X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2025)
X Financial (XYF) posted quarterly Liabilities and Shareholders Equity of $2.1 billion for Q4 2025, up 25.67% year-over-year from $1.6 billion in Q4 2024, and up 525.72% on a QoQ basis from $330.5 million in Q3 2025.
X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2025) Analysis & Trends
X Financial (XYF) has reported Liabilities and Shareholders Equity for 9 consecutive years, with $2.1 billion the latest figure, recorded in Q4 2025.
- In Q4 2025, Liabilities and Shareholders Equity rose 25.67% year-over-year to $2.1 billion; the TTM figure through Dec 2025 stood at $6.0 billion (up 10.15% YoY), while the FY2025 annual figure was $2.0 billion, up 24.07% from the prior year.
- Liabilities and Shareholders Equity came in at $2.1 billion for Q4 2025 at X Financial, up from $330.5 million in the prior quarter.
- The five-year high for Liabilities and Shareholders Equity was $2.1 billion in Q4 2025, with the low at $299.8 million in Q3 2023.
- Average Liabilities and Shareholders Equity over 5 years is $1.2 billion, with a median of $1.3 billion recorded in 2022.
- Across the five-year window, Liabilities and Shareholders Equity sank 67.48% in 2022 and surged 43.77% in 2024, its largest moves.
- Year by year, Liabilities and Shareholders Equity stood at $1.1 billion in 2021, then grew by 8.2% to $1.2 billion in 2022, then surged by 30.21% to $1.6 billion in 2023, then gained by 1.69% to $1.6 billion in 2024, then climbed by 25.67% to $2.1 billion in 2025.
- According to Business Quant data, Liabilities and Shareholders Equity over the past three periods registered $2.1 billion, $330.5 million, and $1.9 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Liabilities and Shareholders Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 95.05 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 52.45 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 308.89 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 80.55 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 13.14 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 53.70 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 197.27 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 8.63 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.58 Bn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 2.07 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.07 Bn |
| Sep 30, 2025 | 330.46 Mn |
| Jun 30, 2025 | 1.89 Bn |
| Mar 31, 2025 | 1.66 Bn |
| Dec 31, 2024 | 1.65 Bn |
| Sep 30, 2024 | 430.97 Mn |
| Jun 30, 2024 | 1.65 Bn |
| Mar 31, 2024 | 1.68 Bn |
| Dec 31, 2023 | 1.62 Bn |
| Sep 30, 2023 | 299.77 Mn |
| Jun 30, 2023 | 1.49 Bn |
| Mar 31, 2023 | 1.36 Bn |
| Dec 31, 2022 | 1.24 Bn |
| Sep 30, 2022 | 363.92 Mn |
| Jun 30, 2022 | 1.27 Bn |
| Mar 31, 2022 | 1.30 Bn |
| Dec 31, 2021 | 1.15 Bn |
| Sep 30, 2021 | 1.12 Bn |
| Jun 30, 2021 | 1.11 Bn |
| Mar 31, 2021 | 1.07 Bn |