X Financial (XYF) Operating Income (2017 - 2026)

X Financial's Operating Income history runs 9 years deep, the most recent figure standing at $2.9 million for Q4 2025.

• In Q4 2025, Operating Income fell 95.99% year-over-year to $2.9 million; the TTM figure through Dec 2025 stood at $226.9 million (down 12.84% YoY), while the FY2025 annual figure was $233.1 million, down 9.2% from the prior year.
• Operating Income for Q4 2025 stood at $2.9 million, down from $50.8 million in the prior quarter.
• The five-year high for Operating Income was $94.2 million in Q2 2025, with the low at $2.9 million in Q4 2025.
• The 5-year median for Operating Income is $51.5 million (2024), against an average of $52.6 million.
• The sharpest annual moves came in 2021 and 2025: Operating Income jumped 326.54% in 2021, then sank 95.99% in 2025.
• X Financial's Operating Income stood at $48.9 million in 2021, then declined by 18.76% to $39.7 million in 2022, then declined by 9.86% to $35.8 million in 2023, then jumped by 100.97% to $72.0 million in 2024, then tumbled by 95.99% to $2.9 million in 2025.
• Business Quant data shows XYF's Operating Income at $2.9 million in Q4 2025, $50.8 million in Q3 2025, and $94.2 million in Q2 2025.