X Financial (XYF) Non Operating Investment Income (2019 - 2025)
X Financial (XYF) posted quarterly Non Operating Investment Income of $567000.0 for Q4 2025, up 171.23% year-over-year from $209046.8 in Q4 2024, and down 21.03% on a QoQ basis from $718000.0 in Q3 2025.
X Financial (XYF) Non Operating Investment Income (2019 - 2025) Analysis & Trends
X Financial (XYF) has reported Non Operating Investment Income for 6 consecutive years, with $567000.0 the latest figure, recorded in Q4 2025.
- In Q4 2025, Non Operating Investment Income rose 171.23% year-over-year to $567000.0; the TTM figure through Dec 2025 stood at -$968000.0 (up 16.11% YoY), while the FY2025 annual figure was -$2.1 million, down 188.07% from the prior year.
- Non Operating Investment Income came in at $567000.0 for Q4 2025 at X Financial, down from $718000.0 in the prior quarter.
- The five-year high for Non Operating Investment Income was $7.0 million in Q1 2024, with the low at -$235.4 million in Q4 2021.
- Average Non Operating Investment Income over 5 years is -$14.8 million, with a median of -$317462.3 recorded in 2024.
- Across the five-year window, Non Operating Investment Income plunged 982.81% in 2023 and surged 602.45% in 2024, its largest moves.
- Year by year, Non Operating Investment Income stood at -$235.4 million in 2021, then jumped by 101.71% to $4.0 million in 2022, then tumbled by 94.13% to $237000.0 in 2023, then tumbled by 435.86% to -$796000.0 in 2024, then soared by 171.23% to $567000.0 in 2025.
- According to Business Quant data, Non Operating Investment Income over the past three periods registered $567000.0, $718000.0, and -$2.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non Operating Investment Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -21.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 2.97 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 567,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 567,000.00 |
| Dec 31, 2025 | 567,000.00 |
| Sep 30, 2025 | 718,000.00 |
| Sep 30, 2025 | 718,000.00 |
| Jun 30, 2025 | -2.15 Mn |
| Jun 30, 2025 | -2.15 Mn |
| Mar 31, 2025 | -106,000.00 |
| Mar 31, 2025 | -106,000.00 |
| Dec 31, 2024 | -796,000.00 |
| Dec 31, 2024 | -796,000.00 |
| Sep 30, 2024 | -6.79 Mn |
| Sep 30, 2024 | -6.79 Mn |
| Jun 30, 2024 | -528,924.55 |
| Jun 30, 2024 | -528,924.55 |
| Mar 31, 2024 | 6.96 Mn |
| Mar 31, 2024 | 6.96 Mn |
| Dec 31, 2023 | 237,000.00 |
| Dec 31, 2023 | 237,000.00 |
| Sep 30, 2023 | -2.26 Mn |
| Sep 30, 2023 | -2.26 Mn |