X Financial (XYF) Total Liabilities (2017 - 2025)

X Financial (XYF) posted quarterly Total Liabilities of $962.8 million for Q4 2025, up 42.13% year-over-year from $677.4 million in Q4 2024, and up 41726.3% quarter-over-quarter from $2.3 million in Q3 2025.

X Financial (XYF) Total Liabilities (2017 - 2025) Analysis & Trends

X Financial's Total Liabilities history runs 9 years deep, the most recent figure standing at $962.8 million for Q4 2025.

  • In Q4 2025, Total Liabilities rose 42.13% year-over-year to $962.8 million; the TTM figure through Dec 2025 stood at $962.8 million (up 42.13% YoY), while the FY2025 annual figure was $976.5 million, up 46.48% from the prior year.
  • Total Liabilities for Q4 2025 stood at $962.8 million, up from $2.3 million in the prior quarter.
  • The five-year high for Total Liabilities was $962.8 million in Q4 2025, with the low at $281916.0 in Q3 2023.
  • The 5-year median for Total Liabilities is $613.9 million (2022), against an average of $540.4 million.
  • The sharpest annual moves came in 2022 and 2024: Total Liabilities slumped 99.89% in 2022, then soared 487.31% in 2024.
  • X Financial's Total Liabilities stood at $526.5 million in 2021, then increased by 9.09% to $574.3 million in 2022, then surged by 40.34% to $805.9 million in 2023, then fell by 15.94% to $677.4 million in 2024, then jumped by 42.13% to $962.8 million in 2025.
  • Business Quant data shows XYF's Total Liabilities at $962.8 million in Q4 2025, $2.3 million in Q3 2025, and $833.0 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Liabilities (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 59.41 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 52.09 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 273.92 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 560.04 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 62.92 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - 5.30 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 105.03 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 9.36 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 42.89 Bn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 962.83 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 962.83 Mn
Sep 30, 2025 2.30 Mn
Jun 30, 2025 832.95 Mn
Mar 31, 2025 641.83 Mn
Dec 31, 2024 677.44 Mn
Sep 30, 2024 1.66 Mn
Jun 30, 2024 732.18 Mn
Mar 31, 2024 819.38 Mn
Dec 31, 2023 805.95 Mn
Sep 30, 2023 281,916.00
Jun 30, 2023 695.03 Mn
Mar 31, 2023 623.90 Mn
Dec 31, 2022 574.28 Mn
Sep 30, 2022 603,500.00
Jun 30, 2022 603.95 Mn
Mar 31, 2022 648.22 Mn
Dec 31, 2021 526.45 Mn
Sep 30, 2021 526.34 Mn
Jun 30, 2021 566.09 Mn
Mar 31, 2021 566.48 Mn