X Financial (XYF) Other Operating Expenses (2017 - 2026)
X Financial's Other Operating Expenses came in at $110.49 million for Q2 2026, down 48.9% from $216.17 million a year earlier and down 22.6% from the prior quarter.
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Analysis
X Financial (XYF) Other Operating Expenses (2017 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, X Financial reported Other Operating Expenses of $669.73 million, down 4.1% year-over-year; for FY2025, it came in at $808.45 million, up 52.0% from FY2024.
- Other Operating Expenses carries a five-year compound annual growth rate of 171.7% (FY2020 to FY2025).
- Going back by year, Other Operating Expenses was $531.92 million in FY2024, $1.77 million in FY2023 (-21.2%), $2.24 million in FY2022 (-31.5%) and $3.27 million in FY2021 (-40.1%).
- The Q2 2026 figure represents the lowest quarterly Other Operating Expenses since Q1 2024.
- Year-over-year, Other Operating Expenses increased in four of the last six quarters, with growth averaging 25.4%.
- The fastest year-over-year change in Other Operating Expenses over five years came in Q2 2025 (growth of 80.5%), and the weakest in Q1 2023 (a decline of 59.6%).
- Business Quant data shows XYF's Other Operating Expenses at $142.69 million (Q1 2026), $200.41 million (Q4 2025) and $216.13 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | PayPal Holdings | 50.23 Bn | 8.45 Bn | - |
| 2 | Block | 46.85 Bn | 18.15 Bn | 3.17 Bn |
| 3 | Coinbase Global | 46.71 Bn | 3.52 Bn | - |
| 4 | Corpay | 26.70 Bn | 16.59 Bn | - |
| 5 | Fiserv | 25.72 Bn | 22.40 Bn | 2.90 Bn |
| 6 | Global Payments | 22.62 Bn | 412.61 Mn | 2.03 Bn |
| 7 | Guidewire Software | 15.37 Bn | 11.94 Bn | 269.68 Mn |
| 8 | Bitmine Immersion Technologies | 13.22 Bn | 10.60 Bn | 40.81 Mn |
| 9 | Chime Financial | 11.55 Bn | 7.34 Bn | 594.87 Mn |
| 10 | X Financial | 195.59 Mn | -1.29 Bn | 84.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 110.49 Mn |
| Mar 31, 2026 | -156.30 Mn |
| Dec 31, 2025 | 200.41 Mn |
| Sep 30, 2025 | -230.69 Mn |
| Jun 30, 2025 | 216.17 Mn |
| Mar 31, 2025 | 180.92 Mn |
| Dec 31, 2024 | 155.44 Mn |
| Sep 30, 2024 | 145.92 Mn |
| Jun 30, 2024 | 119.78 Mn |
| Mar 31, 2024 | 109.82 Mn |
| Dec 31, 2023 | 125.40 Mn |
| Sep 30, 2023 | 125.21 Mn |
| Jun 30, 2023 | 100.89 Mn |
| Mar 31, 2023 | 95.41 Mn |
| Dec 31, 2022 | 92.68 Mn |
| Sep 30, 2022 | 80.64 Mn |
| Jun 30, 2022 | 89.38 Mn |
| Mar 31, 2022 | 83.43 Mn |
| Dec 31, 2021 | 13.07 Mn |
| Sep 30, 2021 | 37.37 Mn |
API Access
X Financial Other Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=other-operating-expenses&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "other-operating-expenses", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=other-operating-expenses&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();