X Financial (XYF) Short term Debt (2023 - 2025)

X Financial (XYF) has reported Short term Debt for 3 consecutive years, with $57.7 million the latest figure, recorded in Q4 2025.

• In Q4 2025, Short term Debt rose 26.26% year-over-year to $57.7 million; the TTM figure through Dec 2025 stood at $57.7 million (up 26.26% YoY), while the FY2025 annual figure was $58.6 million, up 30.13% from the prior year.
• Short term Debt came in at $57.7 million for Q4 2025 at X Financial, up from $45.7 million in the prior quarter.
• The five-year high for Short term Debt was $78.5 million in Q4 2023, with the low at $45.7 million in Q4 2024.
• Average Short term Debt over 3 years is $60.6 million, with a median of $57.7 million recorded in 2025.
• Across the five-year window, Short term Debt tumbled 41.72% in 2024 and increased 26.26% in 2025, its largest moves.
• Year by year, Short term Debt stood at $78.5 million in 2023, then sank by 41.72% to $45.7 million in 2024, then rose by 26.26% to $57.7 million in 2025.
• According to Business Quant data, Short term Debt over the past three periods registered $57.7 million, $45.7 million, and $78.5 million for Q4 2025, Q4 2024, and Q4 2023 respectively.