X Financial (XYF) Operating Income (2017 - 2026)

X Financial has reported Operating Income for 10 years, with the latest figure at $28.7 million in Q2 2026.

• On a quarterly basis, Operating Income fell 69.51% year-over-year to $28.7 million in Q2 2026; TTM through Jun 2026 was $102.8 million, a 67.62% decrease from a year earlier, with the FY2025 full-year figure at $233.1 million, down 9.2% from the prior year.
• Operating Income was $28.7 million for Q2 2026 at X Financial, up from $20.4 million in the prior quarter.
• The five-year high for Operating Income was $94.2 million in Q2 2025, with the low at $2.9 million in Q4 2025.
• Average Operating Income over 5 years is $49.9 million, with a median of $50.2 million recorded in 2022.
• The sharpest annual moves came in 2023 and 2025: Operating Income soared 111.93% in 2023, then sank 95.99% in 2025.
• Over 5 years, Operating Income stood at $39.7 million in 2022, then retreated by 9.86% to $35.8 million in 2023, then soared by 100.97% to $72.0 million in 2024, then tumbled by 95.99% to $2.9 million in 2025, then surged by 895.94% to $28.7 million in 2026.
• The last three Operating Income figures came in at $28.7 million (Q2 2026), $20.4 million (Q1 2026), and $2.9 million (Q4 2025), per Business Quant data.