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X Financial (XYF) Operating Margin (2017 - 2025)

Historic Operating Margin for X Financial (XYF) over the last 9 years, with Q3 2025 value amounting to 18.46%.

  • X Financial's Operating Margin fell 137100.0% to 18.46% in Q3 2025 from the same period last year, while for Sep 2025 it was 27.09%, marking a year-over-year decrease of 28300.0%. This contributed to the annual value of 31.91% for FY2024, which is 15400.0% up from last year.
  • As of Q3 2025, X Financial's Operating Margin stood at 18.46%, which was down 137100.0% from 29.7% recorded in Q2 2025.
  • X Financial's 5-year Operating Margin high stood at 42.57% for Q3 2021, and its period low was 18.46% during Q3 2025.
  • In the last 5 years, X Financial's Operating Margin had a median value of 31.17% in 2024 and averaged 31.19%.
  • Per our database at Business Quant, X Financial's Operating Margin soared by 1575300bps in 2021 and then tumbled by -137100bps in 2025.
  • X Financial's Operating Margin (Quarter) stood at 37.84% in 2021, then dropped by -24bps to 28.67% in 2022, then dropped by -26bps to 21.31% in 2023, then surged by 44bps to 30.74% in 2024, then crashed by -40bps to 18.46% in 2025.
  • Its Operating Margin stands at 18.46% for Q3 2025, versus 29.7% for Q2 2025 and 29.57% for Q1 2025.