X Financial (XYF) Assets Average (2018 - 2026)
X Financial (XYF) posted quarterly Assets Average of $1.2 billion for Q4 2025, up 15.87% year-over-year from $1.0 billion in Q4 2024, and up 6.98% quarter-over-quarter from $1.1 billion in Q3 2025.
Analysis
X Financial (XYF) Assets Average (2018 - 2026) Analysis & Trends
X Financial's Assets Average history runs 8 years deep, the most recent figure standing at $1.2 billion for Q4 2025.
- In Q4 2025, Assets Average rose 15.87% year-over-year to $1.2 billion; the TTM figure through Dec 2025 stood at $1.2 billion (up 15.87% YoY), while the FY2025 annual figure was $1.9 billion, up 14.0% from the prior year.
- Assets Average for Q4 2025 stood at $1.2 billion, up from $1.1 billion in the prior quarter.
- The five-year high for Assets Average was $1.8 billion in Q2 2025, with the low at $801.8 million in Q4 2022.
- The 5-year median for Assets Average is $1.1 billion (2021), against an average of $1.2 billion.
- The sharpest annual moves came in 2022 and 2024: Assets Average decreased 29.29% in 2022, then gained 26.85% in 2024.
- X Financial's Assets Average stood at $1.1 billion in 2021, then fell by 29.29% to $801.8 million in 2022, then increased by 19.95% to $961.7 million in 2023, then advanced by 7.95% to $1.0 billion in 2024, then climbed by 15.87% to $1.2 billion in 2025.
- Business Quant data shows XYF's Assets Average at $1.2 billion in Q4 2025, $1.1 billion in Q3 2025, and $1.8 billion in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Assets Avg. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 94.82 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 55.07 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 308.55 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 678.37 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 81.64 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 14.47 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 121.72 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 57.32 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 198.52 Bn |
| 10 | X Financial | 433.08 Mn | 145.32 Mn | 84.09 Mn | 1.88 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.88 Bn |
| Mar 31, 2026 | 2.02 Bn |
| Dec 31, 2025 | 1.20 Bn |
| Sep 30, 2025 | 1.12 Bn |
| Jun 30, 2025 | 1.79 Bn |
| Mar 31, 2025 | 1.66 Bn |
| Dec 31, 2024 | 1.04 Bn |
| Sep 30, 2024 | 1.04 Bn |
| Jun 30, 2024 | 1.66 Bn |
| Mar 31, 2024 | 841.08 Mn |
| Dec 31, 2023 | 153.19 Mn |
| Sep 30, 2023 | 870.98 Mn |
| Jun 30, 2023 | 1.40 Bn |
| Mar 31, 2023 | 1.30 Bn |
| Dec 31, 2022 | 801.75 Mn |
| Sep 30, 2022 | 807.99 Mn |
| Jun 30, 2022 | 1.28 Bn |
| Mar 31, 2022 | 1.22 Bn |
| Dec 31, 2021 | 1.13 Bn |
| Sep 30, 2021 | 1.12 Bn |