X Financial (XYF) Cash & Equivalents (2017 - 2025)

X Financial (XYF) posted quarterly Cash & Equivalents of $139.2 million for Q4 2025, up 1.59% year-over-year from $137.1 million in Q4 2024, and up 1485.92% quarter-over-quarter from $8.8 million in Q3 2025.

X Financial (XYF) Cash & Equivalents (2017 - 2025) Analysis & Trends

X Financial's Cash & Equivalents history runs 9 years deep, the most recent figure standing at $139.2 million for Q4 2025.

  • In Q4 2025, Cash & Equivalents rose 1.59% year-over-year to $139.2 million; the TTM figure through Dec 2025 stood at $139.2 million (up 1.59% YoY), while the FY2025 annual figure was $141.2 million, up 4.7% from the prior year.
  • Cash & Equivalents for Q4 2025 stood at $139.2 million, up from $8.8 million in the prior quarter.
  • The five-year high for Cash & Equivalents was $221.8 million in Q2 2024, with the low at $3.6 million in Q3 2024.
  • The 5-year median for Cash & Equivalents is $135.6 million (2023), against an average of $123.1 million.
  • The sharpest annual moves came in 2021 and 2024: Cash & Equivalents jumped 288.44% in 2021, then sank 87.77% in 2024.
  • X Financial's Cash & Equivalents stood at $91.5 million in 2021, then dropped by 7.41% to $84.7 million in 2022, then surged by 96.05% to $166.0 million in 2023, then dropped by 17.44% to $137.1 million in 2024, then rose by 1.59% to $139.2 million in 2025.
  • Business Quant data shows XYF's Cash & Equivalents at $139.2 million in Q4 2025, $8.8 million in Q3 2025, and $161.0 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Equiv. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 12.36 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 11.29 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 45.24 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 54.71 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 8.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - 470,774.29
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 1.72 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 360.23 Mn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 139.25 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 139.25 Mn
Sep 30, 2025 8.78 Mn
Jun 30, 2025 160.95 Mn
Mar 31, 2025 191.47 Mn
Dec 31, 2024 137.07 Mn
Sep 30, 2024 3.58 Mn
Jun 30, 2024 221.85 Mn
Mar 31, 2024 195.71 Mn
Dec 31, 2023 166.02 Mn
Sep 30, 2023 29.22 Mn
Jun 30, 2023 182.09 Mn
Mar 31, 2023 134.13 Mn
Dec 31, 2022 84.68 Mn
Sep 30, 2022 51.79 Mn
Jun 30, 2022 104.94 Mn
Mar 31, 2022 102.41 Mn
Dec 31, 2021 91.46 Mn
Sep 30, 2021 150.82 Mn
Jun 30, 2021 183.36 Mn
Mar 31, 2021 122.07 Mn