X Financial (XYF) Debt Ratio (2017 - 2026)

X Financial has reported Debt Ratio for 10 years, with the latest figure at 0.03 in Q2 2026.

• On a quarterly basis, Debt Ratio rose 11.22% year-over-year to 0.03 in Q2 2026; TTM through Jun 2026 was 0.03, a 11.22% increase from a year earlier, with the FY2025 full-year figure at 0.05, down 3.76% from the prior year.
• Debt Ratio was 0.03 for Q2 2026 at X Financial, up from 0.03 in the prior quarter.
• The five-year high for Debt Ratio was 0.09 in Q4 2022, with the low at 0.0 in Q2 2022.
• Average Debt Ratio over 5 years is 0.04, with a median of 0.04 recorded in 2025.
• The sharpest annual moves came in 2022 and 2023: Debt Ratio sank 90.08% in 2022, then surged 2625.57% in 2023.
• Over 5 years, Debt Ratio stood at 0.09 in 2022, then tumbled by 50.77% to 0.04 in 2023, then jumped by 31.66% to 0.06 in 2024, then climbed by 0.47% to 0.06 in 2025, then plunged by 41.59% to 0.03 in 2026.
• The last three Debt Ratio figures came in at 0.03 (Q2 2026), 0.03 (Q1 2026), and 0.06 (Q4 2025), per Business Quant data.