X Financial (XYF) Non Operating Investment Income (2021 - 2025)

X Financial (XYF) posted quarterly Non Operating Investment Income of $567000.0 for Q4 2025, down 69.1% year-over-year from $1.8 million in Q4 2024, and down 21.03% quarter-over-quarter from $718000.0 in Q3 2025.

X Financial (XYF) Non Operating Investment Income (2021 - 2025) Analysis & Trends

X Financial's Non Operating Investment Income history runs 5 years deep, the most recent figure standing at $567000.0 for Q4 2025.

  • In Q4 2025, Non Operating Investment Income fell 69.1% year-over-year to $567000.0; the TTM figure through Dec 2025 stood at -$1.4 million (down 115.11% YoY), while the FY2025 annual figure was -$2.1 million, down 188.07% from the prior year.
  • Non Operating Investment Income for Q4 2025 stood at $567000.0, down from $718000.0 in the prior quarter.
  • The five-year high for Non Operating Investment Income was $232.1 million in Q3 2021, with the low at -$235.4 million in Q4 2021.
  • The 5-year median for Non Operating Investment Income is $246500.0 (2022), against an average of $312067.9.
  • The sharpest annual moves came in 2022 and 2024: Non Operating Investment Income plunged 4005.71% in 2022, then soared 674.26% in 2024.
  • X Financial's Non Operating Investment Income stood at -$235.4 million in 2021, then jumped by 101.77% to $4.2 million in 2022, then slumped by 94.3% to $237000.0 in 2023, then jumped by 674.26% to $1.8 million in 2024, then tumbled by 69.1% to $567000.0 in 2025.
  • Business Quant data shows XYF's Non Operating Investment Income at $567000.0 in Q4 2025, $718000.0 in Q3 2025, and -$2.1 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non Operating Investment Income (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -2.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 567,000.00

Historic Data

Download Data
DateValue
Dec 31, 2025 567,000.00
Dec 31, 2025 567,000.00
Sep 30, 2025 718,000.00
Sep 30, 2025 718,000.00
Jun 30, 2025 -2.15 Mn
Jun 30, 2025 -2.15 Mn
Mar 31, 2025 -507,000.00
Mar 31, 2025 -507,000.00
Dec 31, 2024 1.84 Mn
Dec 31, 2024 1.84 Mn
Sep 30, 2024 -6.79 Mn
Sep 30, 2024 -6.79 Mn
Jun 30, 2024 7.06 Mn
Jun 30, 2024 7.06 Mn
Mar 31, 2024 6.96 Mn
Mar 31, 2024 6.96 Mn
Dec 31, 2023 237,000.00
Dec 31, 2023 237,000.00
Sep 30, 2023 -2.26 Mn
Sep 30, 2023 -2.26 Mn