X Financial (XYF) Long-Term Investments (2017 - 2025)
X Financial (XYF) posted quarterly Long-Term Investments of $72.7 million for Q4 2025, up 4.83% year-over-year from $69.3 million in Q4 2024, and down 77.91% on a QoQ basis from $329.1 million in Q3 2025.
X Financial (XYF) Long-Term Investments (2017 - 2025) Analysis & Trends
X Financial (XYF) has reported Long-Term Investments for 9 consecutive years, with $72.7 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Long-Term Investments rose 4.83% year-over-year to $72.7 million; the TTM figure through Dec 2025 stood at $72.7 million (up 4.83% YoY), while the FY2025 annual figure was $73.7 million, up 8.04% from the prior year.
- Long-Term Investments came in at $72.7 million for Q4 2025 at X Financial, down from $329.1 million in the prior quarter.
- The five-year high for Long-Term Investments was $425.8 million in Q3 2024, with the low at $43.2 million in Q1 2021.
- Average Long-Term Investments over 5 years is $121.7 million, with a median of $71.1 million recorded in 2023.
- Across the five-year window, Long-Term Investments soared 593.8% in 2022 and decreased 22.72% in 2025, its largest moves.
- Year by year, Long-Term Investments stood at $87.6 million in 2021, then fell by 20.39% to $69.7 million in 2022, then decreased by 1.74% to $68.5 million in 2023, then increased by 1.18% to $69.3 million in 2024, then climbed by 4.83% to $72.7 million in 2025.
- According to Business Quant data, Long-Term Investments over the past three periods registered $72.7 million, $329.1 million, and $71.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Long-Term Investments (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 308.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 313.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 4.13 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 757.60 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.23 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 106.20 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 19.95 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 72.69 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 72.69 Mn |
| Sep 30, 2025 | 329.07 Mn |
| Jun 30, 2025 | 70.98 Mn |
| Mar 31, 2025 | 68.23 Mn |
| Dec 31, 2024 | 69.33 Mn |
| Sep 30, 2024 | 425.79 Mn |
| Jun 30, 2024 | 68.43 Mn |
| Mar 31, 2024 | 68.72 Mn |
| Dec 31, 2023 | 68.53 Mn |
| Sep 30, 2023 | 275.57 Mn |
| Jun 30, 2023 | 71.30 Mn |
| Mar 31, 2023 | 73.44 Mn |
| Dec 31, 2022 | 69.74 Mn |
| Sep 30, 2022 | 308.55 Mn |
| Jun 30, 2022 | 84.60 Mn |
| Mar 31, 2022 | 88.93 Mn |
| Dec 31, 2021 | 87.60 Mn |
| Sep 30, 2021 | 44.47 Mn |
| Jun 30, 2021 | 44.03 Mn |
| Mar 31, 2021 | 43.23 Mn |