X Financial (XYF) Total Liabilities (2016 - 2025)
X Financial (XYF) posted quarterly Total Liabilities of $962.8 million for Q4 2025, up 42.13% year-over-year from $677.4 million in Q4 2024, and up 41726.3% on a QoQ basis from $2.3 million in Q3 2025.
X Financial (XYF) Total Liabilities (2016 - 2025) Analysis & Trends
X Financial (XYF) has reported Total Liabilities for 10 consecutive years, with $962.8 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Total Liabilities rose 42.13% year-over-year to $962.8 million; the TTM figure through Dec 2025 stood at $962.8 million (up 42.13% YoY), while the FY2025 annual figure was $976.5 million, up 46.48% from the prior year.
- Total Liabilities came in at $962.8 million for Q4 2025 at X Financial, up from $2.3 million in the prior quarter.
- The five-year high for Total Liabilities was $962.8 million in Q4 2025, with the low at $281916.0 in Q3 2023.
- Average Total Liabilities over 5 years is $540.4 million, with a median of $613.9 million recorded in 2022.
- Across the five-year window, Total Liabilities plunged 99.89% in 2022 and jumped 487.31% in 2024, its largest moves.
- Year by year, Total Liabilities stood at $526.5 million in 2021, then climbed by 9.09% to $574.3 million in 2022, then soared by 40.34% to $805.9 million in 2023, then dropped by 15.94% to $677.4 million in 2024, then surged by 42.13% to $962.8 million in 2025.
- According to Business Quant data, Total Liabilities over the past three periods registered $962.8 million, $2.3 million, and $833.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 59.39 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 45.73 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 274.90 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 60.52 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 9.36 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 42.89 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 181.66 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 7.11 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.21 Bn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 962.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 962.83 Mn |
| Sep 30, 2025 | 2.30 Mn |
| Jun 30, 2025 | 832.95 Mn |
| Mar 31, 2025 | 641.83 Mn |
| Dec 31, 2024 | 677.44 Mn |
| Sep 30, 2024 | 1.66 Mn |
| Jun 30, 2024 | 732.18 Mn |
| Mar 31, 2024 | 819.38 Mn |
| Dec 31, 2023 | 805.95 Mn |
| Sep 30, 2023 | 281,916.00 |
| Jun 30, 2023 | 695.03 Mn |
| Mar 31, 2023 | 623.90 Mn |
| Dec 31, 2022 | 574.28 Mn |
| Sep 30, 2022 | 603,500.00 |
| Jun 30, 2022 | 603.95 Mn |
| Mar 31, 2022 | 648.22 Mn |
| Dec 31, 2021 | 526.45 Mn |
| Sep 30, 2021 | 526.34 Mn |
| Jun 30, 2021 | 566.09 Mn |
| Mar 31, 2021 | 566.48 Mn |