X Financial (XYF) Other Operating Expenses (2017 - 2025)

X Financial (XYF) posted quarterly Other Operating Expenses of $200.4 million for Q4 2025, up 28.93% year-over-year from $155.4 million in Q4 2024, and down 7.27% quarter-over-quarter from $216.1 million in Q3 2025.

X Financial (XYF) Other Operating Expenses (2017 - 2025) Analysis & Trends

X Financial's Other Operating Expenses history runs 9 years deep, the most recent figure standing at $200.4 million for Q4 2025.

  • In Q4 2025, Other Operating Expenses rose 28.93% year-over-year to $200.4 million; the TTM figure through Dec 2025 stood at $811.2 million (up 52.78% YoY), while the FY2025 annual figure was $808.4 million, up 51.99% from the prior year.
  • Other Operating Expenses for Q4 2025 stood at $200.4 million, down from $216.1 million in the prior quarter.
  • The five-year high for Other Operating Expenses was $216.1 million in Q3 2025, with the low at $69.7 million in Q4 2021.
  • The 5-year median for Other Operating Expenses is $105.1 million (2023), against an average of $122.8 million.
  • The sharpest annual moves came in 2021 and 2025: Other Operating Expenses plunged 70.31% in 2021, then soared 78.73% in 2025.
  • X Financial's Other Operating Expenses stood at $69.7 million in 2021, then soared by 32.42% to $92.3 million in 2022, then soared by 35.27% to $124.9 million in 2023, then climbed by 24.48% to $155.4 million in 2024, then grew by 28.93% to $200.4 million in 2025.
  • Business Quant data shows XYF's Other Operating Expenses at $200.4 million in Q4 2025, $216.1 million in Q3 2025, and $214.1 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 200.41 Mn
Sep 30, 2025 216.13 Mn
Jun 30, 2025 214.09 Mn
Mar 31, 2025 180.60 Mn
Dec 31, 2024 155.44 Mn
Sep 30, 2024 145.92 Mn
Jun 30, 2024 119.78 Mn
Mar 31, 2024 109.82 Mn
Dec 31, 2023 124.88 Mn
Sep 30, 2023 126.95 Mn
Jun 30, 2023 100.42 Mn
Mar 31, 2023 93.12 Mn
Dec 31, 2022 92.32 Mn
Sep 30, 2022 80.10 Mn
Jun 30, 2022 88.68 Mn
Mar 31, 2022 82.60 Mn
Dec 31, 2021 69.72 Mn
Sep 30, 2021 78.72 Mn
Jun 30, 2021 84.35 Mn
Mar 31, 2021 92.81 Mn