X Financial (XYF) Non Operating Investment Income (2021 - 2025)

X Financial (XYF) recorded quarterly Non Operating Investment Income of -$73000.0 in Q4 2025, down 110.17% quarter-over-quarter from $718000.0 in Q3 2025, and up 90.83% on a YoY basis from -$38254.1 in Q4 2024.

X Financial (XYF) Non Operating Investment Income (2021 - 2025) Analysis & Trends

X Financial's Non Operating Investment Income history runs 5 years deep, the most recent figure standing at -$73000.0 for Q4 2025.

  • In Q4 2025, Non Operating Investment Income rose 90.83% year-over-year to -$73000.0; the TTM figure through Dec 2025 stood at -$1.6 million (down 39.35% YoY), while the FY2025 annual figure was -$2.1 million, down 188.07% from the prior year.
  • Non Operating Investment Income was -$73000.0 for Q4 2025 at X Financial, down from $718000.0 in the prior quarter.
  • In the past five years, Non Operating Investment Income ranged from a high of $7.0 million in Q1 2024 to a low of -$235.4 million in Q4 2021.
  • Historically, Non Operating Investment Income has averaged -$14.8 million across 5 years, with a median of -$317462.3 in 2024.
  • The sharpest annual moves came in 2023 and 2024: Non Operating Investment Income tumbled 982.81% in 2023, then soared 600.4% in 2024.
  • A 5-year view of Non Operating Investment Income shows it stood at -$235.4 million in 2021, then jumped by 101.71% to $4.0 million in 2022, then slumped by 94.13% to $237000.0 in 2023, then slumped by 435.86% to -$796000.0 in 2024, then surged by 90.83% to -$73000.0 in 2025.
  • The last three Non Operating Investment Income figures came in at -$73000.0 (Q4 2025), $718000.0 (Q3 2025), and -$2.1 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non Operating Investment Income (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -21.00 Mn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn -73,000.00

Historic Data

Download Data
DateValue
Dec 31, 2025 -73,000.00
Dec 31, 2025 -73,000.00
Sep 30, 2025 718,000.00
Sep 30, 2025 718,000.00
Jun 30, 2025 -2.15 Mn
Jun 30, 2025 -2.15 Mn
Mar 31, 2025 -106,000.00
Mar 31, 2025 -106,000.00
Dec 31, 2024 -796,000.00
Dec 31, 2024 -796,000.00
Sep 30, 2024 -6.79 Mn
Sep 30, 2024 -6.79 Mn
Jun 30, 2024 -528,924.55
Jun 30, 2024 -528,924.55
Mar 31, 2024 6.96 Mn
Mar 31, 2024 6.96 Mn
Dec 31, 2023 237,000.00
Dec 31, 2023 237,000.00
Sep 30, 2023 -2.26 Mn
Sep 30, 2023 -2.26 Mn