X Financial (XYF) Payables (2017 - 2026)
X Financial (XYF) posted Payables of $58.2 million for Q2 2026, down 5.79% on a QoQ basis from $61.8 million in Q1 2026, and up 3.82% year-over-year from $56.0 million in Q2 2025.
Analysis
X Financial (XYF) Payables (2017 - 2026) Analysis & Trends
X Financial has reported Payables for 10 years, with the latest figure at $58.2 million in Q2 2026.
- On a quarterly basis, Payables rose 3.82% year-over-year to $58.2 million in Q2 2026; TTM through Jun 2026 was $58.2 million, a 3.82% increase from a year earlier, with the FY2025 full-year figure at $58.7 million, up 23.78% from the prior year.
- Payables was $58.2 million for Q2 2026 at X Financial, down from $61.8 million in the prior quarter.
- The five-year high for Payables was $105.8 million in Q2 2023, with the low at $6.1 million in Q2 2022.
- Average Payables over 5 years is $57.2 million, with a median of $60.6 million recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: Payables slumped 79.96% in 2022, then surged 1640.01% in 2023.
- Over 5 years, Payables stood at $47.8 million in 2022, then tumbled by 39.25% to $29.0 million in 2023, then soared by 63.37% to $47.4 million in 2024, then advanced by 25.38% to $59.4 million in 2025, then declined by 2.1% to $58.2 million in 2026.
- The last three Payables figures came in at $58.2 million (Q2 2026), $61.8 million (Q1 2026), and $59.4 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 145.21 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 4.05 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 320.74 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 108.61 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 58.19 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 8.04 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 418,000.00 |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 23.11 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 22.76 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 58.19 Mn |
| Mar 31, 2026 | 61.76 Mn |
| Dec 31, 2025 | 59.43 Mn |
| Sep 30, 2025 | 81.38 Mn |
| Jun 30, 2025 | 56.05 Mn |
| Mar 31, 2025 | 83.17 Mn |
| Dec 31, 2024 | 47.41 Mn |
| Sep 30, 2024 | 63.43 Mn |
| Jun 30, 2024 | 65.29 Mn |
| Mar 31, 2024 | 68.38 Mn |
| Dec 31, 2023 | 29.02 Mn |
| Sep 30, 2023 | 87.16 Mn |
| Jun 30, 2023 | 105.81 Mn |
| Mar 31, 2023 | 70.52 Mn |
| Dec 31, 2022 | 47.76 Mn |
| Sep 30, 2022 | 16.13 Mn |
| Jun 30, 2022 | 6.08 Mn |
| Mar 31, 2022 | 22.00 Mn |
| Dec 31, 2021 | 29.33 Mn |
| Sep 30, 2021 | 14.85 Mn |