X Financial (XYF) Cash & Equivalents (2017 - 2025)
X Financial (XYF) posted quarterly Cash & Equivalents of $139.2 million for Q4 2025, up 1.59% year-over-year from $137.1 million in Q4 2024, and up 1485.92% quarter-over-quarter from $8.8 million in Q3 2025.
X Financial (XYF) Cash & Equivalents (2017 - 2025) Analysis & Trends
X Financial's Cash & Equivalents history runs 9 years deep, the most recent figure standing at $139.2 million for Q4 2025.
- In Q4 2025, Cash & Equivalents rose 1.59% year-over-year to $139.2 million; the TTM figure through Dec 2025 stood at $139.2 million (up 1.59% YoY), while the FY2025 annual figure was $141.2 million, up 4.7% from the prior year.
- Cash & Equivalents for Q4 2025 stood at $139.2 million, up from $8.8 million in the prior quarter.
- The five-year high for Cash & Equivalents was $221.8 million in Q2 2024, with the low at $3.6 million in Q3 2024.
- The 5-year median for Cash & Equivalents is $135.6 million (2023), against an average of $123.1 million.
- The sharpest annual moves came in 2021 and 2024: Cash & Equivalents jumped 288.44% in 2021, then sank 87.77% in 2024.
- X Financial's Cash & Equivalents stood at $91.5 million in 2021, then dropped by 7.41% to $84.7 million in 2022, then surged by 96.05% to $166.0 million in 2023, then dropped by 17.44% to $137.1 million in 2024, then rose by 1.59% to $139.2 million in 2025.
- Business Quant data shows XYF's Cash & Equivalents at $139.2 million in Q4 2025, $8.8 million in Q3 2025, and $161.0 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 12.36 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 11.29 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 45.24 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 54.71 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 8.31 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 470,774.29 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 16.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 1.72 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 360.23 Mn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn | 139.25 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 139.25 Mn |
| Sep 30, 2025 | 8.78 Mn |
| Jun 30, 2025 | 160.95 Mn |
| Mar 31, 2025 | 191.47 Mn |
| Dec 31, 2024 | 137.07 Mn |
| Sep 30, 2024 | 3.58 Mn |
| Jun 30, 2024 | 221.85 Mn |
| Mar 31, 2024 | 195.71 Mn |
| Dec 31, 2023 | 166.02 Mn |
| Sep 30, 2023 | 29.22 Mn |
| Jun 30, 2023 | 182.09 Mn |
| Mar 31, 2023 | 134.13 Mn |
| Dec 31, 2022 | 84.68 Mn |
| Sep 30, 2022 | 51.79 Mn |
| Jun 30, 2022 | 104.94 Mn |
| Mar 31, 2022 | 102.41 Mn |
| Dec 31, 2021 | 91.46 Mn |
| Sep 30, 2021 | 150.82 Mn |
| Jun 30, 2021 | 183.36 Mn |
| Mar 31, 2021 | 122.07 Mn |