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X Financial (XYF) Gross Margin (2017 - 2025)

Historic Gross Margin for X Financial (XYF) over the last 9 years, with Q3 2025 value amounting to 73.1%.

  • X Financial's Gross Margin rose 20100.0% to 73.1% in Q3 2025 from the same period last year, while for Sep 2025 it was 75.2%, marking a year-over-year increase of 73200.0%. This contributed to the annual value of 71.51% for FY2024, which is 35800.0% up from last year.
  • X Financial's Gross Margin amounted to 73.1% in Q3 2025, which was up 20100.0% from 77.39% recorded in Q2 2025.
  • In the past 5 years, X Financial's Gross Margin ranged from a high of 77.39% in Q2 2025 and a low of 35.33% during Q2 2022
  • Moreover, its 5-year median value for Gross Margin was 64.69% (2024), whereas its average is 59.01%.
  • In the last 5 years, X Financial's Gross Margin soared by 762300bps in 2021 and then tumbled by -147500bps in 2022.
  • X Financial's Gross Margin (Quarter) stood at 53.15% in 2021, then fell by -28bps to 38.39% in 2022, then skyrocketed by 69bps to 64.7% in 2023, then increased by 15bps to 74.31% in 2024, then fell by -2bps to 73.1% in 2025.
  • Its last three reported values are 73.1% in Q3 2025, 77.39% for Q2 2025, and 75.55% during Q1 2025.