X Financial (XYF) Payables (2018 - 2026)
X Financial's Payables was $58.19 million in Q2 2026, up 3.8% from $56.05 million a year earlier but down 5.8% from the prior quarter.
Powered by 
Analysis
X Financial (XYF) Payables (2018 - 2026) Analysis & Trends
At the end of FY2025, Payables at X Financial came in at $56.99 million, up 24.7% from FY2024.
- Payables shows a five-year compound annual growth rate of 0.3% (FY2020 to FY2025).
- In earlier years, Payables was $45.72 million in FY2024 (-48.0%), $87.92 million in FY2023 (+763.7%), $10.18 million in FY2022 (-75.6%) and $41.68 million in FY2021 (-25.8%).
- Quarterly Payables has moved between $3.03 million (Q2 2022) and $99.49 million (Q2 2023) over five years.
- Compared with a year earlier, Payables was higher in five of the last eight quarters, with growth averaging 11.0%.
- The best year-over-year quarter for Payables over five years was Q3 2023 (growth of 536.0%); the worst was Q2 2022 (a decline of 88.8%).
- Per Business Quant data, XYF's Payables in the three quarters before Q2 2026 was $61.76 million (Q1 2026), $57.74 million (Q4 2025) and $81.38 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 52.19 Bn | 23.96 Bn | 3.24 Bn | - |
| 2 | PayPal Holdings | 50.03 Bn | 8.73 Bn | - | 152.00 Mn |
| 3 | Coinbase Global | 35.13 Bn | -4.52 Bn | - | 748.78 Mn |
| 4 | Fiserv | 33.23 Bn | 30.43 Bn | 2.76 Bn | 4.44 Bn |
| 5 | Corpay | 29.63 Bn | 18.45 Bn | - | 2.52 Bn |
| 6 | Global Payments | 26.81 Bn | 1.63 Bn | 2.01 Bn | 3.66 Bn |
| 7 | Guidewire Software | 13.13 Bn | 9.70 Bn | 269.68 Mn | 38.07 Mn |
| 8 | Chime Financial | 12.34 Bn | 8.03 Bn | 646.07 Mn | 29.21 Mn |
| 9 | Jack Henry & Associates | 12.26 Bn | 12.16 Bn | 273.85 Mn | 34.94 Mn |
| 10 | X Financial | 225.75 Mn | -305.02 Mn | - | 58.54 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 58.39 Mn |
| Mar 31, 2026 | 62.02 Mn |
| Dec 31, 2025 | 58.54 Mn |
| Sep 30, 2025 | 79.56 Mn |
| Jun 30, 2025 | 56.05 Mn |
| Mar 31, 2025 | 83.17 Mn |
| Dec 31, 2024 | 45.01 Mn |
| Sep 30, 2024 | 61.77 Mn |
| Jun 30, 2024 | 65.29 Mn |
| Mar 31, 2024 | 68.38 Mn |
| Dec 31, 2023 | 87.83 Mn |
| Sep 30, 2023 | 84.46 Mn |
| Jun 30, 2023 | 99.49 Mn |
| Mar 31, 2023 | 67.38 Mn |
| Dec 31, 2022 | 10.08 Mn |
| Sep 30, 2022 | 12.68 Mn |
| Jun 30, 2022 | 2.99 Mn |
| Mar 31, 2022 | 18.85 Mn |
| Dec 31, 2021 | 41.88 Mn |
| Sep 30, 2021 | 11.65 Mn |
API Access
X Financial Payables API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payables&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payables", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=payables&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();