X Financial (XYF) Short term Debt (2023 - 2025)
X Financial (XYF) posted quarterly Short term Debt of $57.7 million for Q4 2025, up 26.26% year-over-year from $45.7 million in Q4 2024, and up 26.26% quarter-over-quarter from $45.7 million in Q4 2024.
X Financial (XYF) Short term Debt (2023 - 2025) Analysis & Trends
X Financial's Short term Debt history runs 3 years deep, the most recent figure standing at $57.7 million for Q4 2025.
- In Q4 2025, Short term Debt rose 26.26% year-over-year to $57.7 million; the TTM figure through Dec 2025 stood at $57.7 million (up 26.26% YoY), while the FY2025 annual figure was $58.6 million, up 30.13% from the prior year.
- Short term Debt for Q4 2025 stood at $57.7 million, up from $45.7 million in the prior quarter.
- The five-year high for Short term Debt was $78.5 million in Q4 2023, with the low at $45.7 million in Q4 2024.
- The 3-year median for Short term Debt is $57.7 million (2025), against an average of $60.6 million.
- The sharpest annual moves came in 2024 and 2025: Short term Debt sank 41.72% in 2024, then gained 26.26% in 2025.
- X Financial's Short term Debt stood at $78.5 million in 2023, then tumbled by 41.72% to $45.7 million in 2024, then advanced by 26.26% to $57.7 million in 2025.
- Business Quant data shows XYF's Short term Debt at $57.7 million in Q4 2025, $45.7 million in Q4 2024, and $78.5 million in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 57.74 Mn |
| Dec 31, 2024 | 45.73 Mn |
| Dec 31, 2023 | 78.47 Mn |