X Financial (XYF) Other Operating Expenses (2017 - 2025)
X Financial (XYF) posted quarterly Other Operating Expenses of $200.4 million for Q4 2025, up 28.93% year-over-year from $155.4 million in Q4 2024, and down 7.27% on a QoQ basis from $216.1 million in Q3 2025.
X Financial (XYF) Other Operating Expenses (2017 - 2025) Analysis & Trends
X Financial (XYF) has reported Other Operating Expenses for 9 consecutive years, with $200.4 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Other Operating Expenses rose 28.93% year-over-year to $200.4 million; the TTM figure through Dec 2025 stood at $811.2 million (up 52.78% YoY), while the FY2025 annual figure was $808.4 million, up 51.99% from the prior year.
- Other Operating Expenses came in at $200.4 million for Q4 2025 at X Financial, down from $216.1 million in the prior quarter.
- The five-year high for Other Operating Expenses was $216.1 million in Q3 2025, with the low at $70.6 million in Q4 2021.
- Average Other Operating Expenses over 5 years is $123.5 million, with a median of $107.6 million recorded in 2023.
- Across the five-year window, Other Operating Expenses tumbled 70.05% in 2021 and jumped 78.73% in 2025, its largest moves.
- Year by year, Other Operating Expenses stood at $70.6 million in 2021, then surged by 31.36% to $92.7 million in 2022, then jumped by 35.3% to $125.4 million in 2023, then grew by 23.96% to $155.4 million in 2024, then advanced by 28.93% to $200.4 million in 2025.
- According to Business Quant data, Other Operating Expenses over the past three periods registered $200.4 million, $216.1 million, and $214.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 200.41 Mn |
| Sep 30, 2025 | 216.13 Mn |
| Jun 30, 2025 | 214.09 Mn |
| Mar 31, 2025 | 180.60 Mn |
| Dec 31, 2024 | 155.44 Mn |
| Sep 30, 2024 | 145.92 Mn |
| Jun 30, 2024 | 119.78 Mn |
| Mar 31, 2024 | 109.82 Mn |
| Dec 31, 2023 | 125.40 Mn |
| Sep 30, 2023 | 127.42 Mn |
| Jun 30, 2023 | 105.47 Mn |
| Mar 31, 2023 | 93.42 Mn |
| Dec 31, 2022 | 92.68 Mn |
| Sep 30, 2022 | 80.64 Mn |
| Jun 30, 2022 | 89.38 Mn |
| Mar 31, 2022 | 83.43 Mn |
| Dec 31, 2021 | 70.56 Mn |
| Sep 30, 2021 | 79.88 Mn |
| Jun 30, 2021 | 85.28 Mn |
| Mar 31, 2021 | 93.50 Mn |