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X Financial (XYF) Operating Margin (2017 - 2025)

Historic Operating Margin for X Financial (XYF) over the last 9 years, with Q3 2025 value amounting to 18.46%.

  • X Financial's Operating Margin fell 137100.0% to 18.46% in Q3 2025 from the same period last year, while for Sep 2025 it was 27.09%, marking a year-over-year decrease of 28300.0%. This contributed to the annual value of 31.91% for FY2024, which is 15400.0% up from last year.
  • X Financial's Operating Margin amounted to 18.46% in Q3 2025, which was down 137100.0% from 29.7% recorded in Q2 2025.
  • In the past 5 years, X Financial's Operating Margin ranged from a high of 42.57% in Q3 2021 and a low of 18.46% during Q3 2025
  • Over the past 5 years, X Financial's median Operating Margin value was 31.17% (recorded in 2024), while the average stood at 31.19%.
  • As far as peak fluctuations go, X Financial's Operating Margin skyrocketed by 1575300bps in 2021, and later crashed by -137100bps in 2025.
  • Over the past 5 years, X Financial's Operating Margin (Quarter) stood at 37.84% in 2021, then decreased by -24bps to 28.67% in 2022, then decreased by -26bps to 21.31% in 2023, then soared by 44bps to 30.74% in 2024, then plummeted by -40bps to 18.46% in 2025.
  • Its last three reported values are 18.46% in Q3 2025, 29.7% for Q2 2025, and 29.57% during Q1 2025.