X Financial (XYF) Net Income (2017 - 2025)

X Financial's Net Income history runs 9 years deep, the most recent figure standing at $2.2 million for Q4 2025.

• In Q4 2025, Net Income fell 97.68% year-over-year to $2.2 million; the TTM figure through Dec 2025 stood at $282.7 million (down 11.3% YoY), while the FY2025 annual figure was $167.0 million, down 17.88% from the prior year.
• Net Income for Q4 2025 stood at $2.2 million, down from $80.6 million in the prior quarter.
• The five-year high for Net Income was $107.4 million in Q2 2025, with the low at $2.2 million in Q4 2025.
• The 5-year median for Net Income is $66.6 million (2023), against an average of $63.8 million.
• The sharpest annual moves came in 2021 and 2025: Net Income soared 457.11% in 2021, then plunged 97.68% in 2025.
• X Financial's Net Income stood at $55.3 million in 2021, then plunged by 63.19% to $20.4 million in 2022, then surged by 103.01% to $41.4 million in 2023, then jumped by 129.07% to $94.8 million in 2024, then slumped by 97.68% to $2.2 million in 2025.
• Business Quant data shows XYF's Net Income at $2.2 million in Q4 2025, $80.6 million in Q3 2025, and $107.4 million in Q2 2025.