X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Cash & Equivalents (2016 - 2026)

X Financial (XYF) posted Cash & Equivalents of $166.8 million for Q2 2026, up 12.66% on a QoQ basis from $148.0 million in Q1 2026, and up 3.63% year-over-year from $161.0 million in Q2 2025.

Analysis

X Financial (XYF) Cash & Equivalents (2016 - 2026) Analysis & Trends

X Financial has reported Cash & Equivalents for 11 years, with the latest figure at $166.8 million in Q2 2026.

  • On a quarterly basis, Cash & Equivalents rose 3.63% year-over-year to $166.8 million in Q2 2026; TTM through Jun 2026 was $166.8 million, a 3.63% increase from a year earlier, with the FY2025 full-year figure at $141.2 million, up 4.7% from the prior year.
  • Cash & Equivalents was $166.8 million for Q2 2026 at X Financial, up from $148.0 million in the prior quarter.
  • The five-year high for Cash & Equivalents was $221.8 million in Q2 2024, with the low at $25.1 million in Q4 2023.
  • Average Cash & Equivalents over 5 years is $139.6 million, with a median of $143.6 million recorded in 2026.
  • The sharpest annual moves came in 2022 and 2024: Cash & Equivalents slumped 54.61% in 2022, then soared 446.22% in 2024.
  • Over 5 years, Cash & Equivalents stood at $41.5 million in 2022, then plunged by 39.56% to $25.1 million in 2023, then jumped by 446.22% to $137.1 million in 2024, then advanced by 1.59% to $139.2 million in 2025, then advanced by 19.78% to $166.8 million in 2026.
  • The last three Cash & Equivalents figures came in at $166.8 million (Q2 2026), $148.0 million (Q1 2026), and $139.2 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Equiv. (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 455.96 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 249.26 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 607.06 Mn
4 FinVolution 836.54 Mn -90.46 Mn - 480.37 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 166.80 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 173.31 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 23.31 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 181.63 Mn
9 Jiayin 76.25 Mn 2.23 Mn - 74.28 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 961.42 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 166.80 Mn
Mar 31, 2026 148.05 Mn
Dec 31, 2025 139.25 Mn
Sep 30, 2025 125.14 Mn
Jun 30, 2025 160.95 Mn
Mar 31, 2025 191.47 Mn
Dec 31, 2024 137.07 Mn
Sep 30, 2024 148.79 Mn
Jun 30, 2024 221.85 Mn
Mar 31, 2024 195.71 Mn
Dec 31, 2023 25.09 Mn
Sep 30, 2023 195.71 Mn
Jun 30, 2023 182.09 Mn
Mar 31, 2023 134.13 Mn
Dec 31, 2022 41.52 Mn
Sep 30, 2022 91.90 Mn
Jun 30, 2022 104.94 Mn
Mar 31, 2022 102.41 Mn
Dec 31, 2021 91.46 Mn
Sep 30, 2021 150.82 Mn