X Financial (XYF) Goodwill & Intangibles (2017 - 2025)
X Financial (XYF) posted quarterly Goodwill & Intangibles of $3.7 million for Q4 2025, down 28.04% year-over-year from $5.1 million in Q4 2024, and down 30.62% on a QoQ basis from $5.3 million in Q3 2025.
X Financial (XYF) Goodwill & Intangibles (2017 - 2025) Analysis & Trends
X Financial (XYF) has reported Goodwill & Intangibles for 9 consecutive years, with $3.7 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Goodwill & Intangibles fell 28.04% year-over-year to $3.7 million; the TTM figure through Dec 2025 stood at $3.7 million (down 28.04% YoY), while the FY2025 annual figure was $3.6 million, down 28.96% from the prior year.
- Goodwill & Intangibles came in at $3.7 million for Q4 2025 at X Financial, down from $5.3 million in the prior quarter.
- The five-year high for Goodwill & Intangibles was $5.8 million in Q4 2021, with the low at $3.7 million in Q4 2025.
- Average Goodwill & Intangibles over 5 years is $5.2 million, with a median of $5.2 million recorded in 2022.
- Across the five-year window, Goodwill & Intangibles soared 6260.49% in 2021 and declined 28.04% in 2025, its largest moves.
- Year by year, Goodwill & Intangibles stood at $5.8 million in 2021, then fell by 10.76% to $5.1 million in 2022, then decreased by 0.52% to $5.1 million in 2023, then retreated by 0.36% to $5.1 million in 2024, then slipped by 28.04% to $3.7 million in 2025.
- According to Business Quant data, Goodwill & Intangibles over the past three periods registered $3.7 million, $5.3 million, and $5.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.67 Mn |
| Sep 30, 2025 | 5.28 Mn |
| Jun 30, 2025 | 5.14 Mn |
| Mar 31, 2025 | 5.02 Mn |
| Dec 31, 2024 | 5.09 Mn |
| Sep 30, 2024 | 5.16 Mn |
| Jun 30, 2024 | 5.02 Mn |
| Mar 31, 2024 | 5.13 Mn |
| Dec 31, 2023 | 5.11 Mn |
| Sep 30, 2023 | 5.05 Mn |
| Jun 30, 2023 | 5.13 Mn |
| Mar 31, 2023 | 5.29 Mn |
| Dec 31, 2022 | 5.14 Mn |
| Sep 30, 2022 | 5.43 Mn |
| Jun 30, 2022 | 5.51 Mn |
| Mar 31, 2022 | 5.73 Mn |
| Dec 31, 2021 | 5.76 Mn |
| Sep 30, 2021 | 5.72 Mn |
| Jun 30, 2021 | 5.68 Mn |
| Mar 31, 2021 | 5.64 Mn |