X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2025)

X Financial (XYF) recorded quarterly Liabilities and Shareholders Equity of $2.1 billion in Q4 2025, up 525.72% quarter-over-quarter from $330.5 million in Q3 2025, and up 25.67% on a YoY basis from $1.6 billion in Q4 2024.

X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2025) Analysis & Trends

X Financial's Liabilities and Shareholders Equity history runs 9 years deep, the most recent figure standing at $2.1 billion for Q4 2025.

  • In Q4 2025, Liabilities and Shareholders Equity rose 25.67% year-over-year to $2.1 billion; the TTM figure through Dec 2025 stood at $6.0 billion (up 10.15% YoY), while the FY2025 annual figure was $2.0 billion, up 26.03% from the prior year.
  • Liabilities and Shareholders Equity was $2.1 billion for Q4 2025 at X Financial, up from $330.5 million in the prior quarter.
  • In the past five years, Liabilities and Shareholders Equity ranged from a high of $2.1 billion in Q4 2025 to a low of $299.8 million in Q3 2023.
  • Historically, Liabilities and Shareholders Equity has averaged $1.2 billion across 5 years, with a median of $1.3 billion in 2022.
  • The sharpest annual moves came in 2022 and 2024: Liabilities and Shareholders Equity plunged 67.48% in 2022, then surged 43.77% in 2024.
  • A 5-year view of Liabilities and Shareholders Equity shows it stood at $1.1 billion in 2021, then gained by 8.2% to $1.2 billion in 2022, then surged by 30.21% to $1.6 billion in 2023, then grew by 1.69% to $1.6 billion in 2024, then rose by 25.67% to $2.1 billion in 2025.
  • The last three Liabilities and Shareholders Equity figures came in at $2.1 billion (Q4 2025), $330.5 million (Q3 2025), and $1.9 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Liabilities and Shareholders Equity (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 95.05 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 52.45 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 308.89 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 682.91 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 80.55 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 121.50 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 13.14 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 53.70 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 197.27 Bn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 2.07 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.07 Bn
Sep 30, 2025 330.46 Mn
Jun 30, 2025 1.89 Bn
Mar 31, 2025 1.66 Bn
Dec 31, 2024 1.65 Bn
Sep 30, 2024 430.97 Mn
Jun 30, 2024 1.65 Bn
Mar 31, 2024 1.68 Bn
Dec 31, 2023 1.62 Bn
Sep 30, 2023 299.77 Mn
Jun 30, 2023 1.44 Bn
Mar 31, 2023 1.36 Bn
Dec 31, 2022 1.24 Bn
Sep 30, 2022 363.92 Mn
Jun 30, 2022 1.26 Bn
Mar 31, 2022 1.30 Bn
Dec 31, 2021 1.15 Bn
Sep 30, 2021 1.12 Bn
Jun 30, 2021 1.11 Bn
Mar 31, 2021 1.07 Bn