X Financial (XYF) Other Operating Expenses (2017 - 2025)
X Financial (XYF) recorded quarterly Other Operating Expenses of $200.4 million in Q4 2025, up 186.87% quarter-over-quarter from -$230.7 million in Q3 2025, and up 28.93% on a YoY basis from $155.4 million in Q4 2024.
X Financial (XYF) Other Operating Expenses (2017 - 2025) Analysis & Trends
X Financial's Other Operating Expenses history runs 9 years deep, the most recent figure standing at $200.4 million for Q4 2025.
- In Q4 2025, Other Operating Expenses rose 28.93% year-over-year to $200.4 million; the TTM figure through Dec 2025 stood at -$452.9 million (down 185.3% YoY), while the FY2025 annual figure was $808.4 million, up 54.4% from the prior year.
- Other Operating Expenses was $200.4 million for Q4 2025 at X Financial, up from -$230.7 million in the prior quarter.
- In the past five years, Other Operating Expenses ranged from a high of $200.4 million in Q4 2025 to a low of -$230.7 million in Q3 2025.
- Historically, Other Operating Expenses has averaged $60.1 million across 5 years, with a median of $93.1 million in 2021.
- The sharpest annual moves came in 2023 and 2025: Other Operating Expenses surged 58.0% in 2023, then plunged 290.17% in 2025.
- A 5-year view of Other Operating Expenses shows it stood at $70.6 million in 2021, then surged by 31.36% to $92.7 million in 2022, then jumped by 35.3% to $125.4 million in 2023, then gained by 23.96% to $155.4 million in 2024, then increased by 28.93% to $200.4 million in 2025.
- The last three Other Operating Expenses figures came in at $200.4 million (Q4 2025), -$230.7 million (Q3 2025), and -$227.8 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 200.41 Mn |
| Sep 30, 2025 | -230.69 Mn |
| Jun 30, 2025 | -227.79 Mn |
| Mar 31, 2025 | -194.84 Mn |
| Dec 31, 2024 | 155.44 Mn |
| Sep 30, 2024 | 145.92 Mn |
| Jun 30, 2024 | 119.78 Mn |
| Mar 31, 2024 | 109.82 Mn |
| Dec 31, 2023 | 125.40 Mn |
| Sep 30, 2023 | 127.42 Mn |
| Jun 30, 2023 | 100.89 Mn |
| Mar 31, 2023 | 95.41 Mn |
| Dec 31, 2022 | 92.68 Mn |
| Sep 30, 2022 | 80.64 Mn |
| Jun 30, 2022 | 87.99 Mn |
| Mar 31, 2022 | 83.43 Mn |
| Dec 31, 2021 | 70.56 Mn |
| Sep 30, 2021 | 79.88 Mn |
| Jun 30, 2021 | 85.28 Mn |
| Mar 31, 2021 | 93.50 Mn |