X Financial (XYF) Assets Average (2018 - 2025)

X Financial (XYF) posted quarterly Assets Average of $1.2 billion for Q4 2025, up 15.87% year-over-year from $1.0 billion in Q4 2024, and up 6.98% on a QoQ basis from $1.1 billion in Q3 2025.

X Financial (XYF) Assets Average (2018 - 2025) Analysis & Trends

X Financial (XYF) has reported Assets Average for 8 consecutive years, with $1.2 billion the latest figure, recorded in Q4 2025.

  • In Q4 2025, Assets Average rose 15.87% year-over-year to $1.2 billion; the TTM figure through Dec 2025 stood at $1.2 billion (up 15.87% YoY), while the FY2025 annual figure was $1.9 billion, up 14.0% from the prior year.
  • Assets Average came in at $1.2 billion for Q4 2025 at X Financial, up from $1.1 billion in the prior quarter.
  • The five-year high for Assets Average was $1.8 billion in Q2 2025, with the low at $801.8 million in Q4 2022.
  • Average Assets Average over 5 years is $1.2 billion, with a median of $1.1 billion recorded in 2021.
  • Across the five-year window, Assets Average fell 29.29% in 2022 and increased 26.85% in 2024, its largest moves.
  • Year by year, Assets Average stood at $1.1 billion in 2021, then dropped by 29.29% to $801.8 million in 2022, then climbed by 19.95% to $961.7 million in 2023, then rose by 7.95% to $1.0 billion in 2024, then gained by 15.87% to $1.2 billion in 2025.
  • According to Business Quant data, Assets Average over the past three periods registered $1.2 billion, $1.1 billion, and $1.8 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Assets Avg. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 95.93 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 53.30 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 304.47 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 80.36 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 13.05 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 52.18 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 196.64 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 8.64 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1,848.33 Bn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 1.20 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.20 Bn
Sep 30, 2025 1.12 Bn
Jun 30, 2025 1.79 Bn
Mar 31, 2025 1.66 Bn
Dec 31, 2024 1.04 Bn
Sep 30, 2024 1.04 Bn
Jun 30, 2024 1.66 Bn
Mar 31, 2024 1.65 Bn
Dec 31, 2023 961.72 Mn
Sep 30, 2023 870.98 Mn
Jun 30, 2023 1.40 Bn
Mar 31, 2023 1.30 Bn
Dec 31, 2022 801.75 Mn
Sep 30, 2022 807.99 Mn
Jun 30, 2022 1.28 Bn
Mar 31, 2022 1.22 Bn
Dec 31, 2021 1.13 Bn
Sep 30, 2021 1.12 Bn
Jun 30, 2021 1.09 Bn
Mar 31, 2021 1.10 Bn