X Financial (XYF) EBT (2017 - 2025)

X Financial (XYF) has reported EBT for 9 consecutive years, with $4.5 million the latest figure, recorded in Q4 2025.

• In Q4 2025, EBT fell 93.97% year-over-year to $4.5 million; the TTM figure through Dec 2025 stood at $243.8 million (down 7.09% YoY), while the FY2025 annual figure was $250.2 million, down 3.57% from the prior year.
• EBT came in at $4.5 million for Q4 2025 at X Financial, down from $69.8 million in the prior quarter.
• The five-year high for EBT was $93.0 million in Q2 2025, with the low at $4.5 million in Q4 2025.
• Average EBT over 5 years is $54.1 million, with a median of $53.6 million recorded in 2021.
• Across the five-year window, EBT soared 568.08% in 2021 and slumped 93.97% in 2025, its largest moves.
• Year by year, EBT stood at $49.5 million in 2021, then declined by 19.61% to $39.8 million in 2022, then decreased by 8.63% to $36.3 million in 2023, then surged by 103.88% to $74.1 million in 2024, then plunged by 93.97% to $4.5 million in 2025.
• According to Business Quant data, EBT over the past three periods registered $4.5 million, $69.8 million, and $93.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.