X Financial (XYF) Non Operating Investment Income (2021 - 2025)
X Financial (XYF) recorded quarterly Non Operating Investment Income of -$73000.0 in Q4 2025, down 110.17% quarter-over-quarter from $718000.0 in Q3 2025, and up 90.83% on a YoY basis from -$38254.1 in Q4 2024.
X Financial (XYF) Non Operating Investment Income (2021 - 2025) Analysis & Trends
X Financial's Non Operating Investment Income history runs 5 years deep, the most recent figure standing at -$73000.0 for Q4 2025.
- In Q4 2025, Non Operating Investment Income rose 90.83% year-over-year to -$73000.0; the TTM figure through Dec 2025 stood at -$1.6 million (down 39.35% YoY), while the FY2025 annual figure was -$2.1 million, down 188.07% from the prior year.
- Non Operating Investment Income was -$73000.0 for Q4 2025 at X Financial, down from $718000.0 in the prior quarter.
- In the past five years, Non Operating Investment Income ranged from a high of $7.0 million in Q1 2024 to a low of -$235.4 million in Q4 2021.
- Historically, Non Operating Investment Income has averaged -$14.8 million across 5 years, with a median of -$317462.3 in 2024.
- The sharpest annual moves came in 2023 and 2024: Non Operating Investment Income tumbled 982.81% in 2023, then soared 600.4% in 2024.
- A 5-year view of Non Operating Investment Income shows it stood at -$235.4 million in 2021, then jumped by 101.71% to $4.0 million in 2022, then slumped by 94.13% to $237000.0 in 2023, then slumped by 435.86% to -$796000.0 in 2024, then surged by 90.83% to -$73000.0 in 2025.
- The last three Non Operating Investment Income figures came in at -$73000.0 (Q4 2025), $718000.0 (Q3 2025), and -$2.1 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non Operating Investment Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -21.00 Mn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | -73,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -73,000.00 |
| Dec 31, 2025 | -73,000.00 |
| Sep 30, 2025 | 718,000.00 |
| Sep 30, 2025 | 718,000.00 |
| Jun 30, 2025 | -2.15 Mn |
| Jun 30, 2025 | -2.15 Mn |
| Mar 31, 2025 | -106,000.00 |
| Mar 31, 2025 | -106,000.00 |
| Dec 31, 2024 | -796,000.00 |
| Dec 31, 2024 | -796,000.00 |
| Sep 30, 2024 | -6.79 Mn |
| Sep 30, 2024 | -6.79 Mn |
| Jun 30, 2024 | -528,924.55 |
| Jun 30, 2024 | -528,924.55 |
| Mar 31, 2024 | 6.96 Mn |
| Mar 31, 2024 | 6.96 Mn |
| Dec 31, 2023 | 237,000.00 |
| Dec 31, 2023 | 237,000.00 |
| Sep 30, 2023 | -2.26 Mn |
| Sep 30, 2023 | -2.26 Mn |