X Financial (XYF) Total Liabilities (2017 - 2025)
X Financial (XYF) posted quarterly Total Liabilities of $962.8 million for Q4 2025, up 42.13% year-over-year from $677.4 million in Q4 2024, and up 41726.3% quarter-over-quarter from $2.3 million in Q3 2025.
X Financial (XYF) Total Liabilities (2017 - 2025) Analysis & Trends
X Financial's Total Liabilities history runs 9 years deep, the most recent figure standing at $962.8 million for Q4 2025.
- In Q4 2025, Total Liabilities rose 42.13% year-over-year to $962.8 million; the TTM figure through Dec 2025 stood at $962.8 million (up 42.13% YoY), while the FY2025 annual figure was $976.5 million, up 46.48% from the prior year.
- Total Liabilities for Q4 2025 stood at $962.8 million, up from $2.3 million in the prior quarter.
- The five-year high for Total Liabilities was $962.8 million in Q4 2025, with the low at $281916.0 in Q3 2023.
- The 5-year median for Total Liabilities is $613.9 million (2022), against an average of $540.4 million.
- The sharpest annual moves came in 2022 and 2024: Total Liabilities slumped 99.89% in 2022, then soared 487.31% in 2024.
- X Financial's Total Liabilities stood at $526.5 million in 2021, then increased by 9.09% to $574.3 million in 2022, then surged by 40.34% to $805.9 million in 2023, then fell by 15.94% to $677.4 million in 2024, then jumped by 42.13% to $962.8 million in 2025.
- Business Quant data shows XYF's Total Liabilities at $962.8 million in Q4 2025, $2.3 million in Q3 2025, and $833.0 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.41 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 52.09 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 273.92 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 560.04 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 62.92 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 5.30 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 105.03 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 9.36 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 42.89 Bn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn | 962.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 962.83 Mn |
| Sep 30, 2025 | 2.30 Mn |
| Jun 30, 2025 | 832.95 Mn |
| Mar 31, 2025 | 641.83 Mn |
| Dec 31, 2024 | 677.44 Mn |
| Sep 30, 2024 | 1.66 Mn |
| Jun 30, 2024 | 732.18 Mn |
| Mar 31, 2024 | 819.38 Mn |
| Dec 31, 2023 | 805.95 Mn |
| Sep 30, 2023 | 281,916.00 |
| Jun 30, 2023 | 695.03 Mn |
| Mar 31, 2023 | 623.90 Mn |
| Dec 31, 2022 | 574.28 Mn |
| Sep 30, 2022 | 603,500.00 |
| Jun 30, 2022 | 603.95 Mn |
| Mar 31, 2022 | 648.22 Mn |
| Dec 31, 2021 | 526.45 Mn |
| Sep 30, 2021 | 526.34 Mn |
| Jun 30, 2021 | 566.09 Mn |
| Mar 31, 2021 | 566.48 Mn |