X Financial (XYF) Debt Ratio (2017 - 2025)

X Financial (XYF) has reported Debt Ratio for 7 consecutive years, with 0.03 the latest figure, recorded in Q4 2025.

• In Q4 2025, Debt Ratio changed 0.47% year-over-year to 0.03; the TTM figure through Dec 2025 stood at 0.03 (changed 0.47% YoY), while the FY2025 annual figure was 0.03, down 3.76% from the prior year.
• Debt Ratio came in at 0.03 for Q4 2025 at X Financial, roughly flat from 0.03 in the prior quarter.
• The five-year high for Debt Ratio was 0.05 in Q4 2023, with the low at 0.02 in Q4 2021.
• Average Debt Ratio over 4 years is 0.03, with a median of 0.03 recorded in 2025.
• Across the five-year window, Debt Ratio sank 68.82% in 2021 and grew 0.47% in 2025, its largest moves.
• Year by year, Debt Ratio stood at 0.02 in 2021, then surged by 152.04% to 0.05 in 2023, then slumped by 42.69% to 0.03 in 2024, then advanced by 0.47% to 0.03 in 2025.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.03, 0.03, and 0.05 for Q4 2025, Q4 2024, and Q4 2023 respectively.