X Financial (XYF) Cash & Equivalents (2016 - 2026)
X Financial (XYF) posted Cash & Equivalents of $166.8 million for Q2 2026, up 12.66% on a QoQ basis from $148.0 million in Q1 2026, and up 3.63% year-over-year from $161.0 million in Q2 2025.
Analysis
X Financial (XYF) Cash & Equivalents (2016 - 2026) Analysis & Trends
X Financial has reported Cash & Equivalents for 11 years, with the latest figure at $166.8 million in Q2 2026.
- On a quarterly basis, Cash & Equivalents rose 3.63% year-over-year to $166.8 million in Q2 2026; TTM through Jun 2026 was $166.8 million, a 3.63% increase from a year earlier, with the FY2025 full-year figure at $141.2 million, up 4.7% from the prior year.
- Cash & Equivalents was $166.8 million for Q2 2026 at X Financial, up from $148.0 million in the prior quarter.
- The five-year high for Cash & Equivalents was $221.8 million in Q2 2024, with the low at $25.1 million in Q4 2023.
- Average Cash & Equivalents over 5 years is $139.6 million, with a median of $143.6 million recorded in 2026.
- The sharpest annual moves came in 2022 and 2024: Cash & Equivalents slumped 54.61% in 2022, then soared 446.22% in 2024.
- Over 5 years, Cash & Equivalents stood at $41.5 million in 2022, then plunged by 39.56% to $25.1 million in 2023, then jumped by 446.22% to $137.1 million in 2024, then advanced by 1.59% to $139.2 million in 2025, then advanced by 19.78% to $166.8 million in 2026.
- The last three Cash & Equivalents figures came in at $166.8 million (Q2 2026), $148.0 million (Q1 2026), and $139.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 455.96 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 249.26 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 607.06 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 480.37 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 166.80 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 173.31 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 23.31 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 181.63 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 74.28 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 961.42 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 166.80 Mn |
| Mar 31, 2026 | 148.05 Mn |
| Dec 31, 2025 | 139.25 Mn |
| Sep 30, 2025 | 125.14 Mn |
| Jun 30, 2025 | 160.95 Mn |
| Mar 31, 2025 | 191.47 Mn |
| Dec 31, 2024 | 137.07 Mn |
| Sep 30, 2024 | 148.79 Mn |
| Jun 30, 2024 | 221.85 Mn |
| Mar 31, 2024 | 195.71 Mn |
| Dec 31, 2023 | 25.09 Mn |
| Sep 30, 2023 | 195.71 Mn |
| Jun 30, 2023 | 182.09 Mn |
| Mar 31, 2023 | 134.13 Mn |
| Dec 31, 2022 | 41.52 Mn |
| Sep 30, 2022 | 91.90 Mn |
| Jun 30, 2022 | 104.94 Mn |
| Mar 31, 2022 | 102.41 Mn |
| Dec 31, 2021 | 91.46 Mn |
| Sep 30, 2021 | 150.82 Mn |