X Financial (XYF) Non Operating Income (2018 - 2025)

X Financial (XYF) posted quarterly Non Operating Income of $636000.0 for Q4 2025, up 7.07% year-over-year from $594000.0 in Q4 2024, and down 8.49% quarter-over-quarter from $695000.0 in Q3 2025.

X Financial (XYF) Non Operating Income (2018 - 2025) Analysis & Trends

X Financial's Non Operating Income history runs 8 years deep, the most recent figure standing at $636000.0 for Q4 2025.

  • In Q4 2025, Non Operating Income rose 7.07% year-over-year to $636000.0; the TTM figure through Dec 2025 stood at $1.5 million (up 2035.18% YoY), while the FY2025 annual figure was $4.2 million, up 5603.75% from the prior year.
  • Non Operating Income for Q4 2025 stood at $636000.0, down from $695000.0 in the prior quarter.
  • The five-year high for Non Operating Income was $1.1 million in Q2 2021, with the low at -$1.2 million in Q2 2023.
  • The 5-year median for Non Operating Income is $167500.0 (2022), against an average of $111343.4.
  • The sharpest annual moves came in 2023 and 2025: Non Operating Income tumbled 1215.56% in 2023, then soared 321.4% in 2025.
  • X Financial's Non Operating Income stood at $584000.0 in 2021, then sank by 90.24% to $57000.0 in 2022, then slumped by 738.6% to -$364000.0 in 2023, then jumped by 263.19% to $594000.0 in 2024, then increased by 7.07% to $636000.0 in 2025.
  • Business Quant data shows XYF's Non Operating Income at $636000.0 in Q4 2025, $695000.0 in Q3 2025, and $556000.0 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non Op. Inc. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -44.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - -101.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -117.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 636,000.00

Historic Data

Download Data
DateValue
Dec 31, 2025 636,000.00
Sep 30, 2025 695,000.00
Jun 30, 2025 556,000.00
Mar 31, 2025 -375,000.00
Dec 31, 2024 594,000.00
Sep 30, 2024 173,000.00
Jun 30, 2024 -251,132.11
Mar 31, 2024 -594,000.00
Dec 31, 2023 -364,000.00
Sep 30, 2023 -1.00 Mn
Jun 30, 2023 -1.17 Mn
Mar 31, 2023 -291,000.00
Dec 31, 2022 57,000.00
Sep 30, 2022 90,000.00
Jun 30, 2022 252,000.00
Mar 31, 2022 162,000.00
Dec 31, 2021 584,000.00
Sep 30, 2021 990,000.00
Jun 30, 2021 1.13 Mn
Mar 31, 2021 356,000.00