X Financial (XYF) Operating Income (2017 - 2025)

X Financial's Operating Income history runs 9 years deep, the most recent figure standing at $2.9 million for Q4 2025.

• In Q4 2025, Operating Income fell 95.99% year-over-year to $2.9 million; the TTM figure through Dec 2025 stood at $226.9 million (down 12.84% YoY), while the FY2025 annual figure was $233.1 million, down 9.2% from the prior year.
• Operating Income was $2.9 million for Q4 2025 at X Financial, down from $50.8 million in the prior quarter.
• In the past five years, Operating Income ranged from a high of $94.2 million in Q2 2025 to a low of $2.9 million in Q4 2025.
• Historically, Operating Income has averaged $52.6 million across 5 years, with a median of $51.5 million in 2024.
• The sharpest annual moves came in 2021 and 2025: Operating Income surged 326.54% in 2021, then slumped 95.99% in 2025.
• A 5-year view of Operating Income shows it stood at $48.9 million in 2021, then fell by 18.76% to $39.7 million in 2022, then fell by 9.86% to $35.8 million in 2023, then surged by 100.97% to $72.0 million in 2024, then plunged by 95.99% to $2.9 million in 2025.
• The last three Operating Income figures came in at $2.9 million (Q4 2025), $50.8 million (Q3 2025), and $94.2 million (Q2 2025), per Business Quant data.