X Financial (XYF) EBT (2017 - 2025)

X Financial's EBT history runs 9 years deep, the most recent figure standing at $4.5 million for Q4 2025.

• In Q4 2025, EBT fell 93.97% year-over-year to $4.5 million; the TTM figure through Dec 2025 stood at $243.8 million (down 7.09% YoY), while the FY2025 annual figure was $250.2 million, down 3.57% from the prior year.
• EBT was $4.5 million for Q4 2025 at X Financial, down from $69.8 million in the prior quarter.
• In the past five years, EBT ranged from a high of $93.0 million in Q2 2025 to a low of $4.5 million in Q4 2025.
• Historically, EBT has averaged $53.7 million across 5 years, with a median of $53.8 million in 2021.
• The sharpest annual moves came in 2021 and 2025: EBT surged 636.26% in 2021, then sank 93.97% in 2025.
• A 5-year view of EBT shows it stood at $48.9 million in 2021, then fell by 18.76% to $39.7 million in 2022, then retreated by 8.5% to $36.3 million in 2023, then surged by 103.88% to $74.1 million in 2024, then tumbled by 93.97% to $4.5 million in 2025.
• The last three EBT figures came in at $4.5 million (Q4 2025), $69.8 million (Q3 2025), and $93.0 million (Q2 2025), per Business Quant data.