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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioGross MarginInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Sales

X Financial (XYF) EBIT Margin: 2017-2025

Historic EBIT Margin for X Financial (XYF) over the last 8 years, with Sep 2025 value amounting to 18.46%.

  • X Financial's EBIT Margin fell 1371.00% to 18.46% in Q3 2025 from the same period last year, while for Sep 2025 it was 27.09%, marking a year-over-year decrease of 283.00%. This contributed to the annual value of 31.91% for FY2024, which is 205.00% up from last year.
  • X Financial's EBIT Margin amounted to 18.46% in Q3 2025, which was down 37.85% from 29.70% recorded in Q2 2025.
  • Over the past 5 years, X Financial's EBIT Margin peaked at 42.57% during Q3 2021, and registered a low of 18.46% during Q3 2025.
  • For the 3-year period, X Financial's EBIT Margin averaged around 29.73%, with its median value being 31.14% (2023).
  • In the last 5 years, X Financial's EBIT Margin skyrocketed by 15,753bps in 2021 and then slumped by 1,371bps in 2025.
  • Over the past 5 years, X Financial's EBIT Margin (Quarterly) stood at 37.84% in 2021, then plummeted by 917bps to 28.67% in 2022, then plummeted by 735bps to 21.31% in 2023, then soared by 942bps to 30.74% in 2024, then crashed by 1,371bps to 18.46% in 2025.
  • Its EBIT Margin stands at 18.46% for Q3 2025, versus 29.70% for Q2 2025 and 29.57% for Q1 2025.