X Financial (XYF) Intangibles (2017 - 2025)

X Financial (XYF) recorded quarterly Intangibles of $3.7 million in Q4 2025, down 30.99% quarter-over-quarter from $5.3 million in Q3 2025, and down 28.04% on a YoY basis from $5.1 million in Q4 2024.

X Financial (XYF) Intangibles (2017 - 2025) Analysis & Trends

X Financial's Intangibles history runs 9 years deep, the most recent figure standing at $3.7 million for Q4 2025.

  • In Q4 2025, Intangibles fell 28.04% year-over-year to $3.7 million; the TTM figure through Dec 2025 stood at $3.7 million (down 28.04% YoY), while the FY2025 annual figure was $5.6 million, up 11.77% from the prior year.
  • Intangibles was $3.7 million for Q4 2025 at X Financial, down from $5.3 million in the prior quarter.
  • In the past five years, Intangibles ranged from a high of $5.8 million in Q4 2021 to a low of $3.7 million in Q4 2025.
  • Historically, Intangibles has averaged $5.2 million across 5 years, with a median of $5.2 million in 2024.
  • The sharpest annual moves came in 2021 and 2025: Intangibles soared 6260.49% in 2021, then decreased 28.04% in 2025.
  • A 5-year view of Intangibles shows it stood at $5.8 million in 2021, then slipped by 10.76% to $5.1 million in 2022, then declined by 0.52% to $5.1 million in 2023, then dropped by 0.36% to $5.1 million in 2024, then fell by 28.04% to $3.7 million in 2025.
  • The last three Intangibles figures came in at $3.7 million (Q4 2025), $5.3 million (Q3 2025), and $5.2 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Intangibles (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 27.75 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 5.50 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - 16.09 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 206.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.22 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 27.44 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 215.09 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 3.67 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 3.67 Mn
Sep 30, 2025 5.31 Mn
Jun 30, 2025 5.19 Mn
Mar 31, 2025 5.03 Mn
Dec 31, 2024 5.09 Mn
Sep 30, 2024 5.16 Mn
Jun 30, 2024 5.02 Mn
Mar 31, 2024 5.13 Mn
Dec 31, 2023 5.11 Mn
Sep 30, 2023 5.00 Mn
Jun 30, 2023 4.96 Mn
Mar 31, 2023 5.27 Mn
Dec 31, 2022 5.14 Mn
Sep 30, 2022 5.22 Mn
Jun 30, 2022 5.43 Mn
Mar 31, 2022 5.73 Mn
Dec 31, 2021 5.76 Mn
Sep 30, 2021 5.72 Mn
Jun 30, 2021 5.68 Mn
Mar 31, 2021 5.64 Mn