X Financial (XYF) Long-Term Investments (2017 - 2025)

X Financial (XYF) posted quarterly Long-Term Investments of $72.7 million for Q4 2025, up 4.83% year-over-year from $69.3 million in Q4 2024, and down 77.91% on a QoQ basis from $329.1 million in Q3 2025.

X Financial (XYF) Long-Term Investments (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Long-Term Investments for 9 consecutive years, with $72.7 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Long-Term Investments rose 4.83% year-over-year to $72.7 million; the TTM figure through Dec 2025 stood at $72.7 million (up 4.83% YoY), while the FY2025 annual figure was $73.7 million, up 8.04% from the prior year.
  • Long-Term Investments came in at $72.7 million for Q4 2025 at X Financial, down from $329.1 million in the prior quarter.
  • The five-year high for Long-Term Investments was $425.8 million in Q3 2024, with the low at $43.2 million in Q1 2021.
  • Average Long-Term Investments over 5 years is $121.7 million, with a median of $71.1 million recorded in 2023.
  • Across the five-year window, Long-Term Investments soared 593.8% in 2022 and decreased 22.72% in 2025, its largest moves.
  • Year by year, Long-Term Investments stood at $87.6 million in 2021, then fell by 20.39% to $69.7 million in 2022, then decreased by 1.74% to $68.5 million in 2023, then increased by 1.18% to $69.3 million in 2024, then climbed by 4.83% to $72.7 million in 2025.
  • According to Business Quant data, Long-Term Investments over the past three periods registered $72.7 million, $329.1 million, and $71.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Investments (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 308.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 313.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 4.13 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 757.60 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 3.23 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 106.20 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 19.95 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 72.69 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 72.69 Mn
Sep 30, 2025 329.07 Mn
Jun 30, 2025 70.98 Mn
Mar 31, 2025 68.23 Mn
Dec 31, 2024 69.33 Mn
Sep 30, 2024 425.79 Mn
Jun 30, 2024 68.43 Mn
Mar 31, 2024 68.72 Mn
Dec 31, 2023 68.53 Mn
Sep 30, 2023 275.57 Mn
Jun 30, 2023 71.30 Mn
Mar 31, 2023 73.44 Mn
Dec 31, 2022 69.74 Mn
Sep 30, 2022 308.55 Mn
Jun 30, 2022 84.60 Mn
Mar 31, 2022 88.93 Mn
Dec 31, 2021 87.60 Mn
Sep 30, 2021 44.47 Mn
Jun 30, 2021 44.03 Mn
Mar 31, 2021 43.23 Mn