X Financial (XYF) Non Operating Income (2018 - 2025)
X Financial (XYF) recorded quarterly Non Operating Income of $719000.0 in Q4 2025, down 95.91% quarter-over-quarter from $17.6 million in Q3 2025, and up 28.39% on a YoY basis from $560000.0 in Q4 2024.
X Financial (XYF) Non Operating Income (2018 - 2025) Analysis & Trends
X Financial's Non Operating Income history runs 8 years deep, the most recent figure standing at $719000.0 for Q4 2025.
- In Q4 2025, Non Operating Income rose 28.39% year-over-year to $719000.0; the TTM figure through Dec 2025 stood at $18.6 million (up 882.29% YoY), while the FY2025 annual figure was $18.9 million, up 5902.5% from the prior year.
- Non Operating Income was $719000.0 for Q4 2025 at X Financial, down from $17.6 million in the prior quarter.
- In the past five years, Non Operating Income ranged from a high of $17.6 million in Q3 2025 to a low of -$90000.0 in Q2 2024.
- Historically, Non Operating Income has averaged $1.8 million across 5 years, with a median of $860000.0 in 2022.
- The sharpest annual moves came in 2024 and 2025: Non Operating Income tumbled 109.41% in 2024, then jumped 1938.05% in 2025.
- A 5-year view of Non Operating Income shows it stood at $2.5 million in 2021, then slumped by 49.5% to $1.2 million in 2022, then plunged by 84.98% to $186942.4 in 2023, then jumped by 199.56% to $560000.0 in 2024, then advanced by 28.39% to $719000.0 in 2025.
- The last three Non Operating Income figures came in at $719000.0 (Q4 2025), $17.6 million (Q3 2025), and $31000.0 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non Op. Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | -60.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 75.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -95.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 18.95 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 719,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 719,000.00 |
| Sep 30, 2025 | 17.57 Mn |
| Jun 30, 2025 | 31,000.00 |
| Mar 31, 2025 | 267,000.00 |
| Dec 31, 2024 | 560,000.00 |
| Sep 30, 2024 | 862,000.00 |
| Jun 30, 2024 | -90,000.00 |
| Mar 31, 2024 | 560,000.00 |
| Dec 31, 2023 | 186,942.43 |
| Sep 30, 2023 | 650,000.00 |
| Jun 30, 2023 | 956,000.00 |
| Mar 31, 2023 | 1.65 Mn |
| Dec 31, 2022 | 1.25 Mn |
| Sep 30, 2022 | 858,000.00 |
| Jun 30, 2022 | 882,000.00 |
| Mar 31, 2022 | 3.17 Mn |
| Dec 31, 2021 | 2.47 Mn |
| Sep 30, 2021 | 1.50 Mn |
| Jun 30, 2021 | 146,000.00 |
| Mar 31, 2021 | 940,000.00 |