X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2025)
X Financial (XYF) recorded quarterly Liabilities and Shareholders Equity of $2.1 billion in Q4 2025, up 525.72% quarter-over-quarter from $330.5 million in Q3 2025, and up 25.67% on a YoY basis from $1.6 billion in Q4 2024.
X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2025) Analysis & Trends
X Financial's Liabilities and Shareholders Equity history runs 9 years deep, the most recent figure standing at $2.1 billion for Q4 2025.
- In Q4 2025, Liabilities and Shareholders Equity rose 25.67% year-over-year to $2.1 billion; the TTM figure through Dec 2025 stood at $6.0 billion (up 10.15% YoY), while the FY2025 annual figure was $2.0 billion, up 26.03% from the prior year.
- Liabilities and Shareholders Equity was $2.1 billion for Q4 2025 at X Financial, up from $330.5 million in the prior quarter.
- In the past five years, Liabilities and Shareholders Equity ranged from a high of $2.1 billion in Q4 2025 to a low of $299.8 million in Q3 2023.
- Historically, Liabilities and Shareholders Equity has averaged $1.2 billion across 5 years, with a median of $1.3 billion in 2022.
- The sharpest annual moves came in 2022 and 2024: Liabilities and Shareholders Equity plunged 67.48% in 2022, then surged 43.77% in 2024.
- A 5-year view of Liabilities and Shareholders Equity shows it stood at $1.1 billion in 2021, then gained by 8.2% to $1.2 billion in 2022, then surged by 30.21% to $1.6 billion in 2023, then grew by 1.69% to $1.6 billion in 2024, then rose by 25.67% to $2.1 billion in 2025.
- The last three Liabilities and Shareholders Equity figures came in at $2.1 billion (Q4 2025), $330.5 million (Q3 2025), and $1.9 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Liabilities and Shareholders Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 95.05 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 52.45 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 308.89 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 682.91 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 80.55 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 121.50 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 13.14 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 53.70 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 197.27 Bn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 2.07 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.07 Bn |
| Sep 30, 2025 | 330.46 Mn |
| Jun 30, 2025 | 1.89 Bn |
| Mar 31, 2025 | 1.66 Bn |
| Dec 31, 2024 | 1.65 Bn |
| Sep 30, 2024 | 430.97 Mn |
| Jun 30, 2024 | 1.65 Bn |
| Mar 31, 2024 | 1.68 Bn |
| Dec 31, 2023 | 1.62 Bn |
| Sep 30, 2023 | 299.77 Mn |
| Jun 30, 2023 | 1.44 Bn |
| Mar 31, 2023 | 1.36 Bn |
| Dec 31, 2022 | 1.24 Bn |
| Sep 30, 2022 | 363.92 Mn |
| Jun 30, 2022 | 1.26 Bn |
| Mar 31, 2022 | 1.30 Bn |
| Dec 31, 2021 | 1.15 Bn |
| Sep 30, 2021 | 1.12 Bn |
| Jun 30, 2021 | 1.11 Bn |
| Mar 31, 2021 | 1.07 Bn |