X Financial (XYF) Long-Term Investments (2017 - 2025)

X Financial (XYF) recorded quarterly Long-Term Investments of $72.7 million in Q4 2025, down 77.91% quarter-over-quarter from $329.1 million in Q3 2025, and up 4.83% on a YoY basis from $69.3 million in Q4 2024.

X Financial (XYF) Long-Term Investments (2017 - 2025) Analysis & Trends

X Financial's Long-Term Investments history runs 9 years deep, the most recent figure standing at $72.7 million for Q4 2025.

  • In Q4 2025, Long-Term Investments rose 4.83% year-over-year to $72.7 million; the TTM figure through Dec 2025 stood at $72.7 million (up 4.83% YoY), while the FY2025 annual figure was $73.7 million, up 8.04% from the prior year.
  • Long-Term Investments was $72.7 million for Q4 2025 at X Financial, down from $329.1 million in the prior quarter.
  • In the past five years, Long-Term Investments ranged from a high of $425.8 million in Q3 2024 to a low of $43.2 million in Q1 2021.
  • Historically, Long-Term Investments has averaged $121.7 million across 5 years, with a median of $71.1 million in 2023.
  • The sharpest annual moves came in 2022 and 2025: Long-Term Investments soared 593.8% in 2022, then declined 22.72% in 2025.
  • A 5-year view of Long-Term Investments shows it stood at $87.6 million in 2021, then slipped by 20.39% to $69.7 million in 2022, then declined by 1.74% to $68.5 million in 2023, then advanced by 1.18% to $69.3 million in 2024, then rose by 4.83% to $72.7 million in 2025.
  • The last three Long-Term Investments figures came in at $72.7 million (Q4 2025), $329.1 million (Q3 2025), and $71.0 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Investments (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 308.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 313.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 4.13 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 757.60 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.23 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 72.69 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 72.69 Mn
Sep 30, 2025 329.07 Mn
Jun 30, 2025 70.98 Mn
Mar 31, 2025 68.23 Mn
Dec 31, 2024 69.33 Mn
Sep 30, 2024 425.79 Mn
Jun 30, 2024 68.43 Mn
Mar 31, 2024 68.72 Mn
Dec 31, 2023 68.53 Mn
Sep 30, 2023 275.57 Mn
Jun 30, 2023 71.30 Mn
Mar 31, 2023 73.44 Mn
Dec 31, 2022 69.74 Mn
Sep 30, 2022 308.55 Mn
Jun 30, 2022 84.60 Mn
Mar 31, 2022 88.93 Mn
Dec 31, 2021 87.60 Mn
Sep 30, 2021 44.47 Mn
Jun 30, 2021 44.03 Mn
Mar 31, 2021 43.23 Mn