X Financial (XYF) Other Operating Expenses (2017 - 2026)
X Financial (XYF) posted quarterly Other Operating Expenses of $200.4 million for Q4 2025, up 28.93% year-over-year from $155.4 million in Q4 2024, and down 7.27% quarter-over-quarter from $216.1 million in Q3 2025.
Analysis
X Financial (XYF) Other Operating Expenses (2017 - 2026) Analysis & Trends
X Financial's Other Operating Expenses history runs 9 years deep, the most recent figure standing at $200.4 million for Q4 2025.
- In Q4 2025, Other Operating Expenses rose 28.93% year-over-year to $200.4 million; the TTM figure through Dec 2025 stood at $811.2 million (up 52.78% YoY), while the FY2025 annual figure was $808.4 million, up 51.99% from the prior year.
- Other Operating Expenses for Q4 2025 stood at $200.4 million, down from $216.1 million in the prior quarter.
- The five-year high for Other Operating Expenses was $216.1 million in Q3 2025, with the low at $69.7 million in Q4 2021.
- The 5-year median for Other Operating Expenses is $105.1 million (2023), against an average of $122.8 million.
- The sharpest annual moves came in 2021 and 2025: Other Operating Expenses plunged 70.31% in 2021, then soared 78.73% in 2025.
- X Financial's Other Operating Expenses stood at $69.7 million in 2021, then soared by 32.42% to $92.3 million in 2022, then soared by 35.27% to $124.9 million in 2023, then climbed by 24.48% to $155.4 million in 2024, then grew by 28.93% to $200.4 million in 2025.
- Business Quant data shows XYF's Other Operating Expenses at $200.4 million in Q4 2025, $216.1 million in Q3 2025, and $214.1 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn |
| 10 | X Financial | 433.08 Mn | 145.32 Mn | 84.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 110.49 Mn |
| Mar 31, 2026 | 142.69 Mn |
| Dec 31, 2025 | 200.41 Mn |
| Sep 30, 2025 | 216.13 Mn |
| Jun 30, 2025 | 216.17 Mn |
| Mar 31, 2025 | 180.92 Mn |
| Dec 31, 2024 | 155.44 Mn |
| Sep 30, 2024 | 145.92 Mn |
| Jun 30, 2024 | 119.78 Mn |
| Mar 31, 2024 | 109.82 Mn |
| Dec 31, 2023 | 124.88 Mn |
| Sep 30, 2023 | 126.95 Mn |
| Jun 30, 2023 | 104.98 Mn |
| Mar 31, 2023 | 93.12 Mn |
| Dec 31, 2022 | 92.32 Mn |
| Sep 30, 2022 | 80.10 Mn |
| Jun 30, 2022 | 87.31 Mn |
| Mar 31, 2022 | 82.70 Mn |
| Dec 31, 2021 | 69.72 Mn |
| Sep 30, 2021 | 79.04 Mn |