X Financial (XYF) Long-Term Investments (2017 - 2026)
X Financial's Long-Term Investments was $55.01 million in Q2 2026, down 22.5% from $70.98 million a year earlier and down 27.4% from the prior quarter.
X Financial (XYF) Long-Term Investments (2017 - 2026) Analysis & Trends
At the end of FY2025, Long-Term Investments at X Financial came in at $73.72 million, up 8.0% from FY2024.
- Long-Term Investments shows a five-year compound annual growth rate of 10.2% (FY2020 to FY2025).
- In earlier years, Long-Term Investments was $68.23 million in FY2024 (-1.8%), $69.5 million in FY2023 (-3.4%), $71.91 million in FY2022 (-18.2%) and $87.88 million in FY2021 (+94.0%).
- The Q2 2026 figure marks the lowest quarterly Long-Term Investments since Q3 2021.
- Compared with a year earlier, Long-Term Investments was higher in four of the last eight quarters, with an average decline of 0.9%.
- The best year-over-year quarter for Long-Term Investments over five years was Q1 2022 (growth of 105.7%); the worst was Q2 2026 (a decline of 22.5%).
- Per Business Quant data, XYF's Long-Term Investments in the three quarters before Q2 2026 was $75.73 million (Q1 2026), $72.69 million (Q4 2025) and $71.53 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Long-Term Investments (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.38 Bn | 8.60 Bn | - | 4.01 Bn |
| 2 | Block | 47.16 Bn | 18.46 Bn | 3.17 Bn | - |
| 3 | Coinbase Global | 44.38 Bn | 1.19 Bn | - | 840.29 Mn |
| 4 | Corpay | 27.22 Bn | 17.10 Bn | - | 576.18 Mn |
| 5 | Fiserv | 26.96 Bn | 23.64 Bn | 2.90 Bn | 1.03 Bn |
| 6 | Global Payments | 23.09 Bn | 884.97 Mn | 2.03 Bn | - |
| 7 | Guidewire Software | 15.87 Bn | 12.43 Bn | 269.68 Mn | 462.22 Mn |
| 8 | Bitmine Immersion Technologies | 12.44 Bn | 9.82 Bn | 40.81 Mn | 93.21 Mn |
| 9 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn | - |
| 10 | X Financial | 197.62 Mn | -1.29 Bn | 84.09 Mn | 55.01 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 55.01 Mn |
| Mar 31, 2026 | 75.73 Mn |
| Dec 31, 2025 | 73.69 Mn |
| Jun 30, 2025 | 70.98 Mn |
| Mar 31, 2025 | 68.23 Mn |
| Dec 31, 2024 | 68.24 Mn |
| Jun 30, 2024 | 68.43 Mn |
| Mar 31, 2024 | 68.72 Mn |
| Dec 31, 2023 | 69.43 Mn |
| Jun 30, 2023 | 71.30 Mn |
| Mar 31, 2023 | 73.44 Mn |
| Dec 31, 2022 | 71.23 Mn |
| Jun 30, 2022 | 84.60 Mn |
| Mar 31, 2022 | 88.93 Mn |
| Dec 31, 2021 | 87.89 Mn |
| Jun 30, 2021 | 44.03 Mn |
| Mar 31, 2021 | 43.23 Mn |
| Dec 31, 2020 | 45.32 Mn |
| Sep 30, 2020 | 44.49 Mn |
| Jun 30, 2020 | 42.67 Mn |
X Financial Long-Term Investments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=long-term-investments&ticker=XYF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "long-term-investments", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=long-term-investments&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();