X Financial (XYF) Total Liabilities (2016 - 2025)
X Financial (XYF) recorded quarterly Total Liabilities of $962.8 million in Q4 2025, up 41726.3% quarter-over-quarter from $2.3 million in Q3 2025, and up 42.13% on a YoY basis from $677.4 million in Q4 2024.
X Financial (XYF) Total Liabilities (2016 - 2025) Analysis & Trends
X Financial's Total Liabilities history runs 10 years deep, the most recent figure standing at $962.8 million for Q4 2025.
- In Q4 2025, Total Liabilities rose 42.13% year-over-year to $962.8 million; the TTM figure through Dec 2025 stood at $962.8 million (up 42.13% YoY), while the FY2025 annual figure was $976.5 million, up 46.48% from the prior year.
- Total Liabilities was $962.8 million for Q4 2025 at X Financial, up from $2.3 million in the prior quarter.
- In the past five years, Total Liabilities ranged from a high of $962.8 million in Q4 2025 to a low of $281916.0 in Q3 2023.
- Historically, Total Liabilities has averaged $540.4 million across 5 years, with a median of $613.9 million in 2022.
- The sharpest annual moves came in 2022 and 2024: Total Liabilities tumbled 99.89% in 2022, then jumped 487.31% in 2024.
- A 5-year view of Total Liabilities shows it stood at $526.5 million in 2021, then rose by 9.09% to $574.3 million in 2022, then soared by 40.34% to $805.9 million in 2023, then retreated by 15.94% to $677.4 million in 2024, then surged by 42.13% to $962.8 million in 2025.
- The last three Total Liabilities figures came in at $962.8 million (Q4 2025), $2.3 million (Q3 2025), and $833.0 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.39 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 45.73 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 274.90 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 570.64 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 60.52 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 105.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 9.36 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 42.89 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 181.66 Bn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 962.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 962.83 Mn |
| Sep 30, 2025 | 2.30 Mn |
| Jun 30, 2025 | 832.95 Mn |
| Mar 31, 2025 | 641.83 Mn |
| Dec 31, 2024 | 677.44 Mn |
| Sep 30, 2024 | 1.66 Mn |
| Jun 30, 2024 | 732.18 Mn |
| Mar 31, 2024 | 819.38 Mn |
| Dec 31, 2023 | 805.95 Mn |
| Sep 30, 2023 | 281,916.00 |
| Jun 30, 2023 | 695.03 Mn |
| Mar 31, 2023 | 623.90 Mn |
| Dec 31, 2022 | 574.28 Mn |
| Sep 30, 2022 | 603,500.00 |
| Jun 30, 2022 | 603.95 Mn |
| Mar 31, 2022 | 648.22 Mn |
| Dec 31, 2021 | 526.45 Mn |
| Sep 30, 2021 | 526.34 Mn |
| Jun 30, 2021 | 566.09 Mn |
| Mar 31, 2021 | 566.48 Mn |