X Financial (XYF) Non Operating Income (2018 - 2025)

X Financial (XYF) recorded quarterly Non Operating Income of $719000.0 in Q4 2025, down 95.91% quarter-over-quarter from $17.6 million in Q3 2025, and up 28.39% on a YoY basis from $560000.0 in Q4 2024.

X Financial (XYF) Non Operating Income (2018 - 2025) Analysis & Trends

X Financial's Non Operating Income history runs 8 years deep, the most recent figure standing at $719000.0 for Q4 2025.

  • In Q4 2025, Non Operating Income rose 28.39% year-over-year to $719000.0; the TTM figure through Dec 2025 stood at $18.6 million (up 882.29% YoY), while the FY2025 annual figure was $18.9 million, up 5902.5% from the prior year.
  • Non Operating Income was $719000.0 for Q4 2025 at X Financial, down from $17.6 million in the prior quarter.
  • In the past five years, Non Operating Income ranged from a high of $17.6 million in Q3 2025 to a low of -$90000.0 in Q2 2024.
  • Historically, Non Operating Income has averaged $1.8 million across 5 years, with a median of $860000.0 in 2022.
  • The sharpest annual moves came in 2024 and 2025: Non Operating Income tumbled 109.41% in 2024, then jumped 1938.05% in 2025.
  • A 5-year view of Non Operating Income shows it stood at $2.5 million in 2021, then slumped by 49.5% to $1.2 million in 2022, then plunged by 84.98% to $186942.4 in 2023, then jumped by 199.56% to $560000.0 in 2024, then advanced by 28.39% to $719000.0 in 2025.
  • The last three Non Operating Income figures came in at $719000.0 (Q4 2025), $17.6 million (Q3 2025), and $31000.0 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non Op. Inc. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -60.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 75.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -95.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 18.95 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 719,000.00

Historic Data

Download Data
DateValue
Dec 31, 2025 719,000.00
Sep 30, 2025 17.57 Mn
Jun 30, 2025 31,000.00
Mar 31, 2025 267,000.00
Dec 31, 2024 560,000.00
Sep 30, 2024 862,000.00
Jun 30, 2024 -90,000.00
Mar 31, 2024 560,000.00
Dec 31, 2023 186,942.43
Sep 30, 2023 650,000.00
Jun 30, 2023 956,000.00
Mar 31, 2023 1.65 Mn
Dec 31, 2022 1.25 Mn
Sep 30, 2022 858,000.00
Jun 30, 2022 882,000.00
Mar 31, 2022 3.17 Mn
Dec 31, 2021 2.47 Mn
Sep 30, 2021 1.50 Mn
Jun 30, 2021 146,000.00
Mar 31, 2021 940,000.00