X Financial (XYF) Exchange Rate Effect (2017 - 2025)
X Financial (XYF) recorded quarterly Exchange Rate Effect of -$1.3 million in Q4 2025, down 16.7% quarter-over-quarter from -$1.1 million in Q3 2025, and down 150.8% on a YoY basis from $2.6 million in Q4 2024.
X Financial (XYF) Exchange Rate Effect (2017 - 2025) Analysis & Trends
X Financial's Exchange Rate Effect history runs 9 years deep, the most recent figure standing at -$1.3 million for Q4 2025.
- In Q4 2025, Exchange Rate Effect fell 150.8% year-over-year to -$1.3 million; the TTM figure through Dec 2025 stood at -$2.9 million (down 292.12% YoY), while the FY2025 annual figure was -$3.0 million, down 286.03% from the prior year.
- Exchange Rate Effect was -$1.3 million for Q4 2025 at X Financial, down from -$1.1 million in the prior quarter.
- In the past five years, Exchange Rate Effect ranged from a high of $5.3 million in Q2 2022 to a low of -$1.9 million in Q4 2022.
- Historically, Exchange Rate Effect has averaged $259050.0 across 5 years, with a median of -$452000.0 in 2022.
- The sharpest annual moves came in 2021 and 2022: Exchange Rate Effect plunged 765.19% in 2021, then surged 1622.7% in 2022.
- A 5-year view of Exchange Rate Effect shows it stood at -$1.6 million in 2021, then decreased by 16.31% to -$1.9 million in 2022, then jumped by 38.06% to -$1.2 million in 2023, then soared by 327.14% to $2.6 million in 2024, then sank by 150.8% to -$1.3 million in 2025.
- The last three Exchange Rate Effect figures came in at -$1.3 million (Q4 2025), -$1.1 million (Q3 2025), and -$418000.0 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FX Effect (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | -190.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -116.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 57.00 Mn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -50.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -3.58 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -774,000.00 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -3.00 Mn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | -1.34 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -1.34 Mn |
| Dec 31, 2025 | -1.34 Mn |
| Sep 30, 2025 | -1.14 Mn |
| Sep 30, 2025 | -1.14 Mn |
| Jun 30, 2025 | -418,000.00 |
| Jun 30, 2025 | -418,000.00 |
| Mar 31, 2025 | -27,000.00 |
| Mar 31, 2025 | -27,000.00 |
| Dec 31, 2024 | 2.63 Mn |
| Dec 31, 2024 | 2.63 Mn |
| Sep 30, 2024 | -1.82 Mn |
| Sep 30, 2024 | -1.82 Mn |
| Jun 30, 2024 | 546,000.00 |
| Jun 30, 2024 | 546,000.00 |
| Mar 31, 2024 | 169,000.00 |
| Mar 31, 2024 | 169,000.00 |
| Dec 31, 2023 | -1.16 Mn |
| Dec 31, 2023 | -1.16 Mn |
| Sep 30, 2023 | -864,000.00 |
| Sep 30, 2023 | -864,000.00 |