X Financial (XYF) Non Operating Investment Income (2019 - 2025)

X Financial (XYF) posted quarterly Non Operating Investment Income of $567000.0 for Q4 2025, up 171.23% year-over-year from $209046.8 in Q4 2024, and down 21.03% on a QoQ basis from $718000.0 in Q3 2025.

X Financial (XYF) Non Operating Investment Income (2019 - 2025) Analysis & Trends

X Financial (XYF) has reported Non Operating Investment Income for 6 consecutive years, with $567000.0 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Non Operating Investment Income rose 171.23% year-over-year to $567000.0; the TTM figure through Dec 2025 stood at -$968000.0 (up 16.11% YoY), while the FY2025 annual figure was -$2.1 million, down 188.07% from the prior year.
  • Non Operating Investment Income came in at $567000.0 for Q4 2025 at X Financial, down from $718000.0 in the prior quarter.
  • The five-year high for Non Operating Investment Income was $7.0 million in Q1 2024, with the low at -$235.4 million in Q4 2021.
  • Average Non Operating Investment Income over 5 years is -$14.8 million, with a median of -$317462.3 recorded in 2024.
  • Across the five-year window, Non Operating Investment Income plunged 982.81% in 2023 and surged 602.45% in 2024, its largest moves.
  • Year by year, Non Operating Investment Income stood at -$235.4 million in 2021, then jumped by 101.71% to $4.0 million in 2022, then tumbled by 94.13% to $237000.0 in 2023, then tumbled by 435.86% to -$796000.0 in 2024, then soared by 171.23% to $567000.0 in 2025.
  • According to Business Quant data, Non Operating Investment Income over the past three periods registered $567000.0, $718000.0, and -$2.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non Operating Investment Income (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -21.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 2.97 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 567,000.00

Historic Data

Download Data
DateValue
Dec 31, 2025 567,000.00
Dec 31, 2025 567,000.00
Sep 30, 2025 718,000.00
Sep 30, 2025 718,000.00
Jun 30, 2025 -2.15 Mn
Jun 30, 2025 -2.15 Mn
Mar 31, 2025 -106,000.00
Mar 31, 2025 -106,000.00
Dec 31, 2024 -796,000.00
Dec 31, 2024 -796,000.00
Sep 30, 2024 -6.79 Mn
Sep 30, 2024 -6.79 Mn
Jun 30, 2024 -528,924.55
Jun 30, 2024 -528,924.55
Mar 31, 2024 6.96 Mn
Mar 31, 2024 6.96 Mn
Dec 31, 2023 237,000.00
Dec 31, 2023 237,000.00
Sep 30, 2023 -2.26 Mn
Sep 30, 2023 -2.26 Mn