X Financial (XYF) Short term Debt (2022 - 2025)
X Financial (XYF) posted Short term Debt of $57.7 million for Q4 2025, up 26.26% on a QoQ basis from $45.7 million in Q4 2024, and up 26.26% year-over-year from $45.7 million in Q4 2024.
Analysis
X Financial (XYF) Short term Debt (2022 - 2025) Analysis & Trends
X Financial has reported Short term Debt for 4 years, with the latest figure at $57.7 million in Q4 2025.
- On a quarterly basis, Short term Debt rose 26.26% year-over-year to $57.7 million in Q4 2025; TTM through Dec 2025 was $57.7 million, a 26.26% increase from a year earlier, with the FY2025 full-year figure at $58.6 million, up 30.13% from the prior year.
- Short term Debt was $57.7 million for Q4 2025 at X Financial, up from $45.7 million in the prior quarter.
- The five-year high for Short term Debt was $57.7 million in Q4 2025, with the low at $558609.5 in Q4 2023.
- Average Short term Debt over 4 years is $26.3 million, with a median of $23.4 million recorded in 2022.
- The sharpest annual moves came in 2023 and 2024: Short term Debt plunged 43.54% in 2023, then jumped 8086.82% in 2024.
- Over 4 years, Short term Debt stood at $989350.9 in 2022, then slumped by 43.54% to $558609.5 in 2023, then surged by 8086.82% to $45.7 million in 2024, then grew by 26.26% to $57.7 million in 2025.
- The last three Short term Debt figures came in at $57.7 million (Q4 2025), $45.7 million (Q4 2024), and $558609.5 (Q4 2023), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 57.74 Mn |
| Dec 31, 2024 | 45.73 Mn |
| Dec 31, 2023 | 558,609.54 |
| Dec 31, 2022 | 989,350.89 |