Growth Metrics

X Financial (XYF) Cost of Revenue (2017 - 2025)

Historic Cost of Revenue for X Financial (XYF) over the last 9 years, with Q3 2025 value amounting to $527.5 million.

  • X Financial's Cost of Revenue rose 1528.26% to $527.5 million in Q3 2025 from the same period last year, while for Sep 2025 it was $2.0 billion, marking a year-over-year increase of 1360.31%. This contributed to the annual value of $238.1 million for FY2024, which is 899.05% up from last year.
  • Latest data reveals that X Financial reported Cost of Revenue of $527.5 million as of Q3 2025, which was up 1528.26% from $514.0 million recorded in Q2 2025.
  • X Financial's Cost of Revenue's 5-year high stood at $588.7 million during Q4 2022, with a 5-year trough of $348.6 million in Q2 2023.
  • Over the past 5 years, X Financial's median Cost of Revenue value was $464.5 million (recorded in 2022), while the average stood at $467.7 million.
  • Its Cost of Revenue has fluctuated over the past 5 years, first skyrocketed by 5260.1% in 2022, then crashed by 3460.35% in 2023.
  • X Financial's Cost of Revenue (Quarter) stood at $385.8 million in 2021, then soared by 52.6% to $588.7 million in 2022, then dropped by 28.49% to $421.0 million in 2023, then grew by 4.27% to $439.0 million in 2024, then rose by 20.16% to $527.5 million in 2025.
  • Its last three reported values are $527.5 million in Q3 2025, $514.0 million for Q2 2025, and $473.7 million during Q1 2025.