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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueGross MarginNet MarginOperating MarginReturn on AssetsReturn on Sales

X Financial (XYF) EBIT Margin (2017 - 2025)

Historic EBIT Margin for X Financial (XYF) over the last 9 years, with Q3 2025 value amounting to 18.46%.

  • X Financial's EBIT Margin fell 137100.0% to 18.46% in Q3 2025 from the same period last year, while for Sep 2025 it was 27.09%, marking a year-over-year decrease of 28300.0%. This contributed to the annual value of 32.42% for FY2024, which is 20500.0% up from last year.
  • Latest data reveals that X Financial reported EBIT Margin of 18.46% as of Q3 2025, which was down 137100.0% from 29.7% recorded in Q2 2025.
  • Over the past 5 years, X Financial's EBIT Margin peaked at 42.57% during Q3 2021, and registered a low of 18.46% during Q3 2025.
  • Over the past 5 years, X Financial's median EBIT Margin value was 31.17% (recorded in 2024), while the average stood at 31.19%.
  • Per our database at Business Quant, X Financial's EBIT Margin skyrocketed by 1575300bps in 2021 and then crashed by -137100bps in 2025.
  • Over the past 5 years, X Financial's EBIT Margin (Quarter) stood at 37.84% in 2021, then decreased by -24bps to 28.67% in 2022, then decreased by -26bps to 21.31% in 2023, then soared by 44bps to 30.74% in 2024, then plummeted by -40bps to 18.46% in 2025.
  • Its EBIT Margin was 18.46% in Q3 2025, compared to 29.7% in Q2 2025 and 29.57% in Q1 2025.