X Financial (XYF) Long-Term Investments (2017 - 2025)

X Financial (XYF) posted quarterly Long-Term Investments of $72.7 million for Q4 2025, up 4.83% year-over-year from $69.3 million in Q4 2024, and down 77.91% quarter-over-quarter from $329.1 million in Q3 2025.

X Financial (XYF) Long-Term Investments (2017 - 2025) Analysis & Trends

X Financial's Long-Term Investments history runs 9 years deep, the most recent figure standing at $72.7 million for Q4 2025.

  • In Q4 2025, Long-Term Investments rose 4.83% year-over-year to $72.7 million; the TTM figure through Dec 2025 stood at $72.7 million (up 4.83% YoY), while the FY2025 annual figure was $73.7 million, up 8.04% from the prior year.
  • Long-Term Investments for Q4 2025 stood at $72.7 million, down from $329.1 million in the prior quarter.
  • The five-year high for Long-Term Investments was $425.8 million in Q3 2024, with the low at $180983.6 in Q4 2023.
  • The 5-year median for Long-Term Investments is $70.2 million (2024), against an average of $111.3 million.
  • The sharpest annual moves came in 2023 and 2024: Long-Term Investments slumped 97.32% in 2023, then jumped 38209.97% in 2024.
  • X Financial's Long-Term Investments stood at $11.7 million in 2021, then sank by 42.33% to $6.8 million in 2022, then plunged by 97.32% to $180983.6 in 2023, then soared by 38209.97% to $69.3 million in 2024, then increased by 4.83% to $72.7 million in 2025.
  • Business Quant data shows XYF's Long-Term Investments at $72.7 million in Q4 2025, $329.1 million in Q3 2025, and $71.0 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Investments (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 1.43 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 318.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 4.01 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - 276,345.50
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - 757.60 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 3.23 Bn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 72.69 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 72.69 Mn
Sep 30, 2025 329.07 Mn
Jun 30, 2025 70.98 Mn
Mar 31, 2025 68.23 Mn
Dec 31, 2024 69.33 Mn
Sep 30, 2024 425.79 Mn
Jun 30, 2024 68.43 Mn
Mar 31, 2024 68.72 Mn
Dec 31, 2023 180,983.61
Sep 30, 2023 275.57 Mn
Jun 30, 2023 71.30 Mn
Mar 31, 2023 73.44 Mn
Dec 31, 2022 6.76 Mn
Sep 30, 2022 308.55 Mn
Jun 30, 2022 84.60 Mn
Mar 31, 2022 88.93 Mn
Dec 31, 2021 11.72 Mn
Sep 30, 2021 44.47 Mn
Jun 30, 2021 44.03 Mn
Mar 31, 2021 43.23 Mn