X Financial (XYF) Assets Average (2018 - 2025)
X Financial (XYF) posted quarterly Assets Average of $1.2 billion for Q4 2025, up 15.87% year-over-year from $1.0 billion in Q4 2024, and up 6.98% on a QoQ basis from $1.1 billion in Q3 2025.
X Financial (XYF) Assets Average (2018 - 2025) Analysis & Trends
X Financial (XYF) has reported Assets Average for 8 consecutive years, with $1.2 billion the latest figure, recorded in Q4 2025.
- In Q4 2025, Assets Average rose 15.87% year-over-year to $1.2 billion; the TTM figure through Dec 2025 stood at $1.2 billion (up 15.87% YoY), while the FY2025 annual figure was $1.9 billion, up 14.0% from the prior year.
- Assets Average came in at $1.2 billion for Q4 2025 at X Financial, up from $1.1 billion in the prior quarter.
- The five-year high for Assets Average was $1.8 billion in Q2 2025, with the low at $801.8 million in Q4 2022.
- Average Assets Average over 5 years is $1.2 billion, with a median of $1.1 billion recorded in 2021.
- Across the five-year window, Assets Average fell 29.29% in 2022 and increased 26.85% in 2024, its largest moves.
- Year by year, Assets Average stood at $1.1 billion in 2021, then dropped by 29.29% to $801.8 million in 2022, then climbed by 19.95% to $961.7 million in 2023, then rose by 7.95% to $1.0 billion in 2024, then gained by 15.87% to $1.2 billion in 2025.
- According to Business Quant data, Assets Average over the past three periods registered $1.2 billion, $1.1 billion, and $1.8 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Assets Avg. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 95.93 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 53.30 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 304.47 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 80.36 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 13.05 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 52.18 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 196.64 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 8.64 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1,848.33 Bn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 1.20 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.20 Bn |
| Sep 30, 2025 | 1.12 Bn |
| Jun 30, 2025 | 1.79 Bn |
| Mar 31, 2025 | 1.66 Bn |
| Dec 31, 2024 | 1.04 Bn |
| Sep 30, 2024 | 1.04 Bn |
| Jun 30, 2024 | 1.66 Bn |
| Mar 31, 2024 | 1.65 Bn |
| Dec 31, 2023 | 961.72 Mn |
| Sep 30, 2023 | 870.98 Mn |
| Jun 30, 2023 | 1.40 Bn |
| Mar 31, 2023 | 1.30 Bn |
| Dec 31, 2022 | 801.75 Mn |
| Sep 30, 2022 | 807.99 Mn |
| Jun 30, 2022 | 1.28 Bn |
| Mar 31, 2022 | 1.22 Bn |
| Dec 31, 2021 | 1.13 Bn |
| Sep 30, 2021 | 1.12 Bn |
| Jun 30, 2021 | 1.09 Bn |
| Mar 31, 2021 | 1.10 Bn |