X Financial (XYF) Assets Average (2018 - 2025)
X Financial (XYF) recorded quarterly Assets Average of $1.2 billion in Q4 2025, up 6.98% quarter-over-quarter from $1.1 billion in Q3 2025, and up 15.87% on a YoY basis from $1.0 billion in Q4 2024.
X Financial (XYF) Assets Average (2018 - 2025) Analysis & Trends
X Financial's Assets Average history runs 8 years deep, the most recent figure standing at $1.2 billion for Q4 2025.
- In Q4 2025, Assets Average rose 15.87% year-over-year to $1.2 billion; the TTM figure through Dec 2025 stood at $1.2 billion (up 15.87% YoY), while the FY2025 annual figure was $1.9 billion, up 14.0% from the prior year.
- Assets Average was $1.2 billion for Q4 2025 at X Financial, up from $1.1 billion in the prior quarter.
- In the past five years, Assets Average ranged from a high of $1.8 billion in Q2 2025 to a low of $801.8 million in Q4 2022.
- Historically, Assets Average has averaged $1.2 billion across 5 years, with a median of $1.1 billion in 2021.
- The sharpest annual moves came in 2022 and 2024: Assets Average slipped 29.29% in 2022, then advanced 26.85% in 2024.
- A 5-year view of Assets Average shows it stood at $1.1 billion in 2021, then retreated by 29.29% to $801.8 million in 2022, then rose by 19.95% to $961.7 million in 2023, then climbed by 7.95% to $1.0 billion in 2024, then grew by 15.87% to $1.2 billion in 2025.
- The last three Assets Average figures came in at $1.2 billion (Q4 2025), $1.1 billion (Q3 2025), and $1.8 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Assets Avg. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 95.93 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 53.30 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 304.47 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 675.96 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 80.36 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 120.30 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 13.05 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 52.18 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 196.64 Bn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 1.20 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.20 Bn |
| Sep 30, 2025 | 1.12 Bn |
| Jun 30, 2025 | 1.79 Bn |
| Mar 31, 2025 | 1.66 Bn |
| Dec 31, 2024 | 1.04 Bn |
| Sep 30, 2024 | 1.04 Bn |
| Jun 30, 2024 | 1.66 Bn |
| Mar 31, 2024 | 1.65 Bn |
| Dec 31, 2023 | 961.72 Mn |
| Sep 30, 2023 | 870.98 Mn |
| Jun 30, 2023 | 1.40 Bn |
| Mar 31, 2023 | 1.30 Bn |
| Dec 31, 2022 | 801.75 Mn |
| Sep 30, 2022 | 807.99 Mn |
| Jun 30, 2022 | 1.28 Bn |
| Mar 31, 2022 | 1.22 Bn |
| Dec 31, 2021 | 1.13 Bn |
| Sep 30, 2021 | 1.12 Bn |
| Jun 30, 2021 | 1.09 Bn |
| Mar 31, 2021 | 1.10 Bn |