X Financial (XYF) Non Operating Income (2018 - 2025)

X Financial (XYF) posted quarterly Non Operating Income of $719000.0 for Q4 2025, up 28.39% year-over-year from $560000.0 in Q4 2024, and down 95.91% on a QoQ basis from $17.6 million in Q3 2025.

X Financial (XYF) Non Operating Income (2018 - 2025) Analysis & Trends

X Financial (XYF) has reported Non Operating Income for 8 consecutive years, with $719000.0 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Non Operating Income rose 28.39% year-over-year to $719000.0; the TTM figure through Dec 2025 stood at $18.6 million (up 882.29% YoY), while the FY2025 annual figure was $18.9 million, up 5902.5% from the prior year.
  • Non Operating Income came in at $719000.0 for Q4 2025 at X Financial, down from $17.6 million in the prior quarter.
  • The five-year high for Non Operating Income was $17.6 million in Q3 2025, with the low at -$90000.0 in Q2 2024.
  • Average Non Operating Income over 5 years is $1.8 million, with a median of $860000.0 recorded in 2022.
  • Across the five-year window, Non Operating Income plunged 109.41% in 2024 and jumped 1938.05% in 2025, its largest moves.
  • Year by year, Non Operating Income stood at $2.5 million in 2021, then tumbled by 49.5% to $1.2 million in 2022, then sank by 84.98% to $186942.4 in 2023, then jumped by 199.56% to $560000.0 in 2024, then increased by 28.39% to $719000.0 in 2025.
  • According to Business Quant data, Non Operating Income over the past three periods registered $719000.0, $17.6 million, and $31000.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non Op. Inc. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -60.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 75.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -95.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 18.95 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 2.97 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 719,000.00

Historic Data

Download Data
DateValue
Dec 31, 2025 719,000.00
Sep 30, 2025 17.57 Mn
Jun 30, 2025 31,000.00
Mar 31, 2025 267,000.00
Dec 31, 2024 560,000.00
Sep 30, 2024 862,000.00
Jun 30, 2024 -90,000.00
Mar 31, 2024 560,000.00
Dec 31, 2023 186,942.43
Sep 30, 2023 650,000.00
Jun 30, 2023 956,000.00
Mar 31, 2023 1.65 Mn
Dec 31, 2022 1.25 Mn
Sep 30, 2022 858,000.00
Jun 30, 2022 882,000.00
Mar 31, 2022 3.17 Mn
Dec 31, 2021 2.47 Mn
Sep 30, 2021 1.50 Mn
Jun 30, 2021 146,000.00
Mar 31, 2021 940,000.00