X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Short term Debt (2022 - 2025)

X Financial (XYF) posted Short term Debt of $57.7 million for Q4 2025, up 26.26% on a QoQ basis from $45.7 million in Q4 2024, and up 26.26% year-over-year from $45.7 million in Q4 2024.

Analysis

X Financial (XYF) Short term Debt (2022 - 2025) Analysis & Trends

X Financial has reported Short term Debt for 4 years, with the latest figure at $57.7 million in Q4 2025.

  • On a quarterly basis, Short term Debt rose 26.26% year-over-year to $57.7 million in Q4 2025; TTM through Dec 2025 was $57.7 million, a 26.26% increase from a year earlier, with the FY2025 full-year figure at $58.6 million, up 30.13% from the prior year.
  • Short term Debt was $57.7 million for Q4 2025 at X Financial, up from $45.7 million in the prior quarter.
  • The five-year high for Short term Debt was $57.7 million in Q4 2025, with the low at $558609.5 in Q4 2023.
  • Average Short term Debt over 4 years is $26.3 million, with a median of $23.4 million recorded in 2022.
  • The sharpest annual moves came in 2023 and 2024: Short term Debt plunged 43.54% in 2023, then jumped 8086.82% in 2024.
  • Over 4 years, Short term Debt stood at $989350.9 in 2022, then slumped by 43.54% to $558609.5 in 2023, then surged by 8086.82% to $45.7 million in 2024, then grew by 26.26% to $57.7 million in 2025.
  • The last three Short term Debt figures came in at $57.7 million (Q4 2025), $45.7 million (Q4 2024), and $558609.5 (Q4 2023), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn -
4 FinVolution 836.54 Mn -90.46 Mn -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn
9 Jiayin 76.25 Mn 2.23 Mn -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 57.74 Mn
Dec 31, 2024 45.73 Mn
Dec 31, 2023 558,609.54
Dec 31, 2022 989,350.89