X Financial (XYF) Non Operating Income (2018 - 2025)
X Financial (XYF) posted quarterly Non Operating Income of $719000.0 for Q4 2025, up 28.39% year-over-year from $560000.0 in Q4 2024, and down 95.91% on a QoQ basis from $17.6 million in Q3 2025.
X Financial (XYF) Non Operating Income (2018 - 2025) Analysis & Trends
X Financial (XYF) has reported Non Operating Income for 8 consecutive years, with $719000.0 the latest figure, recorded in Q4 2025.
- In Q4 2025, Non Operating Income rose 28.39% year-over-year to $719000.0; the TTM figure through Dec 2025 stood at $18.6 million (up 882.29% YoY), while the FY2025 annual figure was $18.9 million, up 5902.5% from the prior year.
- Non Operating Income came in at $719000.0 for Q4 2025 at X Financial, down from $17.6 million in the prior quarter.
- The five-year high for Non Operating Income was $17.6 million in Q3 2025, with the low at -$90000.0 in Q2 2024.
- Average Non Operating Income over 5 years is $1.8 million, with a median of $860000.0 recorded in 2022.
- Across the five-year window, Non Operating Income plunged 109.41% in 2024 and jumped 1938.05% in 2025, its largest moves.
- Year by year, Non Operating Income stood at $2.5 million in 2021, then tumbled by 49.5% to $1.2 million in 2022, then sank by 84.98% to $186942.4 in 2023, then jumped by 199.56% to $560000.0 in 2024, then increased by 28.39% to $719000.0 in 2025.
- According to Business Quant data, Non Operating Income over the past three periods registered $719000.0, $17.6 million, and $31000.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non Op. Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -60.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 75.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -95.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 18.95 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 2.97 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 719,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 719,000.00 |
| Sep 30, 2025 | 17.57 Mn |
| Jun 30, 2025 | 31,000.00 |
| Mar 31, 2025 | 267,000.00 |
| Dec 31, 2024 | 560,000.00 |
| Sep 30, 2024 | 862,000.00 |
| Jun 30, 2024 | -90,000.00 |
| Mar 31, 2024 | 560,000.00 |
| Dec 31, 2023 | 186,942.43 |
| Sep 30, 2023 | 650,000.00 |
| Jun 30, 2023 | 956,000.00 |
| Mar 31, 2023 | 1.65 Mn |
| Dec 31, 2022 | 1.25 Mn |
| Sep 30, 2022 | 858,000.00 |
| Jun 30, 2022 | 882,000.00 |
| Mar 31, 2022 | 3.17 Mn |
| Dec 31, 2021 | 2.47 Mn |
| Sep 30, 2021 | 1.50 Mn |
| Jun 30, 2021 | 146,000.00 |
| Mar 31, 2021 | 940,000.00 |