X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2026)

X Financial (XYF) posted Liabilities and Shareholders Equity of $1.8 billion for Q2 2026, down 9.52% on a QoQ basis from $2.0 billion in Q1 2026, and down 6.98% year-over-year from $1.9 billion in Q2 2025.

Analysis

X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2026) Analysis & Trends

X Financial has reported Liabilities and Shareholders Equity for 10 years, with the latest figure at $1.8 billion in Q2 2026.

  • On a quarterly basis, Liabilities and Shareholders Equity fell 6.98% year-over-year to $1.8 billion in Q2 2026; TTM through Jun 2026 was $7.9 billion, a 14.29% increase from a year earlier, with the FY2025 full-year figure at $2.0 billion, up 24.07% from the prior year.
  • Liabilities and Shareholders Equity was $1.8 billion for Q2 2026 at X Financial, down from $2.0 billion in the prior quarter.
  • The five-year high for Liabilities and Shareholders Equity was $2.1 billion in Q4 2025, with the low at $609.9 million in Q4 2022.
  • Average Liabilities and Shareholders Equity over 5 years is $1.5 billion, with a median of $1.6 billion recorded in 2024.
  • The sharpest annual moves came in 2022 and 2024: Liabilities and Shareholders Equity tumbled 46.89% in 2022, then surged 168.2% in 2024.
  • Over 5 years, Liabilities and Shareholders Equity stood at $609.9 million in 2022, then gained by 0.59% to $613.5 million in 2023, then soared by 168.2% to $1.6 billion in 2024, then gained by 25.67% to $2.1 billion in 2025, then slipped by 14.05% to $1.8 billion in 2026.
  • The last three Liabilities and Shareholders Equity figures came in at $1.8 billion (Q2 2026), $2.0 billion (Q1 2026), and $2.1 billion (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Liabilities and Shareholders Equity (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 3.17 Bn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 1.69 Bn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 7.80 Bn
4 FinVolution 836.54 Mn -90.46 Mn - 3.83 Bn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 1.78 Bn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 231.09 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 143.57 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 3.29 Bn
9 Jiayin 76.25 Mn 2.23 Mn - 1.26 Bn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 961.42 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.78 Bn
Mar 31, 2026 1.96 Bn
Dec 31, 2025 2.07 Bn
Sep 30, 2025 2.05 Bn
Jun 30, 2025 1.91 Bn
Mar 31, 2025 1.67 Bn
Dec 31, 2024 1.65 Bn
Sep 30, 2024 1.66 Bn
Jun 30, 2024 1.65 Bn
Mar 31, 2024 1.68 Bn
Dec 31, 2023 613.50 Mn
Sep 30, 2023 1.53 Bn
Jun 30, 2023 1.49 Bn
Mar 31, 2023 1.36 Bn
Dec 31, 2022 609.91 Mn
Sep 30, 2022 1.27 Bn
Jun 30, 2022 1.27 Bn
Mar 31, 2022 1.30 Bn
Dec 31, 2021 1.15 Bn
Sep 30, 2021 1.11 Bn