X Financial (XYF) Change in Taxes (2018 - 2025)

X Financial (XYF) recorded quarterly Change in Taxes of $95.5 million in Q4 2025, little changed quarter-over-quarter from $95.2 million in Q3 2025, and up 16.01% on a YoY basis from $82.3 million in Q4 2024.

X Financial (XYF) Change in Taxes (2018 - 2025) Analysis & Trends

X Financial's Change in Taxes history runs 8 years deep, the most recent figure standing at $95.5 million for Q4 2025.

  • In Q4 2025, Change in Taxes rose 16.01% year-over-year to $95.5 million; the TTM figure through Dec 2025 stood at $95.5 million (up 16.01% YoY), while the FY2025 annual figure was $96.9 million, up 19.56% from the prior year.
  • Change in Taxes was $95.5 million for Q4 2025 at X Financial, roughly flat from $95.2 million in the prior quarter.
  • In the past five years, Change in Taxes ranged from a high of $95.5 million in Q4 2025 to a low of $6.2 million in Q2 2021.
  • Historically, Change in Taxes has averaged $51.9 million across 5 years, with a median of $53.7 million in 2023.
  • The sharpest annual moves came in 2021 and 2022: Change in Taxes sank 84.65% in 2021, then surged 399.89% in 2022.
  • A 5-year view of Change in Taxes shows it stood at $18.3 million in 2021, then soared by 107.26% to $38.0 million in 2022, then surged by 63.3% to $62.0 million in 2023, then soared by 32.79% to $82.3 million in 2024, then climbed by 16.01% to $95.5 million in 2025.
  • The last three Change in Taxes figures came in at $95.5 million (Q4 2025), $95.2 million (Q3 2025), and $88.1 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Taxes (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 95.53 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 95.53 Mn
Dec 31, 2025 95.53 Mn
Sep 30, 2025 95.22 Mn
Sep 30, 2025 95.22 Mn
Jun 30, 2025 88.09 Mn
Jun 30, 2025 88.09 Mn
Mar 31, 2025 85.25 Mn
Mar 31, 2025 85.25 Mn
Dec 31, 2024 82.34 Mn
Dec 31, 2024 82.34 Mn
Sep 30, 2024 70.75 Mn
Sep 30, 2024 70.75 Mn
Jun 30, 2024 65.03 Mn
Jun 30, 2024 65.03 Mn
Mar 31, 2024 65.02 Mn
Mar 31, 2024 65.02 Mn
Dec 31, 2023 62.01 Mn
Dec 31, 2023 62.01 Mn
Sep 30, 2023 56.01 Mn
Sep 30, 2023 56.01 Mn