X Financial (XYF) Long-Term Investments (2017 - 2025)
X Financial (XYF) recorded quarterly Long-Term Investments of $72.7 million in Q4 2025, down 77.91% quarter-over-quarter from $329.1 million in Q3 2025, and up 4.83% on a YoY basis from $69.3 million in Q4 2024.
X Financial (XYF) Long-Term Investments (2017 - 2025) Analysis & Trends
X Financial's Long-Term Investments history runs 9 years deep, the most recent figure standing at $72.7 million for Q4 2025.
- In Q4 2025, Long-Term Investments rose 4.83% year-over-year to $72.7 million; the TTM figure through Dec 2025 stood at $72.7 million (up 4.83% YoY), while the FY2025 annual figure was $73.7 million, up 8.04% from the prior year.
- Long-Term Investments was $72.7 million for Q4 2025 at X Financial, down from $329.1 million in the prior quarter.
- In the past five years, Long-Term Investments ranged from a high of $425.8 million in Q3 2024 to a low of $43.2 million in Q1 2021.
- Historically, Long-Term Investments has averaged $121.7 million across 5 years, with a median of $71.1 million in 2023.
- The sharpest annual moves came in 2022 and 2025: Long-Term Investments soared 593.8% in 2022, then declined 22.72% in 2025.
- A 5-year view of Long-Term Investments shows it stood at $87.6 million in 2021, then slipped by 20.39% to $69.7 million in 2022, then declined by 1.74% to $68.5 million in 2023, then advanced by 1.18% to $69.3 million in 2024, then rose by 4.83% to $72.7 million in 2025.
- The last three Long-Term Investments figures came in at $72.7 million (Q4 2025), $329.1 million (Q3 2025), and $71.0 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Long-Term Investments (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 308.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 313.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 4.13 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 757.60 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.23 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 72.69 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 72.69 Mn |
| Sep 30, 2025 | 329.07 Mn |
| Jun 30, 2025 | 70.98 Mn |
| Mar 31, 2025 | 68.23 Mn |
| Dec 31, 2024 | 69.33 Mn |
| Sep 30, 2024 | 425.79 Mn |
| Jun 30, 2024 | 68.43 Mn |
| Mar 31, 2024 | 68.72 Mn |
| Dec 31, 2023 | 68.53 Mn |
| Sep 30, 2023 | 275.57 Mn |
| Jun 30, 2023 | 71.30 Mn |
| Mar 31, 2023 | 73.44 Mn |
| Dec 31, 2022 | 69.74 Mn |
| Sep 30, 2022 | 308.55 Mn |
| Jun 30, 2022 | 84.60 Mn |
| Mar 31, 2022 | 88.93 Mn |
| Dec 31, 2021 | 87.60 Mn |
| Sep 30, 2021 | 44.47 Mn |
| Jun 30, 2021 | 44.03 Mn |
| Mar 31, 2021 | 43.23 Mn |