X Financial (XYF) EBT (2017 - 2026)

X Financial's EBT history runs 9 years deep, the most recent figure standing at $4.5 million for Q4 2025.

• In Q4 2025, EBT fell 93.97% year-over-year to $4.5 million; the TTM figure through Dec 2025 stood at $243.8 million (down 7.09% YoY), while the FY2025 annual figure was $250.2 million, down 3.57% from the prior year.
• EBT for Q4 2025 stood at $4.5 million, down from $69.8 million in the prior quarter.
• The five-year high for EBT was $93.0 million in Q2 2025, with the low at $4.5 million in Q4 2025.
• The 5-year median for EBT is $53.0 million (2021), against an average of $51.5 million.
• The sharpest annual moves came in 2021 and 2025: EBT soared 324.84% in 2021, then plunged 93.97% in 2025.
• X Financial's EBT stood at $31.2 million in 2021, then slumped by 69.49% to $9.5 million in 2022, then surged by 282.37% to $36.3 million in 2023, then jumped by 103.88% to $74.1 million in 2024, then slumped by 93.97% to $4.5 million in 2025.
• Business Quant data shows XYF's EBT at $4.5 million in Q4 2025, $69.8 million in Q3 2025, and $93.0 million in Q2 2025.