with the FY2025 full-year figure at 0.56, up 25.35% from the prior year.
  • EV to EBIT was 6.63 for Q2 2026 at X Financial, down from 4.38 in the prior quarter.
  • The five-year high for EV to EBIT was 42.72 in Q4 2025, with the low at 6.63 in Q2 2026.
  • Average EV to EBIT over 5 years is 2.26, with a median of 0.76 recorded in 2022.
  • The sharpest annual moves came in 2022 and 2025: EV to EBIT plunged 376.25% in 2022, then soared 2533.38% in 2025.
  • Over 5 years, EV to EBIT stood at 0.07 in 2022, then jumped by 1585.34% to 1.11 in 2023, then surged by 46.66% to 1.62 in 2024, then jumped by 2533.38% to 42.72 in 2025, then plunged by 115.53% to 6.63 in 2026.
  • The last three EV to EBIT figures came in at 6.63 (Q2 2026), 4.38 (Q1 2026), and 42.72 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Upstart Holdings 2.73 Bn 2.28 Bn 303.39 Mn
2 Pagaya Technologies 1.92 Bn 1.72 Bn 168.33 Mn
3 Qfin Holdings 1.10 Bn 108.74 Mn -
4 FinVolution 856.70 Mn -70.30 Mn -
5 X Financial 432.29 Mn -136.02 Mn 84.09 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn
7 Blend Labs 361.86 Mn 317.00 Mn 24.89 Mn
8 LexinFintech Holdings 294.80 Mn 294.80 Mn 73.06 Mn
9 Antalpha Platform Holding 85.61 Mn -804.10 Mn 11.94 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -6.63
Mar 31, 2026 -4.38
Dec 31, 2025 42.72
Sep 30, 2025 5.21
Jun 30, 2025 5.40
Mar 31, 2025 4.44
Dec 31, 2024 1.62
Sep 30, 2024 0.70
Jun 30, 2024 -1.81
Mar 31, 2024 -1.77
Dec 31, 2023 1.11
Sep 30, 2023 -1.37
Jun 30, 2023 -0.99
Mar 31, 2023 -1.00
Dec 31, 2022 0.07
Sep 30, 2022 -0.95
Jun 30, 2022 -0.56
Mar 31, 2022 -1.07
Dec 31, 2021 0.20
Sep 30, 2021 0.34