X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Total Liabilities (2016 - 2026)

X Financial (XYF) posted Total Liabilities of $640.6 million for Q2 2026, down 24.3% on a QoQ basis from $846.3 million in Q1 2026, and down 23.09% year-over-year from $833.0 million in Q2 2025.

Analysis

X Financial (XYF) Total Liabilities (2016 - 2026) Analysis & Trends

X Financial has reported Total Liabilities for 11 years, with the latest figure at $640.6 million in Q2 2026.

  • On a quarterly basis, Total Liabilities fell 23.09% year-over-year to $640.6 million in Q2 2026; TTM through Jun 2026 was $640.6 million, a 23.09% decrease from a year earlier, with the FY2025 full-year figure at $976.5 million, up 46.48% from the prior year.
  • Total Liabilities was $640.6 million for Q2 2026 at X Financial, down from $846.3 million in the prior quarter.
  • The five-year high for Total Liabilities was $962.8 million in Q4 2025, with the low at $605663.2 in Q3 2022.
  • Average Total Liabilities over 5 years is $668.6 million, with a median of $675.3 million recorded in 2024.
  • The sharpest annual moves came in 2022 and 2023: Total Liabilities plunged 99.88% in 2022, then soared 123093.4% in 2023.
  • Over 5 years, Total Liabilities stood at $510.6 million in 2022, then slipped by 15.68% to $430.6 million in 2023, then surged by 57.34% to $677.4 million in 2024, then soared by 42.13% to $962.8 million in 2025, then slumped by 33.46% to $640.6 million in 2026.
  • The last three Total Liabilities figures came in at $640.6 million (Q2 2026), $846.3 million (Q1 2026), and $962.8 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Liabilities (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 2.37 Bn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 1.01 Bn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 4.17 Bn
4 FinVolution 836.54 Mn -90.46 Mn - 1.38 Bn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 640.64 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 155.77 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 48.79 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 1.53 Bn
9 Jiayin 76.25 Mn 2.23 Mn - 643.97 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 777.63 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 640.64 Mn
Mar 31, 2026 846.32 Mn
Dec 31, 2025 962.83 Mn
Sep 30, 2025 949.56 Mn
Jun 30, 2025 832.95 Mn
Mar 31, 2025 641.83 Mn
Dec 31, 2024 677.44 Mn
Sep 30, 2024 673.13 Mn
Jun 30, 2024 732.18 Mn
Mar 31, 2024 819.38 Mn
Dec 31, 2023 430.56 Mn
Sep 30, 2023 746.14 Mn
Jun 30, 2023 695.03 Mn
Mar 31, 2023 623.90 Mn
Dec 31, 2022 510.63 Mn
Sep 30, 2022 605,663.15
Jun 30, 2022 603.95 Mn
Mar 31, 2022 648.22 Mn
Dec 31, 2021 526.45 Mn
Sep 30, 2021 526.34 Mn