X Financial (XYF) Non Operating Investment Income (2019 - 2026)
X Financial (XYF) posted quarterly Non Operating Investment Income of $567000.0 for Q4 2025, down 69.1% year-over-year from $1.8 million in Q4 2024, and down 21.03% quarter-over-quarter from $718000.0 in Q3 2025.
Analysis
X Financial (XYF) Non Operating Investment Income (2019 - 2026) Analysis & Trends
X Financial's Non Operating Investment Income history runs 5 years deep, the most recent figure standing at $567000.0 for Q4 2025.
- In Q4 2025, Non Operating Investment Income fell 69.1% year-over-year to $567000.0; the TTM figure through Dec 2025 stood at -$1.4 million (down 115.11% YoY), while the FY2025 annual figure was -$2.1 million, down 188.07% from the prior year.
- Non Operating Investment Income for Q4 2025 stood at $567000.0, down from $718000.0 in the prior quarter.
- The five-year high for Non Operating Investment Income was $232.1 million in Q3 2021, with the low at -$235.4 million in Q4 2021.
- The 5-year median for Non Operating Investment Income is $246500.0 (2022), against an average of $312067.9.
- The sharpest annual moves came in 2022 and 2024: Non Operating Investment Income plunged 4005.71% in 2022, then soared 674.26% in 2024.
- X Financial's Non Operating Investment Income stood at -$235.4 million in 2021, then jumped by 101.77% to $4.2 million in 2022, then slumped by 94.3% to $237000.0 in 2023, then jumped by 674.26% to $1.8 million in 2024, then tumbled by 69.1% to $567000.0 in 2025.
- Business Quant data shows XYF's Non Operating Investment Income at $567000.0 in Q4 2025, $718000.0 in Q3 2025, and -$2.1 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non Operating Investment Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | -2.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 76.00 Mn |
| 10 | X Financial | 433.08 Mn | 145.32 Mn | 84.09 Mn | 1.02 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.02 Mn |
| Jun 30, 2026 | 1.02 Mn |
| Mar 31, 2026 | -272,000.00 |
| Mar 31, 2026 | -272,000.00 |
| Dec 31, 2025 | 567,000.00 |
| Dec 31, 2025 | 567,000.00 |
| Sep 30, 2025 | 718,000.00 |
| Sep 30, 2025 | 718,000.00 |
| Jun 30, 2025 | -2.15 Mn |
| Jun 30, 2025 | -2.15 Mn |
| Mar 31, 2025 | -507,000.00 |
| Mar 31, 2025 | -507,000.00 |
| Dec 31, 2024 | 1.84 Mn |
| Dec 31, 2024 | 1.84 Mn |
| Sep 30, 2024 | -6.79 Mn |
| Sep 30, 2024 | -6.79 Mn |
| Jun 30, 2024 | 7.06 Mn |
| Jun 30, 2024 | 7.06 Mn |
| Mar 31, 2024 | 6.96 Mn |
| Mar 31, 2024 | 6.96 Mn |