Balance Sheet
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Asset Writedowns and ImpairmentChange in Accured ExpensesChange in TaxesDeferred TaxesExchange Rate EffectGains from Equity InvestmentsGains from Investment SecuritiesGains from Sales and DivestituresNet IncomeNon-cash ItemsShare-based Compensation
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X Financial (XYF) Net Income: 2017-2025

Historic Net Income for X Financial (XYF) over the last 8 years, with Sep 2025 value amounting to $447.1 million.

  • X Financial's Net Income fell 26.77% to $447.1 million in Q3 2025 from the same period last year, while for Sep 2025 it was $2.6 billion, marking a year-over-year increase of 37.23%. This contributed to the annual value of $200.2 million for FY2024, which is 26.42% up from last year.
  • Latest data reveals that X Financial reported Net Income of $447.1 million as of Q3 2025, which was down 43.40% from $789.8 million recorded in Q2 2025.
  • X Financial's Net Income's 5-year high stood at $789.8 million during Q2 2025, with a 5-year trough of $237.8 million in Q2 2022.
  • In the last 3 years, X Financial's Net Income had a median value of $523.7 million in 2023 and averaged $536.9 million.
  • In the last 5 years, X Financial's Net Income surged by 670.00% in 2021 and then slumped by 40.99% in 2022.
  • X Financial's Net Income (Quarterly) stood at $469.5 million in 2021, then decreased by 25.59% to $349.3 million in 2022, then declined by 14.42% to $299.0 million in 2023, then surged by 127.57% to $680.3 million in 2024, then dropped by 26.77% to $447.1 million in 2025.
  • Its Net Income was $447.1 million in Q3 2025, compared to $789.8 million in Q2 2025 and $686.7 million in Q1 2025.