X Financial (XYF) Intangibles (2017 - 2025)

X Financial (XYF) posted quarterly Intangibles of $3.7 million for Q4 2025, down 28.04% year-over-year from $5.1 million in Q4 2024, and down 30.99% on a QoQ basis from $5.3 million in Q3 2025.

X Financial (XYF) Intangibles (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Intangibles for 9 consecutive years, with $3.7 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Intangibles fell 28.04% year-over-year to $3.7 million; the TTM figure through Dec 2025 stood at $3.7 million (down 28.04% YoY), while the FY2025 annual figure was $5.6 million, up 11.77% from the prior year.
  • Intangibles came in at $3.7 million for Q4 2025 at X Financial, down from $5.3 million in the prior quarter.
  • The five-year high for Intangibles was $5.8 million in Q4 2021, with the low at $3.7 million in Q4 2025.
  • Average Intangibles over 5 years is $5.2 million, with a median of $5.2 million recorded in 2024.
  • Across the five-year window, Intangibles soared 6260.49% in 2021 and declined 28.04% in 2025, its largest moves.
  • Year by year, Intangibles stood at $5.8 million in 2021, then fell by 10.76% to $5.1 million in 2022, then decreased by 0.52% to $5.1 million in 2023, then retreated by 0.36% to $5.1 million in 2024, then slipped by 28.04% to $3.7 million in 2025.
  • According to Business Quant data, Intangibles over the past three periods registered $3.7 million, $5.3 million, and $5.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Intangibles (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 27.75 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 5.50 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 206.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 27.44 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 215.09 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 38.10 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 3.67 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 3.67 Mn
Sep 30, 2025 5.31 Mn
Jun 30, 2025 5.19 Mn
Mar 31, 2025 5.03 Mn
Dec 31, 2024 5.09 Mn
Sep 30, 2024 5.16 Mn
Jun 30, 2024 5.02 Mn
Mar 31, 2024 5.13 Mn
Dec 31, 2023 5.11 Mn
Sep 30, 2023 5.00 Mn
Jun 30, 2023 4.96 Mn
Mar 31, 2023 5.27 Mn
Dec 31, 2022 5.14 Mn
Sep 30, 2022 5.22 Mn
Jun 30, 2022 5.43 Mn
Mar 31, 2022 5.73 Mn
Dec 31, 2021 5.76 Mn
Sep 30, 2021 5.72 Mn
Jun 30, 2021 5.68 Mn
Mar 31, 2021 5.64 Mn