X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2026)
X Financial (XYF) posted quarterly Liabilities and Shareholders Equity of $2.1 billion for Q4 2025, up 25.67% year-over-year from $1.6 billion in Q4 2024, and up 525.72% quarter-over-quarter from $330.5 million in Q3 2025.
Analysis
X Financial (XYF) Liabilities and Shareholders Equity (2017 - 2026) Analysis & Trends
X Financial's Liabilities and Shareholders Equity history runs 9 years deep, the most recent figure standing at $2.1 billion for Q4 2025.
- In Q4 2025, Liabilities and Shareholders Equity rose 25.67% year-over-year to $2.1 billion; the TTM figure through Dec 2025 stood at $6.0 billion (up 10.15% YoY), while the FY2025 annual figure was $2.0 billion, up 24.07% from the prior year.
- Liabilities and Shareholders Equity for Q4 2025 stood at $2.1 billion, up from $330.5 million in the prior quarter.
- The five-year high for Liabilities and Shareholders Equity was $2.1 billion in Q4 2025, with the low at $299.8 million in Q3 2023.
- The 5-year median for Liabilities and Shareholders Equity is $1.3 billion (2022), against an average of $1.2 billion.
- The sharpest annual moves came in 2021 and 2024: Liabilities and Shareholders Equity plunged 47.29% in 2021, then jumped 43.77% in 2024.
- X Financial's Liabilities and Shareholders Equity stood at $1.1 billion in 2021, then rose by 8.2% to $1.2 billion in 2022, then jumped by 30.21% to $1.6 billion in 2023, then climbed by 1.69% to $1.6 billion in 2024, then increased by 25.67% to $2.1 billion in 2025.
- Business Quant data shows XYF's Liabilities and Shareholders Equity at $2.1 billion in Q4 2025, $330.5 million in Q3 2025, and $1.9 billion in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Liabilities and Shareholders Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 94.59 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 57.69 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 308.20 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 673.84 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 82.74 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 15.79 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 121.93 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 60.95 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 199.77 Bn |
| 10 | X Financial | 433.08 Mn | 145.32 Mn | 84.09 Mn | 1.78 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.78 Bn |
| Mar 31, 2026 | 1.96 Bn |
| Dec 31, 2025 | 2.07 Bn |
| Sep 30, 2025 | 330.46 Mn |
| Jun 30, 2025 | 1.91 Bn |
| Mar 31, 2025 | 1.67 Bn |
| Dec 31, 2024 | 1.65 Bn |
| Sep 30, 2024 | 430.97 Mn |
| Jun 30, 2024 | 1.65 Bn |
| Mar 31, 2024 | 1.68 Bn |
| Dec 31, 2023 | 985,115.34 |
| Sep 30, 2023 | 299.77 Mn |
| Jun 30, 2023 | 1.49 Bn |
| Mar 31, 2023 | 1.36 Bn |
| Dec 31, 2022 | 1.24 Bn |
| Sep 30, 2022 | 363.92 Mn |
| Jun 30, 2022 | 1.26 Bn |
| Mar 31, 2022 | 1.30 Bn |
| Dec 31, 2021 | 1.15 Bn |
| Sep 30, 2021 | 1.12 Bn |