X Financial (XYF) Payables (2017 - 2025)
X Financial (XYF) posted quarterly Payables of $59.4 million for Q4 2025, up 25.38% year-over-year from $47.4 million in Q4 2024, and down 26.97% quarter-over-quarter from $81.4 million in Q3 2025.
X Financial (XYF) Payables (2017 - 2025) Analysis & Trends
X Financial's Payables history runs 9 years deep, the most recent figure standing at $59.4 million for Q4 2025.
- In Q4 2025, Payables rose 25.38% year-over-year to $59.4 million; the TTM figure through Dec 2025 stood at $59.4 million (up 25.38% YoY), while the FY2025 annual figure was $58.7 million, up 23.78% from the prior year.
- Payables for Q4 2025 stood at $59.4 million, down from $81.4 million in the prior quarter.
- The five-year high for Payables was $102.2 million in Q2 2023, with the low at $6.1 million in Q2 2022.
- The 5-year median for Payables is $57.5 million (2025), against an average of $51.0 million.
- The sharpest annual moves came in 2022 and 2023: Payables slumped 79.96% in 2022, then surged 1580.68% in 2023.
- X Financial's Payables stood at $29.3 million in 2021, then plunged by 56.9% to $12.6 million in 2022, then surged by 607.45% to $89.4 million in 2023, then plunged by 46.99% to $47.4 million in 2024, then advanced by 25.38% to $59.4 million in 2025.
- Business Quant data shows XYF's Payables at $59.4 million in Q4 2025, $81.4 million in Q3 2025, and $55.5 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 553.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 1.13 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 159.01 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 484.26 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 208.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 341,484.08 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 82.81 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 59.59 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 40.24 Bn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn | 59.43 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 59.43 Mn |
| Sep 30, 2025 | 81.38 Mn |
| Jun 30, 2025 | 55.51 Mn |
| Mar 31, 2025 | 83.02 Mn |
| Dec 31, 2024 | 47.41 Mn |
| Sep 30, 2024 | 63.43 Mn |
| Jun 30, 2024 | 65.29 Mn |
| Mar 31, 2024 | 68.38 Mn |
| Dec 31, 2023 | 89.43 Mn |
| Sep 30, 2023 | 85.46 Mn |
| Jun 30, 2023 | 102.20 Mn |
| Mar 31, 2023 | 70.52 Mn |
| Dec 31, 2022 | 12.64 Mn |
| Sep 30, 2022 | 13.44 Mn |
| Jun 30, 2022 | 6.08 Mn |
| Mar 31, 2022 | 22.00 Mn |
| Dec 31, 2021 | 29.33 Mn |
| Sep 30, 2021 | 12.24 Mn |
| Jun 30, 2021 | 30.34 Mn |
| Mar 31, 2021 | 22.82 Mn |