X Financial (XYF) Assets Average (2018 - 2025)

X Financial (XYF) recorded quarterly Assets Average of $1.2 billion in Q4 2025, up 6.98% quarter-over-quarter from $1.1 billion in Q3 2025, and up 15.87% on a YoY basis from $1.0 billion in Q4 2024.

X Financial (XYF) Assets Average (2018 - 2025) Analysis & Trends

X Financial's Assets Average history runs 8 years deep, the most recent figure standing at $1.2 billion for Q4 2025.

  • In Q4 2025, Assets Average rose 15.87% year-over-year to $1.2 billion; the TTM figure through Dec 2025 stood at $1.2 billion (up 15.87% YoY), while the FY2025 annual figure was $1.9 billion, up 14.0% from the prior year.
  • Assets Average was $1.2 billion for Q4 2025 at X Financial, up from $1.1 billion in the prior quarter.
  • In the past five years, Assets Average ranged from a high of $1.8 billion in Q2 2025 to a low of $801.8 million in Q4 2022.
  • Historically, Assets Average has averaged $1.2 billion across 5 years, with a median of $1.1 billion in 2021.
  • The sharpest annual moves came in 2022 and 2024: Assets Average slipped 29.29% in 2022, then advanced 26.85% in 2024.
  • A 5-year view of Assets Average shows it stood at $1.1 billion in 2021, then retreated by 29.29% to $801.8 million in 2022, then rose by 19.95% to $961.7 million in 2023, then climbed by 7.95% to $1.0 billion in 2024, then grew by 15.87% to $1.2 billion in 2025.
  • The last three Assets Average figures came in at $1.2 billion (Q4 2025), $1.1 billion (Q3 2025), and $1.8 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Assets Avg. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 95.93 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 53.30 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 304.47 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 675.96 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 80.36 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 120.30 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 13.05 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 52.18 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 196.64 Bn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 1.20 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.20 Bn
Sep 30, 2025 1.12 Bn
Jun 30, 2025 1.79 Bn
Mar 31, 2025 1.66 Bn
Dec 31, 2024 1.04 Bn
Sep 30, 2024 1.04 Bn
Jun 30, 2024 1.66 Bn
Mar 31, 2024 1.65 Bn
Dec 31, 2023 961.72 Mn
Sep 30, 2023 870.98 Mn
Jun 30, 2023 1.40 Bn
Mar 31, 2023 1.30 Bn
Dec 31, 2022 801.75 Mn
Sep 30, 2022 807.99 Mn
Jun 30, 2022 1.28 Bn
Mar 31, 2022 1.22 Bn
Dec 31, 2021 1.13 Bn
Sep 30, 2021 1.12 Bn
Jun 30, 2021 1.09 Bn
Mar 31, 2021 1.10 Bn