X Financial (XYF) Total Liabilities (2017 - 2026)
X Financial's Total Liabilities was $638.37 million in Q2 2026, down 23.4% from $832.95 million a year earlier and down 24.3% from the prior quarter.
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Analysis
X Financial (XYF) Total Liabilities (2017 - 2026) Analysis & Trends
At the end of FY2025, Total Liabilities at X Financial came in at $950.27 million, up 40.3% from FY2024.
- Total Liabilities shows a five-year compound annual growth rate of 8.2% (FY2020 to FY2025).
- In earlier years, Total Liabilities was $677.22 million in FY2024 (-17.1%), $817.32 million in FY2023 (+33.6%), $611.86 million in FY2022 (+6.3%) and $575.64 million in FY2021 (-10.2%).
- The Q2 2026 figure marks the lowest quarterly Total Liabilities since Q4 2023.
- Compared with a year earlier, Total Liabilities was higher in four of the last seven quarters, with growth averaging 10.3%.
- The best year-over-year quarter for Total Liabilities over five years was Q4 2025 (growth of 42.1%); the worst was Q2 2026 (a decline of 23.4%).
- Per Business Quant data, XYF's Total Liabilities in the three quarters before Q2 2026 was $842.82 million (Q1 2026), $962.83 million (Q4 2025) and $944.48 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.64 Bn | 8.86 Bn | - | 62.92 Bn |
| 2 | Block | 47.20 Bn | 18.49 Bn | 3.17 Bn | 17.11 Bn |
| 3 | Coinbase Global | 47.02 Bn | 3.82 Bn | - | 13.38 Bn |
| 4 | Corpay | 26.80 Bn | 16.69 Bn | - | 24.64 Bn |
| 5 | Fiserv | 25.84 Bn | 22.51 Bn | 2.90 Bn | 53.96 Bn |
| 6 | Global Payments | 22.70 Bn | 492.24 Mn | 2.03 Bn | 39.81 Bn |
| 7 | Guidewire Software | 15.59 Bn | 12.16 Bn | 269.68 Mn | 1.38 Bn |
| 8 | Bitmine Immersion Technologies | 13.32 Bn | 10.70 Bn | 40.81 Mn | 30.13 Mn |
| 9 | Chime Financial | 11.68 Bn | 7.47 Bn | 594.87 Mn | 591.83 Mn |
| 10 | X Financial | 198.03 Mn | -1.29 Bn | 84.09 Mn | 639.84 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 639.84 Mn |
| Mar 31, 2026 | 844.66 Mn |
| Dec 31, 2025 | 976.11 Mn |
| Jun 30, 2025 | 832.95 Mn |
| Mar 31, 2025 | 641.83 Mn |
| Dec 31, 2024 | 666.77 Mn |
| Jun 30, 2024 | 732.18 Mn |
| Mar 31, 2024 | 819.38 Mn |
| Dec 31, 2023 | 816.50 Mn |
| Jun 30, 2023 | 695.03 Mn |
| Mar 31, 2023 | 623.90 Mn |
| Dec 31, 2022 | 586.58 Mn |
| Jun 30, 2022 | 603.80 Mn |
| Mar 31, 2022 | 648.22 Mn |
| Dec 31, 2021 | 528.22 Mn |
| Jun 30, 2021 | 566.09 Mn |
| Mar 31, 2021 | 566.48 Mn |
| Dec 31, 2020 | 677.99 Mn |
| Sep 30, 2020 | 643.34 Mn |
| Jun 30, 2020 | 599.03 Mn |
API Access
X Financial Total Liabilities API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-liabilities&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-liabilities", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-liabilities&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();