X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2025)

X Financial (XYF) posted quarterly Liabilities and Shareholders Equity of $2.1 billion for Q4 2025, up 25.67% year-over-year from $1.6 billion in Q4 2024, and up 525.72% quarter-over-quarter from $330.5 million in Q3 2025.

X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2025) Analysis & Trends

X Financial's Liabilities and Shareholders Equity history runs 9 years deep, the most recent figure standing at $2.1 billion for Q4 2025.

  • In Q4 2025, Liabilities and Shareholders Equity rose 25.67% year-over-year to $2.1 billion; the TTM figure through Dec 2025 stood at $6.0 billion (up 10.15% YoY), while the FY2025 annual figure was $2.0 billion, up 24.07% from the prior year.
  • Liabilities and Shareholders Equity for Q4 2025 stood at $2.1 billion, up from $330.5 million in the prior quarter.
  • The five-year high for Liabilities and Shareholders Equity was $2.1 billion in Q4 2025, with the low at $299.8 million in Q3 2023.
  • The 5-year median for Liabilities and Shareholders Equity is $1.3 billion (2022), against an average of $1.2 billion.
  • The sharpest annual moves came in 2021 and 2024: Liabilities and Shareholders Equity plunged 47.29% in 2021, then jumped 43.77% in 2024.
  • X Financial's Liabilities and Shareholders Equity stood at $1.1 billion in 2021, then rose by 8.2% to $1.2 billion in 2022, then jumped by 30.21% to $1.6 billion in 2023, then climbed by 1.69% to $1.6 billion in 2024, then increased by 25.67% to $2.1 billion in 2025.
  • Business Quant data shows XYF's Liabilities and Shareholders Equity at $2.1 billion in Q4 2025, $330.5 million in Q3 2025, and $1.9 billion in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Liabilities and Shareholders Equity (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 94.59 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 57.69 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 308.20 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 673.84 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 82.74 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - 11.88 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 121.93 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 13.14 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 53.70 Bn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 2.07 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.07 Bn
Sep 30, 2025 330.46 Mn
Jun 30, 2025 1.89 Bn
Mar 31, 2025 1.66 Bn
Dec 31, 2024 1.65 Bn
Sep 30, 2024 430.97 Mn
Jun 30, 2024 1.65 Bn
Mar 31, 2024 1.68 Bn
Dec 31, 2023 1.62 Bn
Sep 30, 2023 299.77 Mn
Jun 30, 2023 1.44 Bn
Mar 31, 2023 1.36 Bn
Dec 31, 2022 1.24 Bn
Sep 30, 2022 363.92 Mn
Jun 30, 2022 1.27 Bn
Mar 31, 2022 1.30 Bn
Dec 31, 2021 1.15 Bn
Sep 30, 2021 631.73 Mn
Jun 30, 2021 1.11 Bn
Mar 31, 2021 1.07 Bn