X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2025)

X Financial (XYF) posted quarterly Liabilities and Shareholders Equity of $2.1 billion for Q4 2025, up 25.67% year-over-year from $1.6 billion in Q4 2024, and up 525.72% on a QoQ basis from $330.5 million in Q3 2025.

X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Liabilities and Shareholders Equity for 9 consecutive years, with $2.1 billion the latest figure, recorded in Q4 2025.

  • In Q4 2025, Liabilities and Shareholders Equity rose 25.67% year-over-year to $2.1 billion; the TTM figure through Dec 2025 stood at $6.0 billion (up 10.15% YoY), while the FY2025 annual figure was $2.0 billion, up 24.07% from the prior year.
  • Liabilities and Shareholders Equity came in at $2.1 billion for Q4 2025 at X Financial, up from $330.5 million in the prior quarter.
  • The five-year high for Liabilities and Shareholders Equity was $2.1 billion in Q4 2025, with the low at $299.8 million in Q3 2023.
  • Average Liabilities and Shareholders Equity over 5 years is $1.2 billion, with a median of $1.3 billion recorded in 2022.
  • Across the five-year window, Liabilities and Shareholders Equity sank 67.48% in 2022 and surged 43.77% in 2024, its largest moves.
  • Year by year, Liabilities and Shareholders Equity stood at $1.1 billion in 2021, then grew by 8.2% to $1.2 billion in 2022, then surged by 30.21% to $1.6 billion in 2023, then gained by 1.69% to $1.6 billion in 2024, then climbed by 25.67% to $2.1 billion in 2025.
  • According to Business Quant data, Liabilities and Shareholders Equity over the past three periods registered $2.1 billion, $330.5 million, and $1.9 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Liabilities and Shareholders Equity (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 95.05 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 52.45 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 308.89 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 80.55 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 13.14 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 53.70 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 197.27 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 8.63 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.58 Bn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 2.07 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.07 Bn
Sep 30, 2025 330.46 Mn
Jun 30, 2025 1.89 Bn
Mar 31, 2025 1.66 Bn
Dec 31, 2024 1.65 Bn
Sep 30, 2024 430.97 Mn
Jun 30, 2024 1.65 Bn
Mar 31, 2024 1.68 Bn
Dec 31, 2023 1.62 Bn
Sep 30, 2023 299.77 Mn
Jun 30, 2023 1.49 Bn
Mar 31, 2023 1.36 Bn
Dec 31, 2022 1.24 Bn
Sep 30, 2022 363.92 Mn
Jun 30, 2022 1.27 Bn
Mar 31, 2022 1.30 Bn
Dec 31, 2021 1.15 Bn
Sep 30, 2021 1.12 Bn
Jun 30, 2021 1.11 Bn
Mar 31, 2021 1.07 Bn