X Financial (XYF) Payables (2017 - 2026)
X Financial (XYF) posted quarterly Payables of $59.4 million for Q4 2025, up 25.38% year-over-year from $47.4 million in Q4 2024, and down 26.97% quarter-over-quarter from $81.4 million in Q3 2025.
Analysis
X Financial (XYF) Payables (2017 - 2026) Analysis & Trends
X Financial's Payables history runs 9 years deep, the most recent figure standing at $59.4 million for Q4 2025.
- In Q4 2025, Payables rose 25.38% year-over-year to $59.4 million; the TTM figure through Dec 2025 stood at $59.4 million (up 25.38% YoY), while the FY2025 annual figure was $58.7 million, up 23.78% from the prior year.
- Payables for Q4 2025 stood at $59.4 million, down from $81.4 million in the prior quarter.
- The five-year high for Payables was $102.2 million in Q2 2023, with the low at $6.1 million in Q2 2022.
- The 5-year median for Payables is $57.5 million (2025), against an average of $51.0 million.
- The sharpest annual moves came in 2022 and 2023: Payables slumped 79.96% in 2022, then surged 1580.68% in 2023.
- X Financial's Payables stood at $29.3 million in 2021, then plunged by 56.9% to $12.6 million in 2022, then surged by 607.45% to $89.4 million in 2023, then plunged by 46.99% to $47.4 million in 2024, then advanced by 25.38% to $59.4 million in 2025.
- Business Quant data shows XYF's Payables at $59.4 million in Q4 2025, $81.4 million in Q3 2025, and $55.5 million in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 553.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 1.13 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 159.01 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 484.26 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 208.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 84.65 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 82.81 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 45.54 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 159.96 Bn |
| 10 | X Financial | 433.08 Mn | 145.32 Mn | 84.09 Mn | 58.19 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 58.19 Mn |
| Mar 31, 2026 | 61.76 Mn |
| Dec 31, 2025 | 59.43 Mn |
| Sep 30, 2025 | 81.38 Mn |
| Jun 30, 2025 | 56.05 Mn |
| Mar 31, 2025 | 83.17 Mn |
| Dec 31, 2024 | 47.41 Mn |
| Sep 30, 2024 | 63.43 Mn |
| Jun 30, 2024 | 65.29 Mn |
| Mar 31, 2024 | 68.38 Mn |
| Dec 31, 2023 | 29.02 Bn |
| Sep 30, 2023 | 85.46 Mn |
| Jun 30, 2023 | 105.81 Mn |
| Mar 31, 2023 | 70.52 Mn |
| Dec 31, 2022 | 12.64 Mn |
| Sep 30, 2022 | 13.44 Mn |
| Jun 30, 2022 | 5.99 Mn |
| Mar 31, 2022 | 22.02 Mn |
| Dec 31, 2021 | 29.33 Mn |
| Sep 30, 2021 | 14.91 Mn |