X Financial (XYF) Short term Debt (2023 - 2025)

X Financial's Short term Debt history runs 3 years deep, the most recent figure standing at $57.7 million for Q4 2025.

• In Q4 2025, Short term Debt rose 26.26% year-over-year to $57.7 million; the TTM figure through Dec 2025 stood at $57.7 million (up 26.26% YoY), while the FY2025 annual figure was $58.6 million, up 30.13% from the prior year.
• Short term Debt was $57.7 million for Q4 2025 at X Financial, up from $45.7 million in the prior quarter.
• In the past five years, Short term Debt ranged from a high of $78.5 million in Q4 2023 to a low of $45.7 million in Q4 2024.
• Historically, Short term Debt has averaged $60.6 million across 3 years, with a median of $57.7 million in 2025.
• The sharpest annual moves came in 2024 and 2025: Short term Debt slumped 41.72% in 2024, then advanced 26.26% in 2025.
• A 3-year view of Short term Debt shows it stood at $78.5 million in 2023, then plunged by 41.72% to $45.7 million in 2024, then climbed by 26.26% to $57.7 million in 2025.
• The last three Short term Debt figures came in at $57.7 million (Q4 2025), $45.7 million (Q4 2024), and $78.5 million (Q4 2023), per Business Quant data.