X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Payables (2017 - 2026)

X Financial (XYF) posted Payables of $58.2 million for Q2 2026, down 5.79% on a QoQ basis from $61.8 million in Q1 2026, and up 3.82% year-over-year from $56.0 million in Q2 2025.

Analysis

X Financial (XYF) Payables (2017 - 2026) Analysis & Trends

X Financial has reported Payables for 10 years, with the latest figure at $58.2 million in Q2 2026.

  • On a quarterly basis, Payables rose 3.82% year-over-year to $58.2 million in Q2 2026; TTM through Jun 2026 was $58.2 million, a 3.82% increase from a year earlier, with the FY2025 full-year figure at $58.7 million, up 23.78% from the prior year.
  • Payables was $58.2 million for Q2 2026 at X Financial, down from $61.8 million in the prior quarter.
  • The five-year high for Payables was $105.8 million in Q2 2023, with the low at $6.1 million in Q2 2022.
  • Average Payables over 5 years is $57.2 million, with a median of $60.6 million recorded in 2025.
  • The sharpest annual moves came in 2022 and 2023: Payables slumped 79.96% in 2022, then surged 1640.01% in 2023.
  • Over 5 years, Payables stood at $47.8 million in 2022, then tumbled by 39.25% to $29.0 million in 2023, then soared by 63.37% to $47.4 million in 2024, then advanced by 25.38% to $59.4 million in 2025, then declined by 2.1% to $58.2 million in 2026.
  • The last three Payables figures came in at $58.2 million (Q2 2026), $61.8 million (Q1 2026), and $59.4 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Payables (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 145.21 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 4.05 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 320.74 Mn
4 FinVolution 836.54 Mn -90.46 Mn - 108.61 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 58.19 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 8.04 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 418,000.00
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 23.11 Mn
9 Jiayin 76.25 Mn 2.23 Mn - 22.76 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 58.19 Mn
Mar 31, 2026 61.76 Mn
Dec 31, 2025 59.43 Mn
Sep 30, 2025 81.38 Mn
Jun 30, 2025 56.05 Mn
Mar 31, 2025 83.17 Mn
Dec 31, 2024 47.41 Mn
Sep 30, 2024 63.43 Mn
Jun 30, 2024 65.29 Mn
Mar 31, 2024 68.38 Mn
Dec 31, 2023 29.02 Mn
Sep 30, 2023 87.16 Mn
Jun 30, 2023 105.81 Mn
Mar 31, 2023 70.52 Mn
Dec 31, 2022 47.76 Mn
Sep 30, 2022 16.13 Mn
Jun 30, 2022 6.08 Mn
Mar 31, 2022 22.00 Mn
Dec 31, 2021 29.33 Mn
Sep 30, 2021 14.85 Mn