X Financial (XYF) EBITDA (2017 - 2026)

X Financial's EBITDA history runs 9 years deep, the most recent figure standing at $2.9 million for Q4 2025.

• In Q4 2025, EBITDA fell 95.99% year-over-year to $2.9 million; the TTM figure through Dec 2025 stood at $225.6 million (down 13.35% YoY), while the FY2025 annual figure was $226.8 million, down 13.02% from the prior year.
• EBITDA for Q4 2025 stood at $2.9 million, down from $50.6 million in the prior quarter.
• The five-year high for EBITDA was $93.3 million in Q2 2025, with the low at $2.9 million in Q4 2025.
• The 5-year median for EBITDA is $51.4 million (2024), against an average of $52.8 million.
• The sharpest annual moves came in 2021 and 2025: EBITDA soared 324.84% in 2021, then sank 95.99% in 2025.
• X Financial's EBITDA stood at $48.9 million in 2021, then declined by 18.76% to $39.7 million in 2022, then declined by 9.86% to $35.8 million in 2023, then jumped by 100.97% to $72.0 million in 2024, then tumbled by 95.99% to $2.9 million in 2025.
• Business Quant data shows XYF's EBITDA at $2.9 million in Q4 2025, $50.6 million in Q3 2025, and $93.3 million in Q2 2025.