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X Financial (XYF) Cost of Revenue: 2017-2025

Historic Cost of Revenue for X Financial (XYF) over the last 8 years, with Sep 2025 value amounting to $527.5 million.

  • X Financial's Cost of Revenue rose 15.28% to $527.5 million in Q3 2025 from the same period last year, while for Sep 2025 it was $2.0 billion, marking a year-over-year increase of 236.72%. This contributed to the annual value of $238.1 million for FY2024, which is 41.09% down from last year.
  • According to the latest figures from Q3 2025, X Financial's Cost of Revenue is $527.5 million, which was up 2.63% from $514.0 million recorded in Q2 2025.
  • X Financial's Cost of Revenue's 5-year high stood at $588.7 million during Q4 2022, with a 5-year trough of -$718.8 million in Q4 2023.
  • Moreover, its 3-year median value for Cost of Revenue was $426.5 million (2024), whereas its average is $332.5 million.
  • As far as peak fluctuations go, X Financial's Cost of Revenue plummeted by 222.10% in 2023, and later soared by 161.07% in 2024.
  • Quarterly analysis of 5 years shows X Financial's Cost of Revenue stood at $385.8 million in 2021, then spiked by 52.60% to $588.7 million in 2022, then tumbled by 222.10% to -$718.8 million in 2023, then skyrocketed by 161.07% to $439.0 million in 2024, then rose by 15.28% to $527.5 million in 2025.
  • Its last three reported values are $527.5 million in Q3 2025, $514.0 million for Q2 2025, and $473.7 million during Q1 2025.