X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Short term Debt (2023 - 2025)

X Financial (XYF) posted quarterly Short term Debt of $57.7 million for Q4 2025, up 26.26% year-over-year from $45.7 million in Q4 2024, and up 26.26% quarter-over-quarter from $45.7 million in Q4 2024.

Analysis

X Financial (XYF) Short term Debt (2023 - 2025) Analysis & Trends

X Financial's Short term Debt history runs 3 years deep, the most recent figure standing at $57.7 million for Q4 2025.

  • In Q4 2025, Short term Debt rose 26.26% year-over-year to $57.7 million; the TTM figure through Dec 2025 stood at $57.7 million (up 26.26% YoY), while the FY2025 annual figure was $58.6 million, up 30.13% from the prior year.
  • Short term Debt for Q4 2025 stood at $57.7 million, up from $45.7 million in the prior quarter.
  • The five-year high for Short term Debt was $78.5 million in Q4 2023, with the low at $45.7 million in Q4 2024.
  • The 3-year median for Short term Debt is $57.7 million (2025), against an average of $60.6 million.
  • The sharpest annual moves came in 2024 and 2025: Short term Debt sank 41.72% in 2024, then gained 26.26% in 2025.
  • X Financial's Short term Debt stood at $78.5 million in 2023, then tumbled by 41.72% to $45.7 million in 2024, then advanced by 26.26% to $57.7 million in 2025.
  • Business Quant data shows XYF's Short term Debt at $57.7 million in Q4 2025, $45.7 million in Q4 2024, and $78.5 million in Q4 2023.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 680.39 Bn 668.03 Bn -
2 Mastercard 518.33 Bn 504.84 Bn -
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn -
5 PayPal Holdings 46.25 Bn 35.00 Bn -
6 Affirm Holdings 26.22 Bn 24.59 Bn -
7 Synchrony Financial 25.37 Bn 9.17 Bn -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 57.74 Mn
Dec 31, 2024 45.73 Mn
Dec 31, 2023 78.47 Mn