X Financial (XYF) Total Liabilities (2016 - 2026)
X Financial (XYF) posted Total Liabilities of $640.6 million for Q2 2026, down 24.3% on a QoQ basis from $846.3 million in Q1 2026, and down 23.09% year-over-year from $833.0 million in Q2 2025.
Analysis
X Financial (XYF) Total Liabilities (2016 - 2026) Analysis & Trends
X Financial has reported Total Liabilities for 11 years, with the latest figure at $640.6 million in Q2 2026.
- On a quarterly basis, Total Liabilities fell 23.09% year-over-year to $640.6 million in Q2 2026; TTM through Jun 2026 was $640.6 million, a 23.09% decrease from a year earlier, with the FY2025 full-year figure at $976.5 million, up 46.48% from the prior year.
- Total Liabilities was $640.6 million for Q2 2026 at X Financial, down from $846.3 million in the prior quarter.
- The five-year high for Total Liabilities was $962.8 million in Q4 2025, with the low at $605663.2 in Q3 2022.
- Average Total Liabilities over 5 years is $668.6 million, with a median of $675.3 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Total Liabilities plunged 99.88% in 2022, then soared 123093.4% in 2023.
- Over 5 years, Total Liabilities stood at $510.6 million in 2022, then slipped by 15.68% to $430.6 million in 2023, then surged by 57.34% to $677.4 million in 2024, then soared by 42.13% to $962.8 million in 2025, then slumped by 33.46% to $640.6 million in 2026.
- The last three Total Liabilities figures came in at $640.6 million (Q2 2026), $846.3 million (Q1 2026), and $962.8 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 2.37 Bn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 1.01 Bn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 4.17 Bn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 1.38 Bn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 640.64 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 155.77 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 48.79 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 1.53 Bn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 643.97 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 777.63 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 640.64 Mn |
| Mar 31, 2026 | 846.32 Mn |
| Dec 31, 2025 | 962.83 Mn |
| Sep 30, 2025 | 949.56 Mn |
| Jun 30, 2025 | 832.95 Mn |
| Mar 31, 2025 | 641.83 Mn |
| Dec 31, 2024 | 677.44 Mn |
| Sep 30, 2024 | 673.13 Mn |
| Jun 30, 2024 | 732.18 Mn |
| Mar 31, 2024 | 819.38 Mn |
| Dec 31, 2023 | 430.56 Mn |
| Sep 30, 2023 | 746.14 Mn |
| Jun 30, 2023 | 695.03 Mn |
| Mar 31, 2023 | 623.90 Mn |
| Dec 31, 2022 | 510.63 Mn |
| Sep 30, 2022 | 605,663.15 |
| Jun 30, 2022 | 603.95 Mn |
| Mar 31, 2022 | 648.22 Mn |
| Dec 31, 2021 | 526.45 Mn |
| Sep 30, 2021 | 526.34 Mn |