X Financial (XYF) Total Liabilities (2016 - 2025)

X Financial (XYF) recorded quarterly Total Liabilities of $962.8 million in Q4 2025, up 41726.3% quarter-over-quarter from $2.3 million in Q3 2025, and up 42.13% on a YoY basis from $677.4 million in Q4 2024.

X Financial (XYF) Total Liabilities (2016 - 2025) Analysis & Trends

X Financial's Total Liabilities history runs 10 years deep, the most recent figure standing at $962.8 million for Q4 2025.

  • In Q4 2025, Total Liabilities rose 42.13% year-over-year to $962.8 million; the TTM figure through Dec 2025 stood at $962.8 million (up 42.13% YoY), while the FY2025 annual figure was $976.5 million, up 46.48% from the prior year.
  • Total Liabilities was $962.8 million for Q4 2025 at X Financial, up from $2.3 million in the prior quarter.
  • In the past five years, Total Liabilities ranged from a high of $962.8 million in Q4 2025 to a low of $281916.0 in Q3 2023.
  • Historically, Total Liabilities has averaged $540.4 million across 5 years, with a median of $613.9 million in 2022.
  • The sharpest annual moves came in 2022 and 2024: Total Liabilities tumbled 99.89% in 2022, then jumped 487.31% in 2024.
  • A 5-year view of Total Liabilities shows it stood at $526.5 million in 2021, then rose by 9.09% to $574.3 million in 2022, then soared by 40.34% to $805.9 million in 2023, then retreated by 15.94% to $677.4 million in 2024, then surged by 42.13% to $962.8 million in 2025.
  • The last three Total Liabilities figures came in at $962.8 million (Q4 2025), $2.3 million (Q3 2025), and $833.0 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Liabilities (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 59.39 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 45.73 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 274.90 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 570.64 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 60.52 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 105.02 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 9.36 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 42.89 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 181.66 Bn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 962.83 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 962.83 Mn
Sep 30, 2025 2.30 Mn
Jun 30, 2025 832.95 Mn
Mar 31, 2025 641.83 Mn
Dec 31, 2024 677.44 Mn
Sep 30, 2024 1.66 Mn
Jun 30, 2024 732.18 Mn
Mar 31, 2024 819.38 Mn
Dec 31, 2023 805.95 Mn
Sep 30, 2023 281,916.00
Jun 30, 2023 695.03 Mn
Mar 31, 2023 623.90 Mn
Dec 31, 2022 574.28 Mn
Sep 30, 2022 603,500.00
Jun 30, 2022 603.95 Mn
Mar 31, 2022 648.22 Mn
Dec 31, 2021 526.45 Mn
Sep 30, 2021 526.34 Mn
Jun 30, 2021 566.09 Mn
Mar 31, 2021 566.48 Mn